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Transfer of Equity in Ditchling

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Ditchling

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Ditchling clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Ditchling Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 30/11/16

Pertinent Ditchling public transport and public service facts and figures -

The closest train station to Ditchling is Hassocks. Ditchling's closest airport is Shoreham, Cecil Pashley Way Airport (10 miles). Gatwick South Terminal Airport is 17 miles, Gatwick North Terminal Airport is 17 miles and Shoreham Airport is 10 miles away.

Princess Royal is a relatively close hospital.

Q.

How do we get a discount conveyancing quote in Ditchling?

A.

Misleading conveyancing quotes catch out many buyers, leaving them to pay sometimes £100s more than planned, and many law firms advertise cheap conveyancing quotes. Unfortunately additional charges will be included in the terms of engagement. Any additional charges ought to be reasonable. They only apply in cases where your conveyancer must complete additional work for you, which could not be anticipated at the start of the process. A quote for conveyancing in Ditchling must also state any disbursements to be paid.We provide quotes, not estimates, and clearly state the fees for a standard conveyancing.

Q.

Are there any areas of conservation in Ditchling?

A.

Areas considered to be of 'special architectural and historic interest', like mining villages, may be recognised as conservation areas. The local council will offer more information about local conservation areas, and the solicitor handling your purchase will discuss the relevant responsibilities.

Q.

Should I use a conveyancing referred by our agent?

A.

Agent recommendations are a not uncommon way to find a solicitor. If the agent is paid a referral fee, however, the agent may recommend the conveyancer who pays out the highest referral fee, not a firm with local expertise and a solid reputation.

Q.

Is it advisable to get a chancel search? I am buying a house close by a parsonage in Ditchling.

A.

Repair costs resulting from chancel liability can total hundreds of thousands of pounds. Liability has the potential to impact the value of a property, but insurance is available should an obligation to fund repairs be enforced. Church of England properties in Ditchling where chancel liability may apply include The Beacon Parish.

Q.

Do you work with lenders with Ditchling branches?

A.

We can work closely with many lenders. A number of mortgage specialists operate in Ditchling, like Strawberry Finance, 7 Muster Green, Haywards Heath, RH16 4AP, Lampons Financial Services, 82 Church Rd, Hove, BN3 2EB, and Mortgage World, Westerman Complex/School Rd, Hove, BN3 5HX.

Q.

Ditchling lawyers get a number of searches when acting for a home purchaser but what specific searches?

A.

If you are obtaining a mortgage the lender will expect a solicitor to get at least the following Local Authority Search, Drainage and Water Search and Environmental, and occasionally special local Ditchling searches, which might include Limestone Search.

Q.

What kind of research as respects the risk and history of flooding in East Sussex will a Ditchling conveyancing solicitor advise us on?

A.

A critical step in the legal due diligence procedure involves a conveyancer conducting property environmental searches that provide detail in relation to Ditchling historical flood risk.

Q.

How do you calculate SDLT, and how much do we need to budget for a £983k property?

A.

SDLT depends on the purchase price. For a house sold for £983k, stamp duty is £39320.*

*This information accurate as of 01/03/2013

 
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