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Conveyancing in Cowes Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 21/04/18

Some pertinent nearby services facts -

Cowes's closest station is Ryde IOW, Pier Head at 6 miles. The closest airport to Cowes is Sandown IoW Airport. Southampton Airport is 14 miles, Bembridge IoW Airport is 11 miles s, and Bournemouth International Airport is 24 miles away.

Q.

Cowes attractions

A.

East Cowes Osborne House English Heritage and Lepe Country Park Hampshire Passport are easily accessible from Cowes.

The nearest hospital to Cowes is Newport, St Marys.

Q.

Can you confirm your cheapest fee for a £736,000 residence? I am trying to find a low cost conveyancing quote in Cowes.

A.

Many online and high street solicitors offer cheap conveyancing quotes. Unfortunately extra charges will be included in the terms of engagement, left unread by preoccupied buyers and sellers We provide quotes, not estimates, and clearly state the fees for a standard conveyancing.

Q.

In a few weeks I am expecting to move out of our terraced house in Cowes to our next flat in Freshwater what is the best point to instruct a home removal company?

A.

Most conveyancers usually suggest that home buyers and sellers wait until such time as formal exchange of contracts because in all probability a final home moving date wont have been settled. Routinely home removals companies charge a re booking charge . For a local Isle Of Wight company Iowight Van Man, 235 Arctic Rd, Cowes, PO31 7PJ on 07900 973705.

Q.

My wife and I are planning to buy in Cowes. Are there any areas of conservation in the area?

A.

Areas deemed to be of historical merit, such as stretches of canals, will be defined as areas of conservation. The lawyer handling

your purchase can advise further and address the consequences of purchasing property in a conservation area.

Q.

Is a chancel repair liability search a disbursement or fee?

A.

Each fee and disbursement ought to be clearly identified on a quote, without any hidden charges in the terms and conditions. This charge is a disbursement not a fee, and is passed on at cost.

Q.

In relation to the terrible flooding in the UK in April 2012, I am worried that environmental searches might not be sufficient?

A.

Flood risk searches conducted by a Cowes solicitor should include the more specialist search (Landmark) if the risk warrants it.

If you are anxious try to contact a next door neighbour.

Q.

We have a £960k house to purchase. How do we guarantee a fast exchange and completion?

A.

Firstly, fast Cowes conveyancing is key to instruct a communicative solicitor. When choosing a solicitor, consider these points: Did you experience any delays when requesting a quote? Which communication methods do they use? Days can be wasted waiting for letters in the post which could be emailed or faxed. Do they work on a 'no sale, no fee' basis?

Q.

We are purchasing a barn conversion in the parish of Cowes. Will a chancel search be needed?

A.

The conveyancing lawyer is likely to recommend that a chancel search be ordered. Through some Parochial Church Councils (PCCs) have decided to charge chancel repairs on the current owners of lay rectorships, there is no guarantee that a parish which has not imposed liability will continue to be free from liability. Even if liability is unlikely, indemnity insurance is a sensible precaution.

Q.

Irish Permanent will be our mortgage lender - is there anything we need to be aware of?

A.

Buyers should be aware that, over the last two years, some lenders are now reducing their 'solicitor panel', resulting in increased conveyancing costs for buyers if their property lawyer cannot act for the lender. Homeward Legal will act on behalf of most lenders, keeping buyers' legal costs to a minimum.