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Transfer of Equity in Chorlton

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Chorlton

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Chorlton clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
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Conveyancing in Chorlton Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 22/01/17

Relevant regional public transport and services facts and figures ;

Commuters are well served with Chorlton situated with good major road access very close at 1.5m of the M60 Junction 6 Westbound.

Chorlton's nearest airport is Eccles, Barton Aerodrome Airport (5 miles). Liverpool John Lennon Airport is 25 miles, Manchester Terminals 1 & 3 Airport is 6 miles, Manchester Terminal 2 Airport is 6 miles and Eccles Airport is 5 miles away and Manchester United Football Club Halt train station is almost a mile from Chorlton.

The nearest hospital is Stretford Memorial Manchester.

Q.

We are looking for low cost conveyancing. Will we get a quote or and estimate?

A.

Many online and high street firms promote 'the cheapest conveyancing quotes', but additional fees are often hiding in the solicitor's terms of engagement. Any extra charges listed in your solicitor's terms needs to be clearly defined and only be applied if your lawyer must perform additional tasks on your behalf, which could not be anticipated at the start of the process.

Q.

We have a leasehold property to purchase. How do we arrange a fast exchange and completion?

A.

The key to a fast completion is to instruct a communicative property lawyer. There are, in addition, numerous tasks you as the buyer can do, including, ordering a property survey early in the transaction, answering any queries raised by the property lawyer as soon as possible and keeping in regular contact with the property lawyer.

Q.

How many lenders in Chorlton do you work with?

A.

Most lenders in Chorlton are on our Chorlton solicitors' panel. Chorlton lenders and mortgage specialists include Mortgage & Investment Advice Centre, 394 Barlow Moor Rd, Manchester, M21 8BH, and Barrat Gray, 571 Barlow Moor Rd, Manchester, M21 8AE.

Q.

What can the fees for my searches total?

A.

The cost of conveyancing searches does vary noticeably, and will be dependent on your lender's requirements. These searches are charged 'at cost'.

Q.

How can I go about determine if the Chorlton conservation area is being neglected?

A.

English Heritage, a government body, maintain records of the condition (poor to good) of conservation areas in England. Local conservation areas are nominated by the local Cheshire East planning authority, who are responsible for conservation area concerns from including things like street posts, the painting of houses and paths and footpaths.

Q.

Which actual property conveyancing searches will the Chorlton conveyancing solicitor apply for when instructed on a Chorlton flat?

A.

The common legal protocol will be to get the following Local Authority Search, Drainage and Water Search (CON29DW or personal), Environment Search and Cheshire Brine Search as well as any specific local searches, like a Official Search of Whole or Part without Priority (OS3).

Q.

If I plan to purchase in the parish of Chorlton, do we need a chancel search?

A.

Regardless of the Chorlton parish you are buying in, the solicitor instructed to handle the transaction may suggest that a chancel search be ordered. Although some Parochial Church Councils have determined to charge chancel repairs on the current owners of land subject to chancel liability, there is no way to be certain that a parish where dues have not recently been paid will not be so in future. It is not safe to rely on the historical behaviour of the parish council alone as a guide.

Q.

In what ways can a Chorlton lawyer advise us on the potential risk of floods in Chorlton?

A.

Your conveyancing lawyer will carry out standard formal conveyancing and environmental searches that incorporate Chorlton flood risk area information. A more specialist flood risk search (most likely a Landmark Database search) could possibly be recommended by a qualified Chorlton solicitor if in the event that the initial conveyancing searches highlight a flood risk.

 
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