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Transfer of Equity in Cowes

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Cowes

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Cowes clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Cowes Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 12/01/17

Some pertinent nearby services facts -

Cowes's closest station is Ryde IOW, Pier Head at 6 miles. The closest airport to Cowes is Sandown IoW Airport. Southampton Airport is 14 miles, Bembridge IoW Airport is 11 miles s, and Bournemouth International Airport is 24 miles away.

Q.

Cowes attractions

A.

East Cowes Osborne House English Heritage and Lepe Country Park Hampshire Passport are easily accessible from Cowes.

The nearest hospital to Cowes is Newport, St Marys.

Q.

Can you confirm your cheapest fee for a £736,000 residence? I am trying to find a low cost conveyancing quote in Cowes.

A.

Many online and high street solicitors offer cheap conveyancing quotes. Unfortunately extra charges will be included in the terms of engagement, left unread by preoccupied buyers and sellers We provide quotes, not estimates, and clearly state the fees for a standard conveyancing.

Q.

Which of the Cowes mortgage lender panels are your solicitors on?

A.

Homeward Legal have worked with the majority of lenders approved by the CML. A number of mortgage specialists operate in Cowes, including I F Mckinnon & Co, 2 Union Rd, Cowes, PO31 7TP. The solicitor managing the legal work for your move will be able to advise further.

Q.

What is the council tax on a Forties converted Band H property in Cowes?

A.

You will be provide your homes band within the conveyancing report on title.

The latest council tax rates for residents of Cowes are set out in detail online at the Isle of Wight council site. At the time of writing on 28 January 2013 band rates are:

  • Band A - £979.00
    >
  • Band B - £1,142.00
  • Band C - £1,305.00
  • Band D - £1,468.00
  • Band E - £1,794.00
  • Band F - £2,120.00
  • Band G - £2,446.00
  • Band H - £2,936.00

Q.

The agent has put forward a law firm. Do I need to instruct this solicitor?

A.

Both agents and mortgage brokers will often refer a solicitor, however, such referrals should be considered carefully, as there is a risk that the agent may suggest whichever firm pays the most per referral, not the best solicitor for your needs.

Q.

In a few weeks I am expecting to move out of our terraced house in Cowes to our next flat in Freshwater what is the best point to instruct a home removal company?

A.

Most conveyancers usually suggest that home buyers and sellers wait until such time as formal exchange of contracts because in all probability a final home moving date wont have been settled. Routinely home removals companies charge a re booking charge . For a local Isle Of Wight company Iowight Van Man, 235 Arctic Rd, Cowes, PO31 7PJ on 07900 973705.

Q.

Do we need to be concerned about 'fixtures and fittings'?

A.

There is not a absolute definition of fixtures and fittings, leading to potential for frustration after a sale completes. Completion or agreement of a fixtures and fittings form is unfortunately often left to the last minute, when a dispute may jeopordise the transaction.

Q.

We would prefer to exchange on the sale of our flat within 5 weeks, are you really fast solicitors in Cowes ?

A.

Our carefully selected solicitors take an extremely proactive approach to fulfilling the conveyancing process for sellers.

Homeward Legals approach to conveyancing is different as we use new online completion systems .

Importantly we always give you a firm prepared to communicate up the chain .

Q.

Which local authority looks after Cowes?

A.

Cowes is located in Isle of Wight Council, County Hall, Newport, Isle of Wight, PO30 1UD, Call: 01983 821 000

 
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