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Conveyancing in Cockermouth Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 22/04/17

Practical Cockermouth travel and public service facts ;

The nearest airport to Cockermouth is Carlisle Airport (29 miles). The nearest station to Cockermouth is Maryport, about 6 miles away.

Cockermouth is the most convenient hospital.

Q.

How do I get the cheapest conveyancing solicitors?

A.

Many conveyancers advertise supposedly 'the cheapest conveyancing', but extra charges are frequently hidden in the terms and conditions. These terms are often ignored by excited buyers, eager to get underway.

Q.

How will a Cockermouth solicitor report back on the potential risk of flooding in the Cockermouth region?

A.

A necessary part of the legal due diligence procedure involves the lawyer applying for environmental searches that give you some details about the Cockermouth area flood risk. A substantially more flood risk search (e.g Homecheck) could be advocated by a qualified conveyancing solicitor in Cockermouth if the results of the initial conveyancing searches show a potential flood risk to the property.

Q.

The house being purchased is on a ex-industrial site. Is the top-soil possibly contaminated by waste minerals like uranium (U)?

A.

Cockermouth's local area has a history of contamination from industry and natural causes, like much of the UK. The local authority for Cockermouth will be able to provide more detail on cases of contamination.

Q.

Bookshops now have a plethora of very helpful resources going into great depth on doing the legal work yourself e.g. leasehold Flats & Houses a supplement to Bradshaw's Guide to DIY House Buying, Selling & Conveyancing. Do we have to use Cockermouth conveyancer ?

A.

If you want to use the various books to steer you, you can complete the bulk of the legal and technical work without having a dedicated Cockermouth property lawyer. Above all have a go

conveyancers will not be covered by the correct indemnity cover which qualified solicitors must carry.

Q.

Do your property lawyers deal with the conveyancing for property auction properties in Cockermouth?

A.

All of our property conveyancers regularly do the legal conveyancing buyers at auction. Our auction team property solicitors have acted for many buyers at local Cockermouth auctions such as Acuitus, Allsop (Commercial), Allsop (Residential), Auction House London, Award Property, Barnett Ross, Baxtons, Brendons Auctioneers, Countrywide Property Auctions and Drivers Norris.

Sensible auction buyers know to get a good conveyancing firm as rapidly as they can for a title report of the sellers documents before the auction day itself.

Immediately following the day of bidding your experienced lawyer is thoroughly able to concentrate on concluding the legal side of things in the usual 28 days as usually required .

Q.

We are purchasing a home with Capital Home Loans, is there anything I need to be aware of?

A.

Prior to recent changes, most solicitors could act for the majority lenders. Over the last two years, some lenders have limited the firms who can act for them, resulting in greater legal costs for buyers if a second solicitor is required by their lender. Homeward Legal, however, can act for the vast majority of mortgage lenders so that the buyer will not have to pay your lender's legal costs.

Q.

For fast conveyancing to buy a £287,000 property, what can we do to speed up our transaction?

A.

Primarily, a fast conveyancing transaction is the key to is to employing a experienced conveyancer. There are, however, several things you could do to get moving sooner. These include:

  • calling or emailing the conveyancer, and chase them if you suspect any delays
  • answering any queries raised by your conveyancer as soon as possible
  • ordering a property survey early in the transaction

Q.

Which local authority is responsible for Cockermouth?

A.

Cockermouth is located in Allerdale Borough Council, Allerdale House, Workington, Cumbria, CA14 3YJ, phone: 01900 702 702

 
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