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Transfer of Equity in Cockermouth

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Cockermouth

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Cockermouth clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Cockermouth Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 02/12/16

Practical Cockermouth travel and public service facts ;

The nearest airport to Cockermouth is Carlisle Airport (29 miles). The nearest station to Cockermouth is Maryport, about 6 miles away.

Cockermouth is the most convenient hospital.

Q.

How do I get the cheapest conveyancing solicitors?

A.

Many conveyancers advertise supposedly 'the cheapest conveyancing', but extra charges are frequently hidden in the terms and conditions. These terms are often ignored by excited buyers, eager to get underway.

Q.

I am selling in Cockermouth, and have had a quote from you. Might there be any hidden charges?

A.

No. Our solicitors never hide any additional fees for sale or purchase conveyancing.

Q.

For fast conveyancing to buy a £287,000 property, what can we do to speed up our transaction?

A.

Primarily, a fast conveyancing transaction is the key to is to employing a experienced conveyancer. There are, however, several things you could do to get moving sooner. These include:

  • calling or emailing the conveyancer, and chase them if you suspect any delays
  • answering any queries raised by your conveyancer as soon as possible
  • ordering a property survey early in the transaction

Q.

Bookshops now have a plethora of very helpful resources going into great depth on doing the legal work yourself e.g. leasehold Flats & Houses a supplement to Bradshaw's Guide to DIY House Buying, Selling & Conveyancing. Do we have to use Cockermouth conveyancer ?

A.

If you want to use the various books to steer you, you can complete the bulk of the legal and technical work without having a dedicated Cockermouth property lawyer. Above all have a go conveyancers will not be covered by the correct indemnity cover which qualified solicitors must carry.

Q.

Do we need to select the lawyer referred by my agent?

A.

Many agents in Chester have arrangements with solicitors where they refer conveyancing clients to them, however, these referrals should be considered carefully, as an agent may choose the conveyancer who pays out the highest referral fee, not the most suitable for you.

Q.

We are intending to purchase a medieval barn conversion in Burneside. Will a chancel search be necessary?

A.

Regardless of the Cockermouth parish in which you are buying, the property lawyer is likely to recommend that a chancel search is ordered. Through some Parochial Church Councils have exercised their right to exact chancel repairs on the current owners of land subject to chancel liability, a solicitor cannot state with certainty that a parish which has not imposed liability will not automatically be the case for future owners. It is not safe to rely on the historical behaviour of the parish council alone as a guide.

Q.

The house being purchased is on a ex-industrial site. Is the top-soil possibly contaminated by waste minerals like uranium (U)?

A.

Cockermouth's local area has a history of contamination from industry and natural causes, like much of the UK. The local authority for Cockermouth will be able to provide more detail on cases of contamination.

Q.

What can conveyancing searches be?

A.

The cost of conveyancing searches can vary greatly. They are charged 'at cost'.

 
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