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Conveyancing in Croydon Q & A's

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By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 17/10/17

Handy regional transport and public service information -

According to the UK census Croydon's residential population is 405,982 people spread over an area of 15,280 hectares (37,758 acres) which equals a density of population of 26.6 people per hectare or 10.8 per acre.

Commuters are well catered for with Croydon situated with good motorway access nearby at approximately 2 miles of the A40M.

London City Airport is 7 miles from Croydon. Heathrow Terminals 1 2 3 Airport is 15 miles, London Heliport Airport is 4 miles, Heathrow Terminal 5 Airport is 17 miles, Gatwick South Terminal Airport is 25 miles, Gatwick North Terminal Airport is 25 miles, Heathrow Terminal 4 Airport is 15 miles, Northolt Jet Centre Airport is 13 miles, Elstree Airport is 14 miles and London Biggin Hill Airport is 14 miles away. Croydon's nearest station is Charing Cross.

Q.

Croydon attractions

A.

Brixton London Windmill, London National Portrait Gallery Art Gallery and Temple Middle Temple Hall Historic Building are in the vicinity of Croydon.

The nearest hospital is Royal London Homeopathic.

Q.

How do I get a cheap solicitor quote to buy a flat?

A.

Many solicitors claim to offer so-called cheap conveyancing, but additional costs will be included in the terms which unwary property buyers and sellers fail to check. Any disbursements to be paid ought to be defined on the quote based on the property you intend to buy, our online quote calculator will generate an accurate statement of conveyancing fees.

Q.

Will I need to get a chancel search if you are buying in Croydon on the same street as a 15th Century priory?

A.

Potentially amounting to over £100,000 in repair cost obligations, chancel liability should be considered by buyers of Croydon property likely to be affected. Following the Land Registration Act 2002, interest over any affected land in Croydon must be registered by October 2013. This will make it easier to identify affected property through a chancel search. Churches in the area include Minster, Spring Park, All Saints, St Andrew and All Saints.

Q.

Our mortgage lender is due to be Barnsley Building Society, what do we need to check now?

A.

Several years ago, a number of lenders reduced the amount of firms on their approved panel. For buyers, this

could result in significantly greater conveyancing costs. Luckily, we are able to act for all large mortgage lenders, so you aren’t required to pay legal fees for your lender's solicitor also.

Q.

Why does conveyancing go on for so long? Can’t it be quicker?

A.

The Croydon conveyancing process, like much of the nation, could experience delays for a variety of reasons that may or may not be within your control. We actively seek to lessen the impact of these delays by being proactive and using fast search providers, but sometimes delays can include a slow firm acting for the lender, and there isn’t much that can be done about this.

There are, however some ways you can speed up your own side of the conveyancing – read more in our helpful article.

Q.

Which issues are key to aim for fast legal work?

A.

Key to buying faster is to employing a proactive and experienced conveyancer. There are, however, several tasks you can also do, including, requesting regular updates from your conveyancer and keep the pressure on, quickly completing and return any forms and clarifying your mortgage lender's requirements.

Q.

We are buying in Croydon and don’t really understand the 'fixtures and fittings' list? What is included?

A.

Fixtures and fittings may include things like curtain poles, light switches and anything that can be removed from the property.

House purchasers in Croydon are often frustrated by a lack of clarity over which fixtures and fittings are included when they buy their property, so you are not alone in your confusion.

Completion or agreement of the fixtures and fittings form is often left to the last minute, when a dispute could jeopardise the transaction. This makes a fixtures and fittings form so important.

Q.

I really need to exchange contracts on the conveyancing on my freehold flat within 28 days, are you a fast solicitor in Croydon ?

A.

Our company typically take a completely efficient approach to completing the legal process.

Homeward Legal always allocate you to solicitors that will communicate throughout the home buyer and seller chain . In addition our expert panel of property lawyers are picked because they use leading edge CMS technology to complete your sale as quickly as possible.

Q.

Is a Homebuyer Report sensible if we are purchasing any property?

A.

Homeward Legal recommend that home buyers arrange a property surveyor when you intend to buy in Croydon. There can be many concerns that will impact a property, which will not be addressed during a property valuation, which include corrosion of pipework and dry rot.