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Conveyancing in Dorset Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 21/10/17

Some useful local public service information

The closest airport to Dorset is Bournemouth International Airport. The nearest station to Dorset is Weymouth, almost 3 miles away.

Q.

Dorset points of interest

A.

Portland Bill Lighthouse, Portland Castle English Heritage and Portland St George Churches Conservation Trust are near to Dorset.

The nearest hospital is Portland Castletown.

Q.

What are the best rates for conveyancing for a £521,000 house?

A.

Many conveyancers claim to offer 'the cheapest conveyancing', but extra fees are frequently hidden in the terms. Busy, stressed buyers and sellers ignore these terms at their peril. Extras should be fair.

Q.

How can a Dorset solicitor report back on the potential risk of a flood at Dorset?

A.

An experienced conveyancing solicitor will conduct environmental searches that will include Dorset flood risk data.

Q.

How do I guard against getting gazumped?

A.

Gazumping arises when an offer is accepted, and then rejected, by the home owner, selecting instead a higher offer. There is almost always a risk of being gazumped. Instructing an efficient solicitor early should help to mitigate this risk.

Q.

Hinckley and Rugby Building Society is going to be our lender - what do we need to consider?

A.

When taking out a mortgage to buy a property, the lender will require legal work to be carried out. Some lenders have opted to reduce the size of their 'solicitor panel'. For purchasers, this can result in significantly higher legal costs. We will act on behalf of most lenders so that you will not be required to pay any additional legal fees to your lender's solicitor.

Q.

Can I bypass paying for stamp duty on buying a house in Dorset?

A.

Stamp duty commonly must be paid for home purchases sold for more than £125,000. Stamp duty reduction is not advised. Such schemes are highly expensive and often likely to fail.

Q.

Are there many designated conservation areas in Dorset?

A.

These areas indicate areas of historic or architectural significance. Blandford Forum, Gillingham and Milton Abbas are among the conservation areas in Dorset. These restrictions adds to upkeep costs, but the benefits will include properties can be easier to sell. Your solicitor will be able to advise further.

Q.

Do you need to get a chancel search? We are buying a Dorset residence close to parsonage grounds.

A.

Where land in Dorset was once owned by a lay-rector, new owners of that property may be obliged to pay for maintenance of an old church building. As a consequence of a recent Act, interest over any affected land must be registered by October 2013. Your solicitor will suggest an appropriate indemnity policy to address chancel liability.

Q.

How might conveyancing legal work take months to complete?

A.

The legal work needed to sell or purchase a home may take more time than budgeted. We do our best to reduce the impact of these delays whenever possible. Reasons for delay include a slow firm acting for the lender.