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Conveyancing in Cockermouth Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 19/01/18

Practical Cockermouth travel and public service facts ;

The nearest airport to Cockermouth is Carlisle Airport (29 miles). The nearest station to Cockermouth is Maryport, about 6 miles away.

Cockermouth is the most convenient hospital.

Q.

How do I get the cheapest conveyancing solicitors?

A.

Many conveyancers advertise supposedly 'the cheapest conveyancing', but extra charges are frequently hidden in the terms and conditions. These terms are often ignored by excited buyers, eager to get underway.

Q.

We are purchasing a home with Capital Home Loans, is there anything I need to be aware of?

A.

Prior to recent changes, most solicitors could act for the majority lenders. Over the last two years, some lenders have limited the firms who can act for them, resulting in greater legal costs for buyers if a second solicitor is required by their lender. Homeward Legal, however, can act for the vast majority of mortgage lenders so that the buyer will not have to pay your lender's legal costs.

Q.

We are intending to purchase a medieval barn conversion in Burneside. Will a chancel search be necessary?

A.

Regardless of the Cockermouth parish in which you are buying, the property lawyer is likely to recommend that a chancel search is ordered. Through some Parochial Church Councils have exercised their right to exact chancel repairs on the current owners of land subject to chancel liability, a solicitor cannot state with certainty that a parish which has not imposed liability will not automatically be the case for future owners. It is not safe to rely on the historical behaviour of the parish council alone as a guide.

Q.

For fast conveyancing to buy a £287,000 property, what can we do to speed up our transaction?

Primarily, a fast conveyancing transaction is the key to is to employing a experienced conveyancer. There are, however, several things you could do to get moving sooner. These include:

  • calling or emailing the conveyancer, and chase them if you suspect any delays
  • answering any queries raised by your conveyancer as soon as possible
  • ordering a property survey early in the transaction

Q.

I am buying a property. Should we have searches done?

A.

Searches are a typical collection of enquiries requested by your conveyancer. You should be aware that, conveyancing searches cover solely legal considerations.

Q.

How could conveyancing for a Cockermouth property purchase take months to complete?

A.

Conveyancing can suffer all manner of setbacks, we, however, understand that these can cause considerable stress and aim to minimise the impact of these delays where feasible to do so by, for example, ordering searches as early as possible.

Q.

Bookshops now have a plethora of very helpful resources going into great depth on doing the legal work yourself e.g. leasehold Flats & Houses a supplement to Bradshaw's Guide to DIY House Buying, Selling & Conveyancing. Do we have to use Cockermouth conveyancer ?

A.

If you want to use the various books to steer you, you can complete the bulk of the legal and technical work without having a dedicated Cockermouth property lawyer. Above all have a go conveyancers will not be covered by the correct indemnity cover which qualified solicitors must carry.

Q.

Should the fixtures and fittings include a washing machine?

A.

Chiefly, fixtures are fixed elements, such as built-in wardrobes to walls, floors or ceilings and cannot be easily removed and fixtures are free-standing items, such as bookcases. In order to avoid later issues, a fixtures and fittings form should be completed and will save considerable frustration later.