Can I check that a building is in one of Eccleston's designated conservation areas?
Conservation areas protect areas of historical or architectural value. Your property solicitor will provide more details.
What specific things do I need to look out for if I’m buying a house on the coast?
With worsening weather and floods now becoming increasingly commonplace, with the media remarking on it in depth, buying a property that has a likelihood of flooding is a difficult decision to make. Not only is there the issue of cleaning up if it does flood, but insurance premiums will be much higher (and perhaps even prohibitive).
For homes in coastal areas, there is also the problem of coastal erosion, where some properties have been seen to literally fall into the sea.
However, the good news is that picking a home in a coastal region doesn’t automatically mean that it’s going to be subject to flooding or that it’s eventually going to slip into the sea. The searches ordered by your conveyancing solicitor will identify the level of risk associated with the property and, based on this, your solicitor may recommend that you take out specialist reports (e.g. from Landmark or other organisations) to get a more in-depth description of the risks and options. These are in addition to the standard set and will be charged to you as a disbursement at cost.
Your surveyor will also be able to identify evidence of previous floods and other problems during their inspection and provide advice in their report. If the problems are considered sufficiently severe, the surveyor may also note the specifics for further investigation by your conveyancing solicitor.
What is the council tax on a Thirties semi-detached home in Eccleston?
As a rule a conveyancer's title report should give the appropriate St Helens council tax band.
The latest council tax charges for residents of Eccleston are published at the St Helens local authority site. At the time of writing, 21 October 2012, band rates are:
- Band A - £931.00
- Band B - £1,086.00
- Band C - £1,241.00
- Band D - £1,396.00
- Band E - £1,706.00
- Band F - £2,016.00
- Band G - £2,326.00
- Band H - £2,792.00
How early is it wise to find a conveyancer?
With a 'no move, no fee' guarantee, the earlier in the process you can instruct a firm, the better, as the legal work can commence straight away. Some recommend postponing instruction until an offer is accepted, but you will then be at a serious disadvantage in the event of a contract race, or buyer eager to move quickly.
Which issues are important to guarantee a fast conveyancing process?
As is widely reported, a fast conveyancing transaction is essential to is to employing a proactive, diligent conveyancer. There are several things you, as the purchaser, can also do to get moving sooner. These include:
- encouraging your conveyancer to carry out searches promptly
- quickly answering your conveyancer's questions (by email if possible)
- clarifying your mortgage lender's requirements