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Conveyancing in East Cowes Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 17/04/18

East Cowes area information

East Cowes Osborne House English Heritage and Lepe Country Park Hampshire Passport are in the vicinity of East Cowes.

The nearest train station to East Cowes is Ryde IOW, Pier Head, around 6 miles away and the nearest airport to East Cowes is Sandown IoW Airport. Southampton Airport is 14 miles, Bembridge IoW Airport is 10 miles, and Bournemouth International Airport is 24 miles away.

The most convenient hospital to East Cowes is Orchard Newport.

Q.

What are the best conveyancing rates for a £432k property?

A.

The lack of clarity surrounding this matter catches out many home owners, and can leave them paying far more in fees than they budgeted, and many conveyancers promote theoretically cheap conveyancing quotes. Unfortunately extra charges can increase the final invoice. Extra charges which are listed in terms and conditions needs to be fair and clearly defined. They be applied only where the solicitor is required to complete extra work on your behalf, which could not be anticipated at the start of the process. Your conveyancing quote ought to list any disbursements to be paid.

Q.

Should we make use of the firm of solicitors offered by our agent?

A.

It is commonplace for agents to suggest a solicitor. If the agent is paid a referral fee, however, an agent may decide to recommend whichever firm pays the most per referral, not the most appropriate choice.

Q.

Is topsoil in East Cowes contaminated by aluminium?

A.

Soil contamination is regularly tested. Data on many contaminants, such as polychlorinated biphenyl (PCBs) and groundwater contaminants like solvents, will be included in an environmental search.

Q.

What will the East Cowes property solicitor do when the maisonette I hope to purchase is situated in a conservation area and has unseemly new windows fitted?

Your conveyancing solicitor will check if the property is affected by a designated conservation area, and if so whether any modifications have the necessary permission.

In the event that no necessary permissions be supplied, your conveyancing solicitor will recommend the best alternative such as purchasing an indemnity policy or getting retrospective approval from the planning authority.

Q.

Which of the East Cowes mortgage lender panels are you a member of?

A.

Most lenders in East Cowes are on our solicitors' panels. East Cowes lenders and mortgage specialists include Mortgage Source, 17 Clarendon Rd, Southsea, PO5 2ED, Mortgageforce, 41 High St, Wootton Bridge, Ryde, PO33 4LU, and Breach David, Abbotsford/St. Boniface Rd, Ventnor, PO38 1PN. The solicitor handling your conveyancing transaction should be able to confirm additional costs or hurdles associated with your chosen lender.

Q.

Are you geared up for complete fast the conveyancing of auction properties in East Cowes?

A.

The legal team work closely with auctioneers and regularly work for bidders at auction. It is very important to decide on a qualified conveyancing firm as rapidly as they can to allow time for a detailed review of the legal papers well before the auction. Subsequently, following the day of the auction your experienced lawyer is wholly geared up to completing all of the legal work in 4 weeks as required .

Q.

Does a conveyancing solicitor in East Cowes conduct any searches on the Isle of Wight forties terraced building I want to buy?

A.

The common legal procedure is to get these searches - Local Authority (council), Drainage and Water Search (CON29DW or personal) and Environmental and, depending on certain criteria, specific searches for instance Land charge Searches.

Q.

My mortgage lender is Lloyds TSB, is there anything we need to be aware of?

A.

Buyers need to be aware that, in some cases, lenders have decreased the number of firms on their approved panel, potentially creating increased legal costs for buyers. Homeward Legal can act on behalf of the vast majority of UK mortgage lenders.