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Conveyancing in Cumbria Q & A's

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By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 19/04/18

Useful local Cumbria transport and services details:

The nearest airport to Cumbria is Carlisle Airport. The nearest station to Cumbria is Penrith.

Q.

Cumbria area info

A.

Moor Divock Archaeological Site and Swarth Fell Archaeological Site are in the vicinity of Cumbria.

The nearest hospital for Cumbria is Penrith.

Q.

We are trying to find an affordable Cumbria conveyancing quote. and what is included?

A.

Many online and high street firms promote cheap conveyancing quotes. Unfortunately additional charges are often hiding in the terms of engagement. Excited sellers and buyers, eager to get underway, often ignore this small print when they instruct. Your conveyancing quote should also clearly state applicable disbursements.

Q.

What is the explanation why sale conveyancing takes such a long time?

A.

Conveyancing will occasionally be lengthy, we, however, strive to minimise their effect where viable by driving the sale or purchase forward. Reasons for delay may include the length of time it takes for the managing agent or landlord to respond to queries.

Q.

I am buying in Cumbria, and need to know if there are any conservation areas.

A.

Parts of Cumbria considered be of historic or architectural significance, like model housing estates, may be defined as areas of conservation. Blindcrake Lake District and Alston are among the conservation areas in Cumbria. The local council will be able to offer more information about local areas of conservation, and the solicitor handling your purchase should discuss what specific restrictions are in place.

Q.

Might it be foolish to enact the conveyancing on a DIY basis myself.

A.

Legally speaking there is absolutely no reason why a seller cannot carry out the greater majority of the legal work on your own. That said, a conveyancer in Cumbria is in charge of a long list of jobs ranging from liaising with the insolvency office for k15 entries and dealing with requisition on os1 most of which are better done by someone with training.

Q.

Is it risky to hold off paying for SDLT?

A.

SDLT is generally payable for purchases over £125,000. Stamp duty mitigation is not advised. These schemes are often uneconomical and HMRC may challenge a scheme up to six years later imposing penalties and investigating all your tax matters.

Q.

May my conveyancing cover any extra charges?

A.

No. Homeward Legal's solicitors do not hide any extra, hidden charges regardless of circumstances. Some firms only provide estimates disguised as quotes. The final bill you receive may be much more.

Q.

The owner looks to have installed unfitting PVC windows on the flat which I think might possibly break Blindcrake Lake District conservation area criteria.

A.

The property solicitor will make enquiries to identify if the property is affected by a designated conservation area, and if so whether any modifications have essential consent from the local planning authority. In the absence of any appropriate consents, your Cumbria conveyancer will advise you of the best alternatives, which include getting retrospective permission from the planning authority or getting covered by indemnity insurance.

Q.

How many weeks should I expect it to take my assigned conveyancer to carry out all of the legal process on the top floor of sixties home we are intending to purchase?

A.

The conveyancing process can take anywhere from 1 month to 3 months based on any number of issues e.g. the efficiency of the vendor's property lawyer, or the speed of the local authority.