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Conveyancing in Coven Q & A's

Profile photo of Clarisa McMahon

By

Ask Clarisa a question hl@syntarsus.co.uk

Updated: 10/10/17

Pertinent Coven travel and services details:

Coven's nearest airport is Wolverhampton Business Airport Airport. Birmingham Airport is 23 miles and away and the nearest station to Coven is Bilbrook, around 3 miles away.

Coven is approximately a mile and a half of junction entry 2 Westbound of the M54.

Q.

Coven attractions

A.

Moseley Old Hall National Trust Boulton Paul Heritage Project Aviation Museum and Chillington Hall Historic Houses Association are situated in Coven.

The most convenient hospital is Wolverhampton, New Cross.

Q.

There are lots of 'cheap' offers, but how do we find a good one? I need a low cost conveyancing quote.

A.

This point catches out many buyers, and can leave them paying far more in conveyancing fees than they budgeted, and many solicitors offer so-called 'the cheapest conveyancing quotes'. Often additional charges may be added into small print. A quote should also clearly state any disbursements to be paid. Costslisted in the small print should be reasonable and clear and only apply in cases where the conveyancer must complete work beyond standard conveyancing , which could not be anticipated at the start of the process.

Q.

Please explain why the sale conveyancing process goes on for so long?

A.

The conveyancing process in Coven could take more time than budgeted for a variety of reasons. Some delays are out of the solicitor's hands. Homeward Legal endeavour to reduce their impact if it can be achieved by driving the sale or purchase forward.

Q.

Would you advise that I get searches for chancel liability if we are buying in Coven?

A.

Some owners in Coven can be required to contribute towards upkeep of a medieval church. Liability has the potential to impact the value of a property, but insurance is available should an obligation to fund repairs be enforced. Coven church lands include S.Paul.

Q.

Should we get a homebuyer report?

A.

It is strongly suggested that purchasers in Coven book an inspection. It is a fact that there are a wide range of concerns which affect a property, which a conveyancing solicitor will not report on. These can include ground movement.

Q.

Which Coven mortgage lenders do you work with?

A.

Of lenders with local offices around Coven, we beside many. Local mortgage lenders and brokers include Birmingham Midshires, Po Box 81/Wobaston Road, Wolverhampton, WV9 5HZ.

Q.

How is stamp duty calculated, and how much should we pay on a £955000 house?

A.

The Stamp Duty due is dependent on the value of the home. On a £955000 house, stamp duty will be £38200 (correct March 2013).

Q.

When buying a period flat in a designated conservation areas. Where can I find information relating to the standard of repair?

A.

Conservation areas in Coven are created by the local authority (South Staffordshire) who administer conservation area concerns from trees to the halting of rundown streets.

English Heritage have produced records of the condition of conservation areas.

Q.

As a result of the major flooding in 2012 in the Midlands we are questioning whether flood risk searches may not be sufficient?

A.

Food risk searches applied for by the solicitor in Coven will also include the more thorough search (Landmark) if it is felt necessary.

You can also speak to a neighbour for additional further peace of mind.