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Conveyancing in Dunchurch Q & A's

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By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 21/10/17

Things to do in Dunchurch

Thurlaston Mill Windmill, Kites Hardwick Draycote Water Country Park and Rugby Art Gallery & Museum Art Gallery are near to Dunchurch.

The nearest station to Dunchurch is Rugby and the nearest airport to Dunchurch is Coventry Airport (8 miles). Birmingham Airport is 21 mile s, and Turweston Aerodrome Airport is 23 miles away.

Drivers are well served with Dunchurch ideally situated with excellent major road access very close at about 1/2 mile off the M45/A45.

The nearest hospital is Hospital Of St Cross Rugby.

Q.

I am looking for the cheapest conveyancing quote. How do I get a quote?

A.

Misleading conveyancing quotes catch out many sellers and buyers, leaving them to pay sometimes £100s more than planned, and many solicitors promote so-called 'the cheapest conveyancing quotes'. Unfortunately extra costs will be included in the solicitor's terms of engagement, left unread by preoccupied sellers and buyers Your Dunchurch conveyancing quote should list any disbursements. Additional fees listed in the terms ought to be fair and reasonable and only come into force where your lawyer must complete unanticipated additional work , which could not be anticipated at the start of the process. Our quotes clearly state the solicitors' fees for a standard conveyancing transaction.

Q.

The owner has unfortunately fitted artificial stone cladding which I think may defy Rock Park Rock Ferry conservation area criteria.

A.

Your instructed property solicitor will establish if the property is affected by a conservation area and whether any alterations have the appropriate permission from the local planning authority. If no necessary permissions be in evidence your Dunchurch conveyancing solicitor will advise you of all options e.g. seeking an indemnity insurance or obtaining retrospective permission from the appropriate local authority.

Q.

Which lender panels in Dunchurch are you on?

A.

Most lenders in Dunchurch are on our Dunchurch solicitors' panel. Dunchurch lenders and mortgage specialists include Positive Mortgages, 32 Timber Court, Rugby, CV22 5AZ, M B M B S Ltd, Deppers Bridge, Southam, CV47 2SY, and Caley Mortgage Services Ltd, Unit 41 Building 9/Bilton Ind Est/Humber Rd, Coventry, CV3 1JL.

Q.

Is there anything we can do to bypass paying for SDLT?

A.

Stamp Duty Land Tax (SDLT) is usually payable on home purchases over 125,000 pounds. Homeward Legal strongly advise against any stamp duty reduction. These schemes are often uneconomical and often likely to fail.

Q.

Will the fees for our conveyancing take into account any hidden fees?

A.

No. Our solicitors never charge any additional charges for your standard conveyancing. If you are comparing quotes, consider that some solicitors' firms will give a low estimate, not an accurate quote, which could be totally different to your final invoice.

Q.

Is a chancel repair liability search a fee or disbursement?

A.

Every disbursement and fee ought to be clearly identified on the quote for your conveyancing. This charge is a disbursement not a fee, meaning the conveyancer passes on the charge at cost.

Q.

We are going to buy a unique property in a Dunchurch conservation area. Where can I find information in relation to the state of upkeep of the Dunchurch conservation area?

A.

Conservation areas in Dunchurch are designated by the local Rugby planning authority, who oversee conservation area concerns from public spaces to the stoppage of street clutter. Following a campaign, English Heritage have created a list of the condition (poor to good) of conservation areas.

Q.

Would acquiring a house survey be sensible if we are purchasing a property, irrespective of its condition?

A.

It is strongly advised that all buyers in Dunchurch arrange a RICS surveyor to perform a survey. A wide range of issues affect a property. These can include cracks around door frames or unsafe chimney circulation.