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Conveyancing in Chorley Q & A's

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Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 19/04/18

Transport and public service information if you’re buying or selling residential property in Chorley -

By road: Chorley is served by the M61, A581, A673 and A674. By rail: The nearest train station is Chorley. By air: The closest airports to Chorley are Blackpool Airport (28 miles), Manchester Airport (32 miles), and Liverpool John Lennon Airport (40 miles).

Hospital: Chorley and South Ribble District General, Preston Road, Chorley, PR7 1PP. Council: Chorley Council (www.chorley.gov.uk).

Attractions: Heskin Hall, Yarrow Valley Country Park, Healey Nab, Astley Hall and Park, and Heskin Farmers’ Market and Craft Centre.

Q.

I have got a conveyancing quote from you that looks very good, but will there be any extra charges that I’m not aware of?

No, there won’t. Homeward Legal does not charge any hidden fees for any reason. Our conveyancing quotes offer a single, accurate fee the legal costs for your sale or purchase, with a clearly laid-out distinction between disbursements (payments to a third party passed on to you at cost) and solicitors’ fees (which are fixed). Try our quote calculator, or call our team of conveyancing experts on 0800 038 6699 to obtain your fixed-fee quote, backed up with our ‘No Completion, No Fee’ guarantee.

Q.

Will the property solicitor carry out any conveyancing searches on the Lancastrian Regency, end-of-terrace house I want to buy in Chorley?

If you are buying the property with the help of a mortgage, the building society or bank will insist that a solicitor gets at least the following: Local Authority Search, Drainage Search, Environment Search, and occasionally area-specific searches (for instance, Official Search of whole without priority, or Planning Searches).

Q.

In about six weeks, we are hoping to move from our detached house in Chorley to our new place in Euxton, but when is the optimum point to line up a home-removal firm?

It is very tempting to appoint all the firms and people involved in your move early on in the process, because with the excitement of your move, that makes it feel more real. While appointing a solicitor early is key to a smooth and swift transaction, the opposite is largely true with removals firms. Because your move date is not fixed until the exchange of contracts, to pencil in a date for removals prior to that is risky, since they may charge you a rearrangement fee.

Q.

What will the SDLT be for a £399,000 residence I am purchasing in Chorley?

The Stamp Duty Land Tax (SDLT) rate depends on a number of factors but principally on the price you bought your property for. If your building was purchased for under £125,000, you will not have to pay any stamp duty. In the example cited, the duty owed would be £9,950 on a property bought for £399,000. Note that the government’s budgeting and housing policies may change the rate or the trigger value. You might wish to use a stamp duty calculator like the one at www.stampdutycalculator.org.uk.

Q.

How many mortgage lenders in Chorley do you work with?

Most lenders and mortgage experts in Chorley are on our solicitors' panel. Lenders and mortgage specialists in and around Chorley include:

  • Cheshire Building Society, 4-6 Fazakerley Street, Chorley, PR7 1BG
  • Money Matters, 1 Mayfield Road, Chorley, PR6 0DG
  • Churchside Financial Planning Ltd., Chestnut House, 46 Halliwell Street, Chorley, PR7 2AL

Your solicitor can tell you about any hurdles or costs associated with the lender. Call us on 0800 038 6699 to discuss your conveyancing needs further.

Q.

What would the conveyancing searches cost for a two-bedroom apartment in Chorley?

With Homeward Legal, you will be charged at most £249 for the standard conveyancing searches in Chorley. They are disbursements paid to a third party and passed on to you at cost.

Q.

Flood searches may be fine, but considering current weather events such as the serious flooding in September 2012 in Northwest England, are they thorough enough to absolutely clear about the flood-risk in the Chorley area?

Your Chorley property solicitor will advise you to include more in-depth and informative conveyancing and environmental searches if the first environmental search spots a significant Chorley-centred flooding risk. To get further assurance, you could always speak to one of your future neighbours about the history of flooding near your planned purchase. Or you could try a nearby Lancashire flood-repair expert, such as Property Restoration North West Ltd., 47 Preston Drive, Whittle-Le-Woods, Chorley, PR6 7PE (Tel: 07850 041501).

Q.

For a speedy exchange and completion on the purchase of a £289,000 Chorley property, what should we do to guarantee the acceleration of the transaction?

Key to an increase in the pace of the conveyancing transaction is to instruct a property lawyer as early as possible. When choosing a property lawyer, you should consider these questions:

  • Do they offer 'no move, no fee' protection? This can incentivise a faster transaction.
  • Do they offer 'instant' online quotes?
  • Are phone, fax and email their preferred methods of contact?

Homeward Legal offers this and more. To discuss your needs and to obtain your fixed-fee, ‘No Completion, No Fee’-guaranteed quote, contact our team on 0800 038 6699.

Q.

We are aiming to purchase in Chorley. Is it important that searches are ordered?

A.

Conveyancing searches are common set of queries ordered by your conveyancing lawyer with several authorities, such as a drainage search. Conveyancing searches consider the legal condition of the property's title.

Q.

Does your solicitors company do property auction conveyancing in Chorley?

A.

Our firm is able to work with bidders at auction. It is not uncommon for more complicated to convey auction lots are bought at property auctions which require increased fact-finding. We therefore strongly suggest that buyers at auction choose an experienced solicitor before the property auction date to allow for a review of the auction pack.

Following the day of bidding your Homeward Legal lawyer will be able to concentrate on completing all of the legal work in the reduced time frame as usually required .

Q.

For fast conveyancing on the purchase of a £268,000 property, what should we arrange to speed up our conveyancing process?

A.

As is often reported, finding a experienced property lawyer is essential to fast conveyancing. When finding a property lawyer, consider these questions: Will they work on a 'no sale, no fee' basis? Do they offer 'instant' online quotes? Do they use email?

Q.

Are many purchasers in Chorley gazumped?

A.

Gazumping is common across England and Wales and describes when a owner accepts an offer and then dismisses it, opting for a higher offer. The danger of gazumping is present in any transaction. The first step in reducing the chance that gazumping will effect you is to instruct a property solicitor early.

Q.

Is contaminated land an issue in Chorley?

A.

A wide range of contaminants may impact residential property in Chorley, and an environmental search should clarify to what extent a specific residence could be affected by local contaminants like coal mining. Contamination can be caused by local landfill sites, including Great Knowley & Gorse Hall Quarries, Blackburn Road, Lancashire, PR6 8TH.

Q.

How many weeks should it take our assigned conveyancing solicitor to complete the conveyancing work for an apartment in a Regency building in Chorley?

A.

The conveyancing process can take anywhere from 3 weeks and 3 months depending on various issues such as the efficiency of the vendor's property solicitor, or re-negotiations following a survey. Homeward Legal's conveyancers are highly results driven with the goal of completing the process as promptly we can.

Q.

In about 6 weeks we are hoping to move from our detached house in Chorley to our new property in Euxton , what is the optimum stage to appoint a home removal firm?

A.

Most lawyers usually encourage buyers wait booking a removals company until formal exchange of contracts because a move date will not have been formally agreed. Often home removals firms will charge a cancellation charge . For a local firm Chorley Self Storage, Phoenix Works Steeley Lane, Chorley, PR6 0RJ Tel: 01257 220047 or Porter Andrew Ltd, 75 Porter House Adlington South Employment Area Huyton Rd, Adlington, Chorley, PR7 4JR Call: 01257 482398.