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Transfer of Equity in Croydon

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Croydon

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Croydon clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Croydon Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 16/01/17

Handy regional transport and public service information -

According to the UK census Croydon's residential population is 405,982 people spread over an area of 15,280 hectares (37,758 acres) which equals a density of population of 26.6 people per hectare or 10.8 per acre.

Commuters are well catered for with Croydon situated with good motorway access nearby at approximately 2 miles of the A40M.

London City Airport is 7 miles from Croydon. Heathrow Terminals 1 2 3 Airport is 15 miles, London Heliport Airport is 4 miles, Heathrow Terminal 5 Airport is 17 miles, Gatwick South Terminal Airport is 25 miles, Gatwick North Terminal Airport is 25 miles, Heathrow Terminal 4 Airport is 15 miles, Northolt Jet Centre Airport is 13 miles, Elstree Airport is 14 miles and London Biggin Hill Airport is 14 miles away. Croydon's nearest station is Charing Cross.

Q.

Croydon attractions

A.

Brixton London Windmill, London National Portrait Gallery Art Gallery and Temple Middle Temple Hall Historic Building are in the vicinity of Croydon.

The nearest hospital is Royal London Homeopathic.

Q.

How do I get a cheap solicitor quote to buy a flat?

A.

Many solicitors claim to offer so-called cheap conveyancing, but additional costs will be included in the terms which unwary property buyers and sellers fail to check. Any disbursements to be paid ought to be defined on the quote based on the property you intend to buy, our online quote calculator will generate an accurate statement of conveyancing fees.

Q.

We are buying in Croydon, and have a quote from you. Might we need to pay any extra costs?

A.

No. Our solicitors never charge any hidden extra costs. Be aware that some solicitors' firms will give a low estimate, not an accurate quote. You may face a much greater total fee when you have completed.

Q.

Will I get gazumped in Croydon?

There’s no way to tell if you will get gazumped until it happens, unfortunately. If your conveyancer takes a while to finalise the transaction, there is always a chance that the seller might accept a higher offer than yours.

There are some ways to prevent gazumping, we outline them in our blog pots.

Q.

What kind of additional enquiries concerning the uncertain risk of floods in the South London area will a Croydon property lawyer advise us on?

A.

An essential part of the legal due diligence procedure of buying a property involves your lawyer applying for environmental searches that give you details regarding Croydon area flood risk.

Q.

Which issues are key to aim for fast legal work?

A.

Key to buying faster is to employing a proactive and experienced conveyancer. There are, however, several tasks you can also do, including, requesting regular updates from your conveyancer and keep the pressure on, quickly completing and return any forms and clarifying your mortgage lender's requirements.

Q.

Are some of the conservation areas in Croydon are at risk?

A.

The list of the state of Croydons conservation areas is documented by English Heritage - the following information is viewable at English Heritage: Wellesley Road North with Croydon is listed as very bad with high vulnerability and condition improving.

Q.

Can you advise how to avoid paying stamp duty on our purchase?

A.

Stamp Duty Land Tax is usually due for home purchases sold for more than £125,000. Homeward Legal strongly advise against any stamp duty avoidance, as such schemes are expensive and the HMRC can review a scheme up to 6 years after a sale is completed .

Q.

How much is the council tax on a Sixties terraced Band F dwelling in Croydon?

A.

You should be include your new house's council tax band as part of the conveyancing report on title. Up-to-date rates for residents of Croydon are tabled online at the Sutton council site. At the time of authoring (28 December 2012) rates for all bands are:

  • Band A - £965.00
  • Band B - £1,126.00
  • Band C - £1,287.00
  • Band D - £1,448.00
  • Band E - £1,769.00
  • Band F - £2,091.00
  • Band G - £2,413.00
  • Band H - £2,895.00

 
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