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Conveyancing in Cottenham Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 15/01/18

Relevant local Cottenham travel and services facts ;

Waterbeach train station is about 4 miles from Cottenham. Cottenham's nearest airport is Cambridge City Airport.

Q.

Cottenham area information

A.

Willingham Cambs Windmill, Denny Abbey and the Farmland Museum English Heritage and Long Stanton St Michael Churches Conservation Trust are easily accessible from Cottenham.

The most convenient hospital to Cottenham is Impington, Cambridge Lea.

Q.

How do I get affordable conveyancing?

A.

Both high-street and online solicitors offer supposedly 'the cheapest conveyancing', but extra costs can increase your solicitor's invoice. Our quotes are not estimates, stating all the solicitors fees you will pay for a standard sale or purchase.

Q.

Do you need to get searches for chancel liability? We are purchasing a Cottenham residence close to a church constructed in the 1200s.

A.

In Cottenham, where land was once owned by a lay impropriators, new owners of that property may be obliged to cover the cost of maintenance of nearby church land. Following the Land Registration Act 2002, interest over any affected land in Cottenham must be registered by October 2013. This will make it easier to identify affected property through a chancel search. Cottenham ecclesiastical properties include All Saints.

Q.

What average time should it take our assigned conveyancer to exchange all of the legal formalities on a maisonette in a building?

A.

The conveyancing process can take anywhere between one month and 3 months, which can be hampered by various things for example the speed of the sellers lawyer, or the speed of your lender.

Q.

What sort of checks regarding the risk of flooding at Cambridgeshire will the property solicitor in Cottenham do on a Regency house I am hoping to buy?

A.

A solicitor will conduct environmental searches that should include Cottenham area flood risk information.

Q.

Conveyancing searches (environmental) are computed from archived data and when you factor in recent events like major flooding in the UK in April 2012, are they in fact the ideal way t check sufficient information about the changing Cottenham risk of flooding?

A.

A competent conveyancing solicitor in Cottenham will recommend that you get additional informative environmental searches if the initial searches spots a significant risk Cottenham flooding risk.

You might be able to speak to a close neighbour for additional local history.

Q.

We are buying a £804000 home in Cottenham. What should be determined for SDLT?

A.

Stamp Duty will depend on the purchase price. It will be £32160 on a £804000 residential property.

Q.

Our lender will be Nationwide Building Society - what do I need to know?

A.

Some lenders have opted to reduce the size of their 'solicitor panel', which may result in increased legal costs for buyers. Homeward Legal will act for the majority of lenders to ensure that you will not need to pay the lender's costs.

Q.

Would you advise looking into how to get out of paying for SDLT?

A.

Stamp Duty Land Tax commonly must be paid on homes sold for more than £125,000. Stamp duty mitigation scheme should not be considered when purchasing in Cottenham. These schemes are often uneconomical and the HMRC can review a scheme up to 6 years after a sale is completed .