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Conveyancing in Ealing Q & A's

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Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 15/10/17

Transport and public service information if you’re buying or selling residential property in Ealing -

By road: Ealing is served by the M4, A4 and A406. By rail: The nearest train station is Ealing Broadway. By air: Easily accessible from Ealing (in miles) are: Northolt Jet Centre (4), London Heathrow Airport (9), London Heliport (11), Elstree Airfield (12), London City Airport (20), London Biggin Hill Airport (28), and London Gatwick Airport (48).

Hospital: Ealing, Uxbridge Road, Southall, UB1 3HW. Council: Ealing London Borough Council (www.ealing.gov.uk).

Attractions: Easy access to London attractions by underground train, London Motorcycle Museum, Cuckoo Park, and Walpole Park.

Q.

How do we find a discount conveyancing quote in the sale of our Ealing maisonette?

Both high-street and online conveyancers claim to offer what look like cheap conveyancing quotes. However, additional costs described in the small print of their terms and conditions can inflate your solicitor's invoice. Any additional charges ought to be fair and clearly defined, and any disbursements to be paid ought to be listed on a conveyancing quote. At Homeward Legal, we never hide any costs, our quotes are not estimates, and we provide a clear statement of your solicitor’s fees you will pay for a standard sale or purchase. Try our quote calculator, or call our team of conveyancing experts on 0800 038 6699 to discuss your needs.

Q.

Which of the Ealing mortgage lender panels are you on?

The Homeward Legal partnership can work alongside the majority of the large lenders. A number of mortgage specialists operate in Ealing, including:

  • J. P. Mortgage Consultants, 6 Chestnut Grove, Wembley, HA0 2LX
  • Alexander Hall, 54 The Mall, Ealing, W5 3NE
  • Halifax Building Society, Montys, 64-65 The Mall, Ealing, W5 5LS
Q.

Is your solicitor team geared up to move fast on the conveyancing for residential property auctions in Ealing?

Homeward Legal are experts in property auctions, and our conveyancing team has frequently been appointed for both buyers and vendors. The key to a smooth and swift completion of the conveyancing lies with the appointment of a proactive and communicative solicitor. They should be instructed as early as possible, well in advance of the auction day, so that all the legal documentation can be reviewed and any issues ironed out. Call Homeward Legal’s auction experts on 0800 038 6699 for a quote and for more details about buying and selling at auction.

Q.

What can I do to defer paying for stamp duty on the 3-bedroom semi-detached property I am buying in West Ealing?

Stamp Duty Land Tax (SDLT) commonly must be paid on residential property priced at over £125,000. Homeward Legal does not recommend any form of stamp duty reduction or avoidance scheme. These schemes are expensive and, if a scheme is challenged (for example, by HMRC), you can be fined up to 100% of the amount owed, in addition to the tax itself. However, there have been a range of legitimate initiatives, such as relief for buyers in 'disadvantaged areas'. Your conveyancing solicitor should confirm whether you are eligible for any authorised schemes that might exist.

Q.

What is the council tax on a period dwelling I’m planning to buy in Ealing?

Your appointed conveyancing solicitor is required to contact the local authorities to ascertain the correct council tax banding and the charge (aligned to the tax year in which the exchange of contracts is completed) for your Ealing property. This information will then be included in the title report. The latest charges for Ealing are listed on the Ealing council site (see the public service information at the head of these FAQs). For the 2016/2017 tax year, the council tax charges in Ealing were:

  • Band A - £890.62
  • Band B - £1,039.06
  • Band C - £1,187.49
  • Band D - £1,335.93
  • Band E - £1,632.80
  • Band F - £1,929.68
  • Band G - £2,226.55
  • Band H - £2,671.86

Retrieved on 16 February 2017

Q.

How long will our assigned conveyancer take to finish the legal process for a terraced home in Ealing that we intend to buy?

Conveyancing can be notoriously slow and frustrating for the anxious seller or buyer. On average, the time needed to complete everything might be anywhere between one and three months. This is because of a number of unknown

factors throughout the process (usually the slowness of response to questions or fact requests along the chain). With the experienced solicitors at Homeward Legal, every purchase is handled as fast as possible, without compromising on service, using solicitors who are highly proactive. We aim to complete the conveyancing work within six weeks.

Q.

Could Ealing topsoil be contaminated by copper?

Ealing and the surrounding region has a legacy of chemical contamination. Environment search results will factor in soil contaminants, such as metals and fertilisers, and water contaminants, such as bleach. These will indicated in your solicitor’s title report for your property.

Q.

We are on a tight deadline and need to ensure a fast conveyancing transaction for my new flat in Ealing. What do we need to do?

The best action you can take is to appoint a communicative and proactive lawyer, which is an essential component in moving the conveyancing process on. At Homeward Legal, we have invested in state-of-the-art computer systems, which are fully integrated with the main authorities and bodies such as HMRC, local councils, and the Land Registry. With solicitors incentivised to get answers quickly, our conveyancing is often swifter than other legal firms. Call us on 0800 038 6699 for a comprehensive and clear fixed-fee conveyancing quote. ition to appointing a solicitor early in the transaction, there are several actions you could take to get moving sooner, including:

  • ling or emailing the lawyer, and chasing them if you suspect any delays
  • completing all forms as soon as possible
  • if you intend to get a house survey, assigning a chartered surveyor as early as you can
  • if you need a mortgage, then completing the application as soon as possible
Q.

The vendor appears to have installed inappropriate roof aerials on the building which may break Bilston Town Centre\ conservation area criteria.

A.

Your instructed lawyer will carry out searches confirm if your new home is affected by a conservation area and whether any modifications have necessary consent from the local authority.

Q.

Which factors can contaminate land in Ealing, and are they comprehensively investigated?

A.

Residential property may have been contaminated by a broad range of human activities, such as coal mining and radioactive substances in the region. An environmental search will offer more detail.

Q.

I ideally need to complete on the legal process a flat within 6 weeks, are you very fast Ealing solicitors ?

A.

Our firm always take a speed focused approach when fulfilling the conveyance. By using the latest integrated systems .

We give property sellers carefully selected property lawyer who will communicate with everyone in the property chain such as agents, to bring about a quick completion.

Q.

Would getting a building survey be necessary when purchasing property in Ealing?

A.

The Royal Institution of Chartered Surveyors recommend that all buyers in Ealing instruct a surveyor to carry out a survey if buying in Ealing. It is a fact that there are a range of issues that can affect a property, that will not be addressed during the conveyancing process. These include cracks in walls.

Q.

I am on a tight deadline and need ensure a fast conveyancing transaction, what do we need to do?

A.

Firstly, contacting a communicative lawyer is essential to a faster move. Furthermore, there are numerous things you could do to get moving sooner, including, calling or emailing the lawyer, and chase them if you suspect any delays, completing all forms as soon as possible and if you intend to get a house survey, doing so as early as you can.

Q.

What can I do to defer paying for stamp duty on the property?

A.

Stamp duty commonly must be paid on residential property priced at over one hundred and twenty-five thousand pounds. We do not recommend any form of stamp duty scheme. These schemes are expensive and , if a scheme is challenged, you can be fined up to 100% of the amount owed, in additional to the tax itself. There have been a range of legitimate initiatives, however, such as relief for buyers in 'disadvantaged areas'. A conveyancing solicitor should confirm whether you are eligible.

Q.

What due diligence in connection with the risk and history of local flooding around West London will the conveyancing solicitor in Ealing include in the report on title?

A.

A key component in the conveyancing protocol involves a lawyer carrying out conveyancing searches that set out some details in relation to the local Ealing flood risk.