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Conveyancing in Cotswolds Q & A's

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By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 16/10/17

Practical regional travel and public service information -

The nearest station to Cotswolds is Moreton In Marsh. Cotswolds's nearest airport is Defford Airport (disused) Airport. Kidlington Airport is 21 mile s, Gloucester Airport is 21 mile and away.

Moreton-In-Marsh is the closest hospital to Cotswolds.

Q.

We are looking for an affordable Cotswolds conveyancing quote. What should we check?

A.

This affects many homeowners who opted for a very cheap quote, only to be stung later in the conveyancing process. Many law firms advertise supposedly cheap conveyancing quotes, but additional costs are frequently hidden in the terms of engagement. Busy, stressed homeowners ignore these terms at their peril. The conveyancing quote should list applicable disbursements.

Q.

Are there many mortgage lenders with offices in Cotswolds?

A.

Most lenders in Cotswolds are on our solicitors' panels. Lenders and mortgage specialists in Cotswolds include Mapp's, 12 East Bridge St, Crook, DL15 9BJ, Martin Bage Ltd, 40 Church Street, Shildon, DL4 1DX, and Clements Finance Ltd, 50 Borough Rd, Darlington, DL1 1SW.

Q.

Environmental searches may be fine but when one considers climate change such as the flooding in Sept 2012 in South West England are they actually good enough to see sufficient information about the ever changing risk of flooding in Cotswolds?

A.

A qualified lawyer in Cotswolds will suggest that you include environmental searches if the enviro search flags up any kind of Cotswolds flood risk area

Sometimes buyers get in touch with a next door neighbour for some more local history.

Q.

We plan to purchase a residence in the parish of Dymock. Will a chancel search be appropriate?

A.

Your lawyer might recommend that a chancel search is ordered. Through some parish councils have chosen to charge chancel repairs on the current owners of land subject to chancel liability, it is not possible to be certain that a parish where repair costs have not been paid before, that this will not continue to be so, so it can be difficult to use this as a guide.

Q.

What will a Cotswolds conveyancing solicitor advise if the property we hope to invest in is in a Vale of White Horse local authority conservation area which has unfitting window frames added?

A.

Vale of White Horse council search (LLC1 - Requisition for search and Official Certificate of Search) carried out by the solicitor as part of the conveyancing will ascertain the existence of suitable permission for alterations to the property.

Q.

Will you need searches for chancel liability when we are buying in Cotswolds on the same street as parish grounds?

A.

The Law Lords decision in Aston Cantlow (PCC) v Wallbank in 2003 confirmed that chancel repair liability could be enforced. Liability has the potential to impact the value of a Cotswolds property, but an indemnity policy may be available to protect the new owners.

Q.

Do we need to get a home buyers survey for our house purchase?

A.

It is strongly recommended that purchasers order an inspection. Many issues have a negative impact on a property. These can include roof damage. Such issues will not be considered during the conveyancing work itself.

Q.

What average time will it take my designated conveyancing solicitor to exchange the legal process for a flat in a Regency home we are purchasing?

A.

The process can take anywhere between around a month and 12 weeks dependent on a number of issues, like the speed of the vendor's conveyancing solicitor, or the speed of the local authority.