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Conveyancing in Cotswolds Q & A's

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By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 14/01/18

Practical regional travel and public service information -

The nearest station to Cotswolds is Moreton In Marsh. Cotswolds's nearest airport is Defford Airport (disused) Airport. Kidlington Airport is 21 mile s, Gloucester Airport is 21 mile and away.

Moreton-In-Marsh is the closest hospital to Cotswolds.

Q.

We are looking for an affordable Cotswolds conveyancing quote. What should we check?

A.

This affects many homeowners who opted for a very cheap quote, only to be stung later in the conveyancing process. Many law firms advertise supposedly cheap conveyancing quotes, but additional costs are frequently hidden in the terms of engagement. Busy, stressed homeowners ignore these terms at their peril. The conveyancing quote should list applicable disbursements.

Q.

For the purchase, my mortgage lender, we have chosen Clydesdale Bank, what will we need to know?

A.

Some lenders have limited the firms who can act for them, potentially creating increased conveyancing costs for home buyers. Homeward Legal can act on behalf of the majority of CML-approved lenders so that the buyer will not have to pay the lender's costs.

Q.

Which local authority is responsible for Cotswolds?

A.

Cotswolds is located in South Oxfordshire District Council, Benson Lane, Crowmarsh Gifford, Wallingford, Oxon, OX10 8ED, Tel: 01491 823 002

Q.

Is contaminated land in Cotswolds an issue?

A range of contaminants caused by natural and human-influenced issues can impact property, like shallow mining. An environmental search can provide much more clarity.

Q.

Are there many mortgage lenders with offices in Cotswolds?

A.

Most lenders in Cotswolds are on our solicitors' panels. Lenders and mortgage specialists in Cotswolds include Mapp's, 12 East Bridge St, Crook, DL15 9BJ, Martin Bage Ltd, 40 Church Street, Shildon, DL4 1DX, and Clements Finance Ltd, 50 Borough Rd, Darlington, DL1 1SW.

Q.

How much does my conveyancing searches in Cotswolds be?

A.

Conveyancing searches ranges in cost, and will be dependent on your lender's requirements. Searches are disbursements, and will not be included in a quote for solicitor's fees.

Q.

What will the council tax cost for a Fifties Band H flat in Cotswolds?

A.

The respective council tax band will usually be given as part of the conveyancing report on title, and by the local authority. The latest council tax rates for homes in Cotswolds are detailed at the Vale of White Horse council website. On, 19 July 2012, the rates are:

  • Band A - £995.00
  • Band B - £1,161.00
  • Band C - £1,327.00
  • Band D - £1,493.00
  • Band E - £1,825.00
  • Band F - £2,157.00
  • Band G - £2,488.00
  • Band H - £2,986.00

Q.

What kind of environmental conveyancing searches into the uncertain risk of possible flooding to properties in Gloucestershire will the Cotswolds conveyancing solicitor be able to do?

A.

A vital step in the conveyancing process of buying a property involves the conveyancing solicitor carrying out environmental searches that offer detail with respect to Cotswolds flood risk area. In addition your Cotswolds conveyancing solicitor might propose a more detailed (e.g. Homcheck) in-depth local Cotswolds flood risk search.