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Transfer of Equity in Dunchurch

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Dunchurch

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Dunchurch clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
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Conveyancing in Dunchurch Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 16/01/17

Things to do in Dunchurch

Thurlaston Mill Windmill, Kites Hardwick Draycote Water Country Park and Rugby Art Gallery & Museum Art Gallery are near to Dunchurch.

The nearest station to Dunchurch is Rugby and the nearest airport to Dunchurch is Coventry Airport (8 miles). Birmingham Airport is 21 mile s, and Turweston Aerodrome Airport is 23 miles away.

Drivers are well served with Dunchurch ideally situated with excellent major road access very close at about 1/2 mile off the M45/A45.

The nearest hospital is Hospital Of St Cross Rugby.

Q.

I am looking for the cheapest conveyancing quote. How do I get a quote?

A.

Misleading conveyancing quotes catch out many sellers and buyers, leaving them to pay sometimes £100s more than planned, and many solicitors promote so-called 'the cheapest conveyancing quotes'. Unfortunately extra costs will be included in the solicitor's terms of engagement, left unread by preoccupied sellers and buyers Your Dunchurch conveyancing quote should list any disbursements. Additional fees listed in the terms ought to be fair and reasonable and only come into force where your lawyer must complete unanticipated additional work , which could not be anticipated at the start of the process. Our quotes clearly state the solicitors' fees for a standard conveyancing transaction.

Q.

We are going to buy a unique property in a Dunchurch conservation area. Where can I find information in relation to the state of upkeep of the Dunchurch conservation area?

A.

Conservation areas in Dunchurch are designated by the local Rugby planning authority, who oversee conservation area concerns from public spaces to the stoppage of street clutter. Following a campaign, English Heritage have created a list of the condition (poor to good) of conservation areas.

Q.

We are intending to buy a home in the parish of Radford Semele. Do we need a chancel search?

A.

A solicitor may suggest a chancel search, whichever parish where the residence being bought is found. In Dunchurch's much older areas, chancel repair may be imposed on the owners of a residence where Parochial Church Councils (PCCs) may have not done so in the past, so it can be difficult to use this as a guide.

Q.

Unexpected personal circumstances mean we want to exchange on the legal work on our home very quickly, do Homeward Legal use any especially fast Dunchurch solicitors ?

A.

Our solicitors adopt a very efficient approach to conducting the necessary legal work as quickly as possible. Homeward Legal always allocate you to home moving lawyers who are selected because they endeavour to exert pressure up the home buyer and seller chain . Additionally , Homeward Legals solicitors are picked because they rely on new software systems to push through your sale swiftly.

Q.

Does my assigned solicitor in Dunchurch report back to me about the cost of the council tax on a Band B townhouse prior to exchanging contracts?

A.

Your conveyancer will speak to the governing Rugby local authority to ask about the latest council tax band and rates, which will then be set out in the conveyancing report on title.

The correct charges for residents of Dunchurch are set out in detail online at the Rugby council site. At the time of writing, 11 February 2013, rates for all bands are:

  • Band A - £1,016.00
  • Band B - £1,185.00
  • Band C - £1,354.00
  • Band D - £1,523.00
  • Band E - £1,862.00
  • Band F - £2,200.00
  • Band G - £2,539.00
  • Band H - £3,047.00

Q.

My mortgage lender will be Mortgage Agency Services, is there anything I need to check?

A.

Prior to recent changes, most conveyancing solicitors were able to undertake legal work for a lender. Buyers should consider that some lenders have reduced their 'solicitor panel', resulting in increased conveyancing costs for home buyers if their solicitor cannot act for the lender. Homeward Legal can act for most lenders.

Q.

Is a chancel repair liability search a fee or disbursement?

A.

Every disbursement and fee ought to be clearly identified on the quote for your conveyancing. This charge is a disbursement not a fee, meaning the conveyancer passes on the charge at cost.

Q.

We are buying on a recently-developed ex-industrial use land. Could the soil be contaminated by industrial waste?

A.

Though the dangers are usually minor, an area will only be identified as 'contaminated land' if the risk to human life or the environment is deemed unacceptable. Land may also be contaminated by other sources, including chlorine and groundwater contaminants like detergents.

 
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