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Conveyancing in Crawley Q & A's

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Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 20/10/17

Transport and public service information if you’re buying or selling residential property in Crawley -

By road: Crawley is served by the M23, A23 and A264. By rail: The nearest train station is Crawley. By air: Several major airports are accessible from Crawley: London Gatwick Airport (5 miles), Brighton Airport (25 miles), London Biggin Hill Airport (26 miles), and London Heathrow Airport (42 miles).

Hospital: Crawley, West Green Drive, Crawley, RH11 7DH. Council: Crawley Borough Council (www.crawley.gov.uk).

Attractions: Crawley Memorial Gardens, Tilgate Nature Centre, Southern Pursuits, Tilgate Park, and Worth Park Gardens.

Q.

We are moving in Crawley, and have a quote from you. Should I be aware of any additional costs you might charge?

No. Homeward Legal never charge any extra costs. Some solicitors do not give accurate quotes, with disbursements and fees hidden in the small print of the terms and conditions. This is how they can claim that they offer 'the cheapest conveyancing quotes'. At Homeward Legal, our quotes provide a clear statement of your legal fees for a standard conveyancing transaction so you’ll know exactly how much your conveyancing will cost by completion. Try our quote calculator, or call our team of conveyancing experts on 0800 038 6699 to discuss your needs.

Q.

What will the council tax cost me for a Band G flat in Crawley?

The pertinent council tax band will be set out in the title report, prepared by your solicitor, as well as the appropriate charge for the current tax year. Up-to-date rates for homes in Crawley are set out online at the Crawley local authority site (refer to the public service information section at the top of these FAQs). The rates for the 2016/2017 tax year, based on more than one adult resident, in Crawley are:

  • Band A - £1,030.71
  • Band B - £1,202.50
  • Band C - £1,374.28
  • Band D - £1,546.07
  • Band E - £1,887.64
  • Band F - £2,233.21
  • Band G - £2,576.78
  • Band H - £3,092.14

Retrieved on 16 February 2017

Q.

Is your panel of solicitors able to complete property auction conveyancing in Crawley fast?

We are auction specialists. The solicitors on Homeward Legal’s conveyancing team have frequently been appointed for both buyers and vendors, and have previously been instructed by numerous successful bidders at local and national auctions. For rapid conveyancing to be achieved, all within the legally-required four-week timeframe following the auction, it is critical for you appoint your solicitor as early as possible, and well in advance of the actual auction, so that all the legal documents can be reviewed and any arising issues resolved.

Q.

Is the stamp duty for my Crawley three-bedroom house a disbursement or a legal fee?

For some legal firms’ quotes, it may not be clear if an itemised charge is a fee or a disbursement, leading to confusion and a potentially higher bill than budgeted. The payment of the stamp duty is a disbursement (or third party payment) and not a fee. This expense is passed on to you as the buyer at cost. At Homeward Legal, our straightforward approach to detailing the conveyancing quote makes the distinction completely clear. Call our skilled conveyancing team on 0800 038 6699 to arrange a fixed-fee quote, backed up by our ‘No Move, No Fee’ guarantee.

Q.

I would like to know which Crawley lenders you work with. Which panels are you on?

Most lenders, advisers and brokers in Crawley are on our Crawley solicitors' panel. We can represent their legal needs in setting up your mortgage, thereby eliminating the likelihood of their legal costs being transferred to you. Local mortgage lenders and brokers include:

  • Mortgage, 1 Sherwood Walk, Crawley, RH10 6NQ
  • Mortgage Advice Bureau, 44 High Street, Crawley, RH10 1BW
  • Barclays Bank PLC, 92 High Street, Crawley, RH10 1YF
Q.

How long will it take our assigned conveyancer to finish the legal process for a bungalow in Crawley that we intend to buy?

A notoriously slow and entrenched process, conveyancing can take anything between one and three months. The length of time it needs is predicated on several issues (e.g. slow responses, mortgage application offers, or contentious problems arising from searches or surveys). With the experienced solicitors at Homeward Legal, every purchase is handled as fast as possible, without compromising on service, using solicitors who are highly proactive. We aim to complete the conveyancing work within six weeks.

Q.

Flood risk searches are estimated from archived information but when you factor in recent climatic events (like the flooding in September 2012 England), are they the best way to advise about the ever-changing risk of flooding in Crawley?

When you instruct your conveyancing solicitor, they will initiate a set of standard searches. The environmental search includes the assessment of the risk of flooding at your Crawley house. If the flood risk is deemed significant enough, a more in-depth search at Landmark will be requested. Property purchasers sometimes speak to a future neighbour for added assurance if they are still concerned about the level of risk.

Q.

How do you calculate stamp duty and what should we budget for a £470,000 Crawley property?

The Stamp Duty Land Tax (SDLT) that is payable is calculated with reference to a small number of factors, and primarily the value of the property. SDLT is triggered once the purchase price goes over £125,000. The example cited would result in a charge of £13,500 on a property bought for £470,000 (information retrieved on 16 February 2017). Note that the government’s budgeting and housing policies may change the rate or the trigger value. You might wish to use a stamp duty calculator like the one at www.stampdutycalculator.org.uk.

Q.

Please state how to get out of paying stamp duty tax?

A.

Homeward Legal do not recommend clients expose their finances to any form of stamp duty mitigation scheme. Such schemes are expensive and unreliable.

Q.

We have to complete on the legal process our freehold flat rapidly, are you fast Crawley property lawyers ?

A.

Our carefully selected solicitors take a proactive style when completing the necessary legal work for home sellers.

Homeward Legals approach to conveyancing is to use the latest land registry integrated systems . Importantly we always give you a CQS solicitor trained to communicate throughout the property chain (line of buyers and sellers) .

Q.

How common is gazumping?

A.

Gazumping describes circumstances where a owner accepts a purchaser's offer, only to dismiss it, opting for a second purchaser's offer. The chance of gazumping exists for almost any purchase. The first step in reducing the chance that gazumping will effect you is to instruct a property solicitor as soon as possible.

Q.

The estate agent we are using in Oxford has suggested the solicitors firm who they generally use. Will it be more cost-effective to instruct this firm?

A.

Both agents and mortgage brokers will refer one or more conveyancing firms, however, such referrals should be compared to other online or local firms, as an agent may decide to recommend the solicitor willing to pay the highest referral fee, not the law firm with the best reputation.

Q.

What local factors can impact land in Crawley. Are these checked for comprehensively?

A.

Property could be contaminated by many environmental concerns. Contaminants such as local historic industrial processes and proximity to landfill sites will be investigated during the conveyancing process.

Q.

What will the council tax cost me for a investment Band G flat in Crawley?

A.

The pertinent band should usually be set out in the title report, as well as by the governing local authority Up-to-date rates for homes in Crawley are set out online at the Crawley local authority site. At the time of authoring on 23 June 2012 the rates are:

  • Band A - £992.00
  • Band B - £1,158.00
  • Band C - £1,323.00
  • Band D - £1,488.00
  • Band E - £1,819.00
  • Band F - £2,150.00
  • Band G - £2,480.00
  • Band H - £2,976.00

Q.

I would like to know which Crawley lenders you work with. Which panels are you on?

A.

Most lenders in Crawley are on our Crawley solicitors' panel. Local mortgage lenders and brokers include Mortgage, 1 Sherwood Walk, Crawley, RH10 6NQ, Mortgage Advice Bureau, 44 High St, Crawley, RH10 1BW, and Investwise Mortgages - Mortgage & Life Assurance Advice Crawley, 43/43/Hillmead, Crawley, RH11 8RP.