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Conveyancing in Cookley Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 16/10/17

Relevant nearby services facts -

The nearest airport to Cookley is Wolverhampton Business Airport Airport. Birmingham Airport is 22 miles, and Defford Airport (disused) Airport is 23 miles away. Cookley's closest train station is Kidderminster at 2 miles.

The nearest hospital for Cookley is Kemp Hospice Kidderminster.

Q.

I need low cost conveyancing. How do we get a quote?

A.

Both high-street and online firms promote so-called cheap conveyancing quotes, but additional fees may be added into the small print. Third party costs, termed disbursements, to be paid ought to be listed on the quote Extra costs which are listed in terms of engagement ought to be fair and clearly defined and only apply in cases where the solicitor must perform additional tasks on your behalf, which could not be anticipated at the start of the process. The Homeward Legal quote calculator will confirm the solicitors' fees, based on the property you are buying.

Q.

Myself and my partner are buying in Cookley. Can we verify if the residence is in a conservation area?

A.

There are numerous areas of conservation around Cookley. The benefits of such restrictions include a more attractive neighbourhood, but they can make repairs more costly or time-consuming.

Q.

Which Cookley mortgage lenders do you work with?

A.

We have worked with all the major lenders serving Cookley homebuyers. Lenders and mortgage specialists in Cookley include Lang Independent Ltd, 146 High St, Harborne, Birmingham, B17 9NN, Stevens Terence, 22 Clarendon Cl, Redditch, B97 6ST, and May Robert, Mary Vale Rd, Birmingham, B30 1PN. The lawyer whom you have instructed should be able to deal with the particular enquiries and searches your lender requires.

Q.

I am buying a £858k, how is Stamp Duty Land Tax rates determined?

A.

Stamp Duty depends on the house or flat's value. On a £858k property, stamp duty will be £34320.

Q.

What average time should I expect it to take our assigned lawyer to complete the legal work on the lower floor of building we are intending to buy?

A.

It can take anywhere between 3 weeks and 3 months, which can be hampered by a number of issues, like the speed of the vendor's property lawyer, or renegotiations.

Q.

The home being bought is on a ex-industrial use land. Is the top-soil possibly contaminated?

A.

Soil contamination by industrial waste, including metals, will have occurred in parts of Cookley. Environment search results will factor contaminants, including metals and others such as groundwater contaminants like detergents.

Q.

Are your property lawyers geared up for move quickly on the legal conveyancing of residential property auction properties in Cookley?

A.

Yes - The legal team are familiar with local and national auctions and often work for buyers at auction. It is highly recommended for bidders to get a lawyer as early as possible for a detailed investigation of the property's legal title before the day of bidding. Post property auction your now prepared conveyancing solicitor is thoroughly geared up to completing the legal work in a as tight time frame as typically required by the terms if sale.

Q.

In relation to the serious flooding last year in the Midlands I am concerned that flood risk searches might not be thorough enough?

A.

A thorough Cookley property lawyer will suggest that you get additional property conveyancing searches (Landmark search) if the environmental searches flag up a Cookley area flood risk

Sometimes buyers also contact a neighbour or local resident for some more local history.