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Conveyancing in Cumbria Q & A's

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By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 16/07/17

Useful local Cumbria transport and services details:

The nearest airport to Cumbria is Carlisle Airport. The nearest station to Cumbria is Penrith.

Q.

Cumbria area info

A.

Moor Divock Archaeological Site and Swarth Fell Archaeological Site are in the vicinity of Cumbria.

The nearest hospital for Cumbria is Penrith.

Q.

We are trying to find an affordable Cumbria conveyancing quote. and what is included?

A.

Many online and high street firms promote cheap conveyancing quotes. Unfortunately additional charges are often hiding in the terms of engagement. Excited sellers and buyers, eager to get underway, often ignore this small print when they instruct. Your conveyancing quote should also clearly state applicable disbursements.

Q.

We have a property to purchase. How do we aim for fast conveyancing?

A.

Most importantly, contacting a proactive and experienced solicitor is essential to buying faster. When choosing a solicitor, consider these questions: Are phone, fax and email their preferred methods of contact How soon will they order searches? Do they offer 'instant' online quotes?

Q.

Which individual searches will my solicitor in Cumbria conduct when acting on a Cumbria property?

The normal conveyancing procedure is to obtain Local Authority, Drainage Search (Con29DW or personal), Environment Search and Gypsum Mining Search as well as any specific searches, which may include a Chancel Repair Liability Search.

Q.

Is a property survey necessary when buying a house or flat, regardless of its age?

A.

Homeward Legal recommend that all purchasers order a property survey when you intend to buy in Cumbria. Buyers should be aware that there are many issues that will impact a property, which a conveyancing solicitor will not report on. These include ground movement and insect infestation.

Q.

Is it risky to hold off paying for SDLT?

A.

SDLT is generally payable for purchases over £125,000. Stamp duty mitigation is not advised. These schemes are often uneconomical and HMRC may challenge a scheme up to six years later imposing penalties and investigating all your tax matters.

Q.

How is stamp duty determined?

A.

Stamp Duty is calculated based on the property's value. For a property estimated at £361000, stamp duty is £10830.*

*Source: www.hmrc.gov.uk, 12/03/2013

Q.

Can barium (Ba) contaminate Cumbria top-soil?

A.

Metal contamination may have occurred throughout Cumbria, but an area will only be identified as 'contaminated land' if the risk to human life or the environment is deemed unacceptable. Also considering issues such as trichloroethylene, contaminants affecting Cumbria property will be factored into an environmental search.

Q.

May my conveyancing cover any extra charges?

A.

No. Homeward Legal's solicitors do not hide any extra, hidden charges regardless of circumstances. Some firms only provide estimates disguised as quotes. The final bill you receive may be much more.

 
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