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Transfer of Equity in Cottesmore

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

Get an instant quote for a transfer of equity in Cottesmore.

Remortgage Solicitors Cottesmore

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Cottesmore clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

Get an online Cottesmore solicitor remortgage quote to begin.

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The Conveyancing
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Conveyancing in Cottesmore Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 06/12/16

Local points of interest in Cottesmore

Wymonham Leics Windmill, Oakham Rutland Falconry and Owl Centre Birds of Prey Centre and Burley Holy Cross Churches Conservation Trust are in Cottesmore.

Cottesmore's nearest airport is Tollerton, Nottingham City Airport (23 miles). The closest station to Cottesmore is Oakham, about 4 miles away.

The nearest hospital is Rutland Memorial.

Q.

I am looking for a cheap Cottesmore solicitor for selling a flat. Can you assist?

A.

Various property lawyers offer theoretically cheap conveyancing quotes, but additional costs may pad the final bill. Any disbursements to be paid should also be included on the conveyancing quote. Our online calculator will create an accurate quote for your sell.

Q.

Which neighbourhoods of Cottesmore are protected by a conservation area?

A.

Conservation areas categorise neighbourhoods of architectural merit. A solicitor will discuss the relevant responsibilities you would be taking on by purchasing in a conservation area.

Q.

Virgin Money is our lender, what do I need to be aware of?

A.

Buyers need to be aware that, over the last two years, some lenders have opted to reduce the size of their 'solicitor panel'. This can mean increased legal costs for home buyers. Homeward Legal will act for all large lenders so that the buyer will not have to pay an additional fee for your lender's solicitor.

Q.

What do we need to know about fixtures and fittings?

A.

Commonly, fixtures are permanently fixed to walls, floors or ceilings securely and fixtures are free-standing. Completion or agreement of a fixtures and

fittings form is unfortunately often left to the last minute, when a dispute may jeopordise the transaction.

Q.

We are buying on a Cottesmore ex-industrial site. Is copper (Cu) top-soil contamination likely?

A.

Measures are taken throughout Cottesmore to identify soil contamination. Metal contamination of soil in Cottesmore is more likely to occur near disused factories or waste management sites. Data on other contaminants, like groundwater contaminants like hydrocarbons and perchlorate, will also be included in an environmental search.

Q.

We are intending to purchase a church rectory in the parish of Oakham. Will it be necessary to get a chancel search?

A.

Your lawyer may suggest that a chancel search be ordered, whichever parish where the home being bought is found. In older areas of Cottesmore, chancel repair has the potential to be charged on the owners of a home where church councils have previously chosen not to do so. For property in the parish of Oakham, it is not safe to rely on the historical behaviour of the parish council alone as a guide.

Q.

How many mortgage lenders in Cottesmore do you work with?

A.

Most lenders in Cottesmore are on our solicitors' panels. Cottesmore lenders and mortgage specialists include Choice Mortgages (UK) Ltd, 10 Red Lion St, Stamford, PE9 1PA, Upson Barrie, 12 Victoria Rd, Stamford, PE9 1HB, and Think Intelligent, 27a Market Pl, Market Deeping, Peterborough, PE6 8EA. The solicitor handling your conveyancing transaction will be able to carry out any relevant lender-imposed searches or checks.

Q.

Which individual searches will my conveyancing solicitor in Cottesmore get when acting on a Cottesmore property?

A.

The standard legal protocol is to obtain Local Authority (personal or official), Drainage and Water Search (CON29DW or personal), Environmental and Gypsum Mining Search as well as any specific local searches, which may include a Official Search of Part with Priority (OS2).

 
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