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Conveyancing In Dursley Q & A's


What is stamp duty and land transaction tax?

Stamp Duty Land Tax (SDLT) is a proportion of the final sale price of a property payable to HMRC by the buyer. The current trigger threshold is for any property priced at £125,000 or over (unless you’re a first-time buyer, in which case you pay less or no tax for properties priced at less than £500,000). Your solicitor will handle the transfer of the tax as part of the final tasks on your conveyancing.

In Scotland, buyers have to pay Land and Buildings Transaction Tax and, in Wales, the Land Transaction Tax is triggered at properties priced over £180,000.

In all cases, the amount payable is based on a sliding scale as the price goes up as a proportion of that range added together than an overall flat tax amount or percentage. So, the higher the price goes up, the greater the amount of tax you have to pay.

We are buying in Dursley on a new-build brownfield site. It seems tin (Sn) soil contamination may be an issue.

Dursley agriculture or industry can cause topsoil contamination. Also considering issues such as perchlorate and water contaminants such as organic compounds, contaminants affecting Dursley property will be factored into an environmental search.

The home I’m buying has been empty for two years; what questions should I be asking the solicitor, the estate agent, and the surveyor?

If a home has been empty for a considerable period (such as the two years mentioned here), there’s usually a reason for it. There is estimated to be around a quarter of a million properties in the country that have been empty for more than 6 months.

The primary reason is that the owner hasn’t the funds to renovate the property, or they’ve started gutting the place and run out of money to take it further, or perhaps there’s been a significant problem (e.g. fire or flood are common instances). Most likely, these properties will come up at auction.

Your estate agent will be aware of its history if the property is on their books, so you can find out a lot from them, the council will have an empty property officer, and the Land Registry will have information on the deeds. As far as the solicitor is concerned, they will establish the position on the property as part of the conveyancing, while the surveyor will have experience of checking out such properties, with the advice that you order a Building Survey (the most detailed of the options) to check out its structural integrity. Note that mortgage lenders will be more reluctant to offer a loan on such homes.

Ultimately, the ball is in your court and, if you want to pursue buying such a property, you need to be prepared to do the research, which can take up a lot of time.

The moving process can be bewildering and stressful. Let Homeward Legal look after the legal side of things for you and we'll guide you through the process from start to end. Call 0800 038 6699 to find out more.

How do I go about ascertain whether the Dursley conservation area is not being properly maintained?

Local conservation areas are specified by the local Stroud planning authority, who are responsible for everything from including things like street posts, dormer windows and building materials.

English Heritage, a government body, maintain a list of the state of repair of conservation areas.

Which local authority is responsible for Dursley?

Dursley is located in Stroud District Council, Ebley Mill, Westward Road, Stroud, Gloucestershire, GL5 4UB, Tel: 01453 766 321

What do I provide to the solicitor on my house sale?

The list of documents required is quite simple, but will be required at different stages of the process (but ideally any forms should be completed and returned on the day of receipt and preferably delivered by hand or email).

  • Proof of id
  • Title deeds (if you have them; they might be lodged with the solicitor who handled the purchase of the property you are selling, or the mortgage company)
  • Fixtures and Fittings Form (TA10)
  • Property Information Form (TA6) – information on boundaries, disputes and complaints with neighbours, notices and proposals, alterations and planning consents, building regulations, electricity and gas certificates, guarantees and warranties, insurance, environmental matters affecting the property, rights and informal arrangements, parking, other charges, services, connection to utilities and services, and transaction information
  • Copies of documents referenced in the PIF
  • Leasehold or shared freehold documents
  • Management Information Pack
  • Energy Performance Certificate

Providing all this documentation as quickly as possible, as well as responding to arising questions throughout the conveyancing within a couple of hours will help to speed the conclusion of your transaction up considerably.