What environmental concerns can affect land in Empingham. Will they be checked for thoroughly?
Many of contaminants may seriously affect land in Empingham, like shallow mining. An environmental search will give more information.
We are using a lender based in Rutland, and need to know which Empingham lenders you can work with. Which panels are your solicitors on?
Homeward Legal work with the vast majority of lenders. A number of mortgage specialists operate in Empingham, including Upson Barrie, 12 Victoria Rd, Stamford, PE9 1HB, Think Intelligent, 27a Market Pl, Market Deeping, Peterborough, PE6 8EA, and Express Mortgage Services, 3 Deene Cl, Market Deeping, Peterborough, PE6 8SX. The solicitor managing the legal work for your move should be able to carry out any relevant lender-imposed searches or checks.
Do we need a chancel search? I am purchasing next to parsonage land in Empingham.
The result of a landmark case in 2003 reaffirmed that 'lay impropriators' of property must contribute towards church repairs. Terms used in a property's name, like 'abbey', may indicate chancel liability. Your solicitor will suggest an appropriate indemnity policy to address chancel liability. Churches in the local area where a chancel search may be appropriate include St Peter.
How much is stamp duty and land transaction tax?
The Stamp Duty Land Tax (SDLT) is based on a trigger threshold of £125,000, followed by a calculation of increasing percentages against the price bands, which are then added together:
- Less than £125,000 = 0%
- £125,000-£250,000 = 2%
- £250,000-£925,000 = 5%
- £925,000-£1,500,000 = 10%
- More than £1,500,000 = 12%
For example, a house bought for £450,000 will trigger SDLT at £12,500 (£0 for the first £125,000, £2,500 for the next £125,000, and £10,000 for the next £150,000 as the price falls in the first three bands).
Which regions of Empingham are covered by a conservation area?
Buyers in Empingham should be aware of several local conservation areas. Your lawyer will offer more information and confirm potential liability for unauthorised works.
May the legal charges introduce any additional fees?
Homeward Legal never charge any extra, hidden charges. Some conveyancers give 'quotes' which are in fact estimates. The final bill you receive may be much more.
Which local authority is responsible for Empingham?
Empingham is located in South Kesteven District Council, Council Offices, St Peters Hill, Grantham, Lincolnshire, NG31 6PZ, contact: 01476 406 080