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Transfer of Equity in East Cowes

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors East Cowes

Homeward Legal's panel of solicitors carry out remortgage conveyancing for East Cowes clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
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Conveyancing in East Cowes Q & A's

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Updated: 22/01/17

East Cowes area information

East Cowes Osborne House English Heritage and Lepe Country Park Hampshire Passport are in the vicinity of East Cowes.

The nearest train station to East Cowes is Ryde IOW, Pier Head, around 6 miles away and the nearest airport to East Cowes is Sandown IoW Airport. Southampton Airport is 14 miles, Bembridge IoW Airport is 10 miles, and Bournemouth International Airport is 24 miles away.

The most convenient hospital to East Cowes is Orchard Newport.


What are the best conveyancing rates for a £432k property?


The lack of clarity surrounding this matter catches out many home owners, and can leave them paying far more in fees than they budgeted, and many conveyancers promote theoretically cheap conveyancing quotes. Unfortunately extra charges can increase the final invoice. Extra charges which are listed in terms and conditions needs to be fair and clearly defined. They be applied only where the solicitor is required to complete extra work on your behalf, which could not be anticipated at the start of the process. Your conveyancing quote ought to list any disbursements to be paid.


As a result of the worrying amount of flooding in the UK in April 2012, we are wondering if flood risk searches won't be sufficient?


Conveyancing searches handled by the property solicitor in East Cowes will include a far more rigorous Landmark flood search if it is felt necessary.

If you are concerned you could attempt to get in touch with a neighbour of the property.


What is the council tax on a period semi-detached Band E property in East Cowes?


You should be briefed about your house's council tax band within the conveyancer's title report.

Correct charges for properties in East Cowes are published online at the Isle of Wight local authority website. As at, 28 December 2012, the different rates are:

  • Band A - £979.00
  • Band B - £1,142.00
  • Band C - £1,305.00
  • Band D - £1,468.00
  • Band E - £1,794.00
  • Band F - £2,120.00
  • Band G - £2,446.00
  • Band H - £2,936.00


My mortgage lender is Lloyds TSB, is there anything we need to be aware of?


Buyers need to be aware that, in some cases, lenders have decreased the number of firms on their approved panel, potentially creating increased legal costs for buyers. Homeward Legal can act on behalf of the vast majority of UK mortgage lenders.


Can I hold off paying out for stamp duty?


Stamp duty usually must be paid on homes over £125,000. Stamp duty reduction scheme should not be considered when purchasing in East Cowes, because these schemes are often uneconomical and HMRC may challenge a scheme up to six years later and the total stamp duty tax may be payable, along with interest and penalties.


Does a conveyancing solicitor in East Cowes advise me on the potential risk of flooding to properties in East Cowes?


A necessary part of the legal procedure of buying a property involves the conveyancing solicitor conducting environmental searches that offer you specific information with regard to East Cowes historical flood risk.


Should we make use of the firm of solicitors offered by our agent?


It is commonplace for agents to suggest a solicitor. If the agent is paid a referral fee, however, an agent may decide to recommend whichever firm pays the most per referral, not the most appropriate choice.


We are interested in purchasing a building in East Cowes. How can we check that the building is in a designated conservation area?


Conservation areas preserve local areas of 'special architectural and historic interest'. Your property solicitor will be able to advise further and discuss what specific restrictions are in place, regarding specific conservation areas in East Cowes.