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Conveyancing in Empingham Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 22/07/17

Some handy nearby transport and public service facts and figures -

The closest train station to Empingham is Stamford. The nearest airport to Empingham is Tollerton, Nottingham City Airport.

Stamford & Rutland is a nearby hospital to Empingham.

Q.

How do we find affordable conveyancing?

A.

Many conveyancers claim to offer cheap conveyancing quotes, but extra fees will be included in the terms of engagement, left unregarded by busy home owners Extra fees listed in the solicitor's terms ought to be fair. Your quote should also state the disbursements to be paid.Get a quote using the Homeward Legal quote calculator for the property you are buying.

Q.

Apparently, chromium soil contamination may be an issue in Empingham. Can you advise?

A.

Measures are taken on a local and national level to identify soil contamination. Also considering issues such as radioactive waste and water contaminants such as sewage, contaminants affecting Empingham property will be factored into an environmental search.

Q.

We are using a lender based in Rutland, and need to know which Empingham lenders you can work with. Which panels are your solicitors on?

A.

Homeward Legal work with the vast majority of lenders. A number of mortgage specialists operate in Empingham, including Upson Barrie, 12 Victoria Rd, Stamford, PE9 1HB, Think Intelligent, 27a Market Pl, Market Deeping, Peterborough, PE6 8EA, and Express Mortgage Services, 3 Deene Cl, Market Deeping, Peterborough, PE6 8SX. The solicitor managing the legal work for your move should be able to carry out any relevant lender-imposed searches or checks.

Q.

What do conveyancing searches mean?

A.

Searches are enquiries requested by the buyer's conveyancing lawyer via local and national authorities, and only deal with issues and defects relating to the property's legal title.

Q.

What is the council tax on a Forties converted Band D dwelling in Empingham?

A.

Typically a conveyancer's title report should contain the relevant South Kesteven council tax band. Up-to-date charges for properties in Empingham are set out at the South Kesteven local authority site. Currently on 23 July 2012 the rates are:

  • Band A - £944.00
  • Band B - £1,102.00
  • Band C - £1,259.00
  • Band D - £1,417.00
  • Band E - £1,731.00
  • Band F - £2,046.00
  • Band G - £2,361.00
  • Band H - £2,833.00

Q.

Which regions of Empingham are covered by a conservation area?

A.

Buyers in Empingham should be aware of several local conservation areas. Your lawyer will offer more information and confirm potential liability for unauthorised works.

Q.

Do we need a chancel search? I am purchasing next to parsonage land in Empingham.

A.

The result of a landmark case in 2003 reaffirmed that 'lay impropriators' of property must contribute towards church repairs. Terms used in a property's name, like 'abbey', may indicate chancel liability. Your solicitor will suggest an appropriate indemnity policy to address chancel liability. Churches in the local area where a chancel search may be appropriate include St Peter.

Q.

We are intending to buy a home in Ryhall with Essendine. Will a chancel search be compulsory?

A.

A property solicitor could advise a chancel search, irrespective of the parish in which the property being purchased is located. In older areas of Empingham, chancel repair dues can be collected on the owners of a property where church councils may have spared previous owners or tenants. Even if liability is unlikely, indemnity insurance is a sensible precaution.

 
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