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Conveyancing in East Cowes Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 19/01/18

East Cowes area information

East Cowes Osborne House English Heritage and Lepe Country Park Hampshire Passport are in the vicinity of East Cowes.

The nearest train station to East Cowes is Ryde IOW, Pier Head, around 6 miles away and the nearest airport to East Cowes is Sandown IoW Airport. Southampton Airport is 14 miles, Bembridge IoW Airport is 10 miles, and Bournemouth International Airport is 24 miles away.

The most convenient hospital to East Cowes is Orchard Newport.

Q.

What are the best conveyancing rates for a £432k property?

A.

The lack of clarity surrounding this matter catches out many home owners, and can leave them paying far more in fees than they budgeted, and many conveyancers promote theoretically cheap conveyancing quotes. Unfortunately extra charges can increase the final invoice. Extra charges which are listed in terms and conditions needs to be fair and clearly defined. They be applied only where the solicitor is required to complete extra work on your behalf, which could not be anticipated at the start of the process. Your conveyancing quote ought to list any disbursements to be paid.

Q.

Should the form for fixtures and fittings include things such as door handles?

A.

Usually, fixtures are fixed items, such as fitted gas or electric fires to walls, floors or ceilings and cannot be easily removed and fixtures are easier to detach or remove. This is often not considered, which makes a fixtures and fittings form so useful.

Q.

What will the East Cowes property solicitor do when the maisonette I hope to purchase is situated in a conservation area and has unseemly new windows fitted?

A.

Your conveyancing solicitor will check if the property is affected by a designated conservation area, and if so whether any modifications have the necessary permission.

In the event that no necessary permissions be supplied, your conveyancing solicitor will recommend the best alternative such as purchasing an indemnity policy or getting retrospective approval from the planning authority.

Q.

I am buying a 1950s investment flat in one of the conservation areas. How do we locate more details about the present standard of repair?

A.

English Heritage, a government body, keep records of the condition (poor to good) of conservation areas.

Conservation areas are set up by Isle of Wight who are responsible for things like private spaces to the impediment of neon signs.

Q.

Does a conveyancing solicitor in East Cowes conduct any searches on the Isle of Wight forties terraced building I want to buy?

A.

The common legal procedure is to get these searches - Local Authority (council), Drainage and Water Search (CON29DW or personal) and Environmental and, depending on certain criteria, specific searches for instance Land charge Searches.

Q.

When I am buying near a rectory manor in East Cowes, should we get a chancel search?

A.

Chancel repair liability can require residential property owners to cover the cost of repairs to specific local church buildings. Owners who have bought property prior to 2003 may be totally unaware that a liability exists if a chancel search was not carried out. Your conveyancing lawyer will suggest an appropriate indemnity policy to address chancel liability. East Cowes churches include St James.

Q.

We are interested in purchasing a building in East Cowes. How can we check that the building is in a designated conservation area?

A.

Conservation areas preserve local areas of 'special architectural and historic interest'. Your property solicitor will be able to advise further and discuss what specific restrictions are in place, regarding specific conservation areas in East Cowes.

Q.

Can I hold off paying out for stamp duty?

A.

Stamp duty usually must be paid on homes over £125,000. Stamp duty reduction scheme should not be considered when purchasing in East Cowes, because these schemes are often uneconomical and HMRC may challenge a scheme up to six years later and the total stamp duty tax may be payable, along with interest and penalties.