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Conveyancing in East Dulwich Q & A's

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By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 20/04/17

Pertinent regional public service details -

East Dulwich's closest train station is North Dulwich at 1 mile and London City Airport is 6 miles from East Dulwich. Heathrow Terminals 1 2 3 Airport is 17 miles, London Heliport Airport is 5 miles, Heathrow Terminal 5 Airport is 18 miles, Gatwick South Terminal Airport is 21 mile s, Gatwick North Terminal Airport is 21 mile s, Heathrow Terminal 4 Airport is 17 miles, Northolt Jet Centre Airport is 16 miles, Elstree Airport is 18 miles and London Biggin Hill Airport is 10 miles away.

The most convenient hospital to East Dulwich is Maudsley Denmark Hill.

Q.

How do we find a cheap solicitor in East Dulwich to purchase leasehold property?

A.

Many property lawyers advertise supposedly cheap conveyancing quotes. Unfortunately additional costs are frequently hidden in the solicitor's terms that sellers and buyers often do not check. Third party costs, termed disbursements, to be paid should also be included on a quote Any additional fees ought to be reasonable. They be applied only where the lawyer must complete additional work on your behalf, which could not be anticipated at the start of the process. The online quote calculator can generate an accurate statement of the legal fees for the property you plan to buy.

Q.

We are worried about council tax charges on a detached home in East Dulwich, how much are they?

A.

In general, the conveyancing report on title will cover the appropriate Southwark council tax band. Up-to-date rates for residents of East Dulwich are set out in detail on the Southwark council website. At the time of authoring (05/06/2012) the different rates are:

  • Band A - £813.00
  • Band B - £948.00
  • Band C - £1,083.00
  • Band D - £1,219.00
  • Band E - £1,490.00
  • Band F - £1,761.00
  • Band G - £2,031.00
  • Band H - £2,438.00

Q.

Is there something we can do to avoid paying out for SDLT?

Stamp duty mitigation scheme is not advised. Such schemes are costly and the HMRC can review a scheme up to 6 years after a sale is completed .

Q.

What are East Dulwich's 'conveyancing searches'?

A.

Conveyancing searches are common set of queries ordered by the purchaser's solicitor with local and national organisations, such as a drainage search, and will only cover issues with the property's title.

Q.

Is there any comprehensive easily accessible data the status of the conservation areas in East Dulwich?

A.

English Heritage, a government body, keep a list of the state of conservation areas in Southwark and throughout England.

Local conservation areas, such as what can be demolished, the colours of paint used or poorly maintained public spaces are overseen by Southwark.

Q.

Is it advisable that I get a chancel search when my partner and I are purchasing in East Dulwich near a 1300s church?

A.

Property owners near to specific local church buildings must pay for repairs, where chancel repair liability exists. A chancel search is used to confirm whether such a liability exists. Liability is more common in some parts of the country. Your conveyancing solicitor will suggest an appropriate indemnity policy to address chancel liability. East Dulwich Church of England properties include Dulwich, St Clement with St Peter and St John the Evangelist.

Q.

Lloyds TSB is our mortgage lender - is there anything I need to consider?

A.

When buying with a mortgage, legal work must be undertaken in relation to the mortgage. Some lenders have decreased the number of firms on their approved panel, resulting in higher conveyancing costs for house purchasers if a second property lawyer is required by their lender. Homeward Legal are able to act on behalf of the vast majority of mortgage lenders.

Q.

My wife and I are planning to buy in East Dulwich, and would like to check that there are any designated conservation areas.

A.

With 9000 conservation areas across the country, the streets and neighbourhoods in or near East Dulwich will include a range of areas of 'special architectural and historic interest' registered as protected. You may wish to contact the council for more information, but your solicitor will address this during the house-buying process.

 
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