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Conveyancing in Cockermouth Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 14/10/17

Practical Cockermouth travel and public service facts ;

The nearest airport to Cockermouth is Carlisle Airport (29 miles). The nearest station to Cockermouth is Maryport, about 6 miles away.

Cockermouth is the most convenient hospital.

Q.

How do I get the cheapest conveyancing solicitors?

A.

Many conveyancers advertise supposedly 'the cheapest conveyancing', but extra charges are frequently hidden in the terms and conditions. These terms are often ignored by excited buyers, eager to get underway.

Q.

I am purchasing a £848000. How is Stamp Duty Land Tax rates worked out?

A.

The Stamp Duty which will be owed is calculated with reference to the value of the home. For a home worth £848000, stamp duty is £33920.

Q.

Do we need to get a home buyers survey?

A.

We strongly advise that home buyers arrange an inspection when buying in Cockermouth. Buyers should be aware that there are a range of defects that affect a property, which will not be addressed during a property valuation, for example cracks around door frames.

Q.

What can conveyancing searches be?

A.

The cost of conveyancing searches can vary greatly. They are charged 'at cost'.

Q.

Are there many buyers in Cockermouth gazumped?

A.

Gazumping arises when a seller accepts an offer and then dismisses it, opting for a higher offer. There is almost always a risk of gazumping. The first step in reducing the chance that gazumping will effect you is to instruct a solicitor as early as possible.

Q.

Do we need to select the lawyer referred by my agent?

A.

Many agents in Chester have arrangements with solicitors where they refer conveyancing clients to them, however, these referrals should be considered carefully, as an agent may choose the conveyancer who pays out the highest referral fee, not the most suitable for you.

Q.

I am selling in Cockermouth, and have had a quote from you. Might there be any hidden charges?

A.

No. Our solicitors never hide any additional fees for sale or purchase conveyancing.

Q.

I am buying a an extended flat in a Cockermouth conservation area, how does one find information relating to the state of upkeep?

A.

Conservation areas are created by the local authority (Allerdale) who preserve everything from upkeep of paths to street guard rails. English Heritage, a government body, have created a list of the state of repair of conservation areas.