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Conveyancing in Cumbria Q & A's

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By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 16/01/18

Useful local Cumbria transport and services details:

The nearest airport to Cumbria is Carlisle Airport. The nearest station to Cumbria is Penrith.

Q.

Cumbria area info

A.

Moor Divock Archaeological Site and Swarth Fell Archaeological Site are in the vicinity of Cumbria.

The nearest hospital for Cumbria is Penrith.

Q.

We are trying to find an affordable Cumbria conveyancing quote. and what is included?

A.

Many online and high street firms promote cheap conveyancing quotes. Unfortunately additional charges are often hiding in the terms of engagement. Excited sellers and buyers, eager to get underway, often ignore this small print when they instruct. Your conveyancing quote should also clearly state applicable disbursements.

Q.

We have a property to purchase. How do we aim for fast conveyancing?

A.

Most importantly, contacting a proactive and experienced solicitor is essential to buying faster. When choosing a solicitor, consider these questions: Are phone, fax and email their preferred methods of contact How soon will they order searches? Do they offer 'instant' online quotes?

Q.

How is stamp duty determined?

A.

Stamp Duty is calculated based on the property's value. For a property estimated at £361000, stamp duty is £10830.*

*Source: www.hmrc.gov.uk, 12/03/2013

Q.

I am buying in Cumbria, and need to know if there are any conservation areas.

A.

Parts of Cumbria considered be of historic or architectural significance, like model housing estates, may be defined as areas of conservation. Blindcrake Lake District and Alston are among the conservation areas in Cumbria.

The local council will be able to offer more information about local areas of conservation, and the solicitor handling your purchase should discuss what specific restrictions are in place.

Q.

What is the explanation why sale conveyancing takes such a long time?

A.

Conveyancing will occasionally be lengthy, we, however, strive to minimise their effect where viable by driving the sale or purchase forward. Reasons for delay may include the length of time it takes for the managing agent or landlord to respond to queries.

Q.

The owner looks to have installed unfitting PVC windows on the flat which I think might possibly break Blindcrake Lake District conservation area criteria.

A.

The property solicitor will make enquiries to identify if the property is affected by a designated conservation area, and if so whether any modifications have essential consent from the local planning authority. In the absence of any appropriate consents, your Cumbria conveyancer will advise you of the best alternatives, which include getting retrospective permission from the planning authority or getting covered by indemnity insurance.

Q.

Might it be foolish to enact the conveyancing on a DIY basis myself.

A.

Legally speaking there is absolutely no reason why a seller cannot carry out the greater majority of the legal work on your own. That said, a conveyancer in Cumbria is in charge of a long list of jobs ranging from liaising with the insolvency office for k15 entries and dealing with requisition on os1 most of which are better done by someone with training.

Q.

I have read about the serious flooding in Sept 2012 in North West England we are questioning whether environmental searches may not be detailed enough?

A.

Flood risk searches handled by your Cumbria property lawyer should include a more rigorous search (Landmark) if required.

If you remain still anxious you could attempt to speak to a neighbour.