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Transfer of Equity in Cumbria

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Cumbria

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Cumbria clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
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Conveyancing in Cumbria Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 22/01/17

Useful local Cumbria transport and services details:

The nearest airport to Cumbria is Carlisle Airport. The nearest station to Cumbria is Penrith.

Q.

Cumbria area info

A.

Moor Divock Archaeological Site and Swarth Fell Archaeological Site are in the vicinity of Cumbria.

The nearest hospital for Cumbria is Penrith.

Q.

We are trying to find an affordable Cumbria conveyancing quote. and what is included?

A.

Many online and high street firms promote cheap conveyancing quotes. Unfortunately additional charges are often hiding in the terms of engagement. Excited sellers and buyers, eager to get underway, often ignore this small print when they instruct. Your conveyancing quote should also clearly state applicable disbursements.

Q.

How much does the charge for conveyancing searches come to?

A.

Conveyancing searches in Cumbria ranges in cost. Common searches include an environmental search and a local authority search.

Q.

May my conveyancing cover any extra charges?

A.

No. Homeward Legal's solicitors do not hide any extra, hidden charges regardless of circumstances. Some firms only provide estimates disguised as quotes. The final bill you receive may be much more.

Q.

I am buying in Cumbria, and need to know if there are any conservation areas.

A.

Parts of Cumbria considered be of historic or architectural significance, like model housing estates, may be defined

as areas of conservation. Blindcrake Lake District and Alston are among the conservation areas in Cumbria. The local council will be able to offer more information about local areas of conservation, and the solicitor handling your purchase should discuss what specific restrictions are in place.

Q.

Can barium (Ba) contaminate Cumbria top-soil?

A.

Metal contamination may have occurred throughout Cumbria, but an area will only be identified as 'contaminated land' if the risk to human life or the environment is deemed unacceptable. Also considering issues such as trichloroethylene, contaminants affecting Cumbria property will be factored into an environmental search.

Q.

We have a property to purchase. How do we aim for fast conveyancing?

A.

Most importantly, contacting a proactive and experienced solicitor is essential to buying faster. When choosing a solicitor, consider these questions: Are phone, fax and email their preferred methods of contact How soon will they order searches? Do they offer 'instant' online quotes?

Q.

We are buying a property in the parish of Natland. Will a chancel search be required?

A.

The solicitor may suggest that a chancel search be taken out, whichever parish where the property being bought is found. Chancel repair may be imposed on current owners of a property where Parochial Church Councils (PCCs) have not imposed the same liability on the last owners, so the solicitor will be unable to make any guarantees, and will recommend insurance.

Q.

Is a property survey necessary when buying a house or flat, regardless of its age?

A.

Homeward Legal recommend that all purchasers order a property survey when you intend to buy in Cumbria. Buyers should be aware that there are many issues that will impact a property, which a conveyancing solicitor will not report on. These include ground movement and insect infestation.

 
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