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Conveyancing in Cotswolds Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 17/04/18

Practical regional travel and public service information -

The nearest station to Cotswolds is Moreton In Marsh. Cotswolds's nearest airport is Defford Airport (disused) Airport. Kidlington Airport is 21 mile s, Gloucester Airport is 21 mile and away.

Moreton-In-Marsh is the closest hospital to Cotswolds.

Q.

We are looking for an affordable Cotswolds conveyancing quote. What should we check?

A.

This affects many homeowners who opted for a very cheap quote, only to be stung later in the conveyancing process. Many law firms advertise supposedly cheap conveyancing quotes, but additional costs are frequently hidden in the terms of engagement. Busy, stressed homeowners ignore these terms at their peril. The conveyancing quote should list applicable disbursements.

Q.

I am interested in purchasing a residence in Cotswolds, and need to know if there are many designated conservation areas.

A.

Areas considered to be of 'special architectural and historic interest', like fishing villages, may be registered as conservation areas. The benefits of such restrictions will include properties can be easier to sell, but they may impose liability on a buyer for unauthorised alterations made by previous owners.

Q.

Environmental searches may be fine but when one considers climate change such as the flooding in Sept 2012 in South West England are they actually good enough to see sufficient information about the ever changing risk of flooding in Cotswolds?

A.

A qualified lawyer in Cotswolds will suggest that you include environmental searches if the enviro search flags up any kind of Cotswolds flood risk area

Sometimes buyers get in touch with a next door neighbour for some more local history.

Q.

Will you need searches for chancel liability when we are buying in Cotswolds on the same street as parish grounds?

A.

The Law Lords decision in Aston Cantlow (PCC) v Wallbank in 2003 confirmed that chancel repair liability could be enforced. Liability has the potential to impact the value of a Cotswolds property, but an indemnity policy may be available to protect the new owners.

Q.

We are purchasing a £1030000. What will be calculated for stamp duty?

A.

The Stamp Duty you will owe is dependent on the value of the home. For a property worth £1030000, the rate will be £51500.*

*Correct as of June 2012

Q.

What will the council tax cost for a Fifties Band H flat in Cotswolds?

A.

The respective council tax band will usually be given as part of the conveyancing report on title, and by the local authority. The latest council tax rates for homes in Cotswolds are detailed at the Vale of White Horse council website. On, 19 July 2012, the rates are:

  • Band A - £995.00
  • Band B - £1,161.00
  • Band C - £1,327.00
  • Band D - £1,493.00
  • Band E - £1,825.00
  • Band F - £2,157.00
  • Band G - £2,488.00
  • Band H - £2,986.00

Q.

Do you recommend your solicitors to administer the conveyancing for property auction properties in Cotswolds?

A.

We are very knowledgeable with auction buyers and sellers. We always advise buyers at auction to formally appoint a CQS conveyancing solicitor well in advance of the auction day to give enough time for a thorough review of the legal papers. Subsequently, immediately after the auction day itself your instructed lawyer is able to concentrate on swiftly concluding the purchase inside the limited time frame as typically required .

Q.

When in the conveyancing process should we find a conveyancer to act for us?

A.

With few exceptions, the earlier, the better, as conveyancing involves a number of tasks that can be carried out straight away. Prompt instruction of a conveyancing firm for a purchase may mean that you can shave days off the process by having the details of your instructed solicitor ready when you make an offer, or, if you are selling a property, paperwork can be prepared, even before a buyer is found.