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Conveyancing in Cholsey Q & A's

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By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 22/07/17

Cholsey attractions

Mongewell St John the Baptist Churches Conservation Trust and Newnham Murren St Mary Churches Conservation Trust are close at hand to Cholsey.

Cholsey's closest train station is Cholsey at 1 mile s. The nearest airport to Cholsey is Booker, Wycombe Air Park Airport. Kidlington Airport is 19 miles, White Waltham Airport is 18 miles, Blackbushe Airport is 23 miles and Booker Airport is 16 miles away.

The closest hospital is Wallingford Community.

Q.

We are trying to find a discount conveyancing quote in Cholsey. as we are on a budget.

A.

Many property buyers and sellers seeking discount conveyancing are caught out by the lure of very low conveyancing rates, and many property lawyers advertise cheap conveyancing, however extra fees may be added into small print. These terms are often ignored by excited property buyers and sellers, eager to get underway. Third party costs, termed disbursements, to be paid ought to be defined on your conveyancing quote Any additional costs should be fair and reasonable and be applicable solely where your conveyancer is required to complete unexpected extra work , which could not be anticipated at the start of the process. We provide quotes, not estimates, and clearly state the fees for a standard conveyancing.

Q.

How is contaminated land in Cholsey investigated?

A.

Property is contaminated by numerous natural causes and human activities. Issues such as local waste transfer sites or military land should be reported on during conveyancing searches.

Q.

How do we learn more information on the Cholsey conservation areas?

Conservation area matters, such as paths and footpaths, dormer windows or poorly maintained pavements are administered by South Oxfordshire. English Heritage, a government body, have produced a list of the state of conservation areas.

Q.

Can you address how I avoid paying stamp duty to HM Revenue?

A.

Stamp duty mitigation scheme is not recommended. These schemes are expensive and HMRC may challenge a scheme up to six years later and the total stamp duty, with interest, will be due. There have been a range of government initiatives, such as for first-time buyers.

Q.

Which local authority is responsible for Cholsey?

A.

Cholsey is located in Wycombe District Council, Queen Victoria Road, High Wycombe, Buckinghamshire, HP11 1BB, phone: 01494 461 000

Q.

Which lender panels in Cholsey are you on?

A.

Of lenders with branches around Cholsey, we in conjunction with most. Cholsey lenders and mortgage specialists include Rosemount Morgage Planning, 115 London Rd, Headington, Oxford, OX3 9HZ, Mortgage Lady, 115 The Street, Crowmarsh Gifford, Wallingford, OX10 8EF, and Official Mortgage Co, Prama House/267 Banbury Rd, Oxford, OX2 7HT.

Q.

Our mortgage lender is Mortgage Express - what do I need to know?

A.

When buying with a mortgage, a mortgage provider will need legal work to be undertaken in relation to the mortgage. In some cases, lenders have opted to reduce the size of their 'solicitor panel', potentially creating greater conveyancing costs for purchasers. We, however, can act on behalf of the vast majority of mortgage lenders so that the buyer will not have to pay the lender's costs.

Q.

Should we get a chancel search if I am intending to buy in the parish of Kidlington, near Cholsey?

A.

The solicitor should confirm that a chancel search is taken out, whichever parish where the house being bought is found. Although some church councils have taken the decision to charge chancel repairs on the current owners, a solicitor cannot state with certainty that a parish which has not imposed liability will continue to be unaffected.

 
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