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Transfer of Equity in Ettington

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Ettington

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Ettington clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
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Conveyancing in Ettington Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 27/11/16

Read all about the area ;

Coventry Airport is 18 miles from Ettington. Birmingham Airport is 23 miles, Turweston Aerodrome Airport is 23 miles, Kidlington Airport is 25 miles and Defford Airport (disused) Airport is 24 miles away. The closest station to Ettington is Stratford Upon Avon, about 6 miles away.

Ellen Badger Shipston on Stour is the nearest hospital.

Q.

I need a cheap solicitor quote to sell a residence. What do we need to check for?

A.

Several firms advertise theoretically cheap conveyancing quotes. Unfortunately extra costs are often hiding in the terms and conditions. These terms are often ignored by excited sellers, eager to get underway. Any disbursements ought to be defined on a conveyancing quote Fees ought to be fair and be applied only where your solicitor must perform additional tasks , which could not be anticipated at the start of the process. We provide quotes, not estimates, and clearly state the fees for a standard conveyancing.

Q.

Does the Ettington conveyancer tell me about the amount to be paid of the council tax on a Band D cottage before exchange of contracts?

A.

A property solicitor will approach the Stratford-on-Avon local authority to ascertain the correct council tax rates, which will then be written in the conveyancer's title report. Correct charges for residents of Ettington are set out in detail on the Stratford-on-Avon council website. As of 30 September 2012 the rates are:

  • Band A - £1,011.00
  • Band B - £1,179.00
  • Band C - £1,348.00
  • Band D - £1,516.00
  • Band E - £1,853.00
  • Band F - £2,190.00
  • Band G - £2,527.00
  • Band H - £3,032.00

Q.

Our estate agent has suggested a solicitors firm. Will it be easier to use them?

A.

Many agents have arrangements with solicitors where they refer clients. These referrals need to be weighed up against alternatives, as there

is a risk that the agent may suggest the solicitor willing to pay the highest referral fee, not the most suitable for you.

Q.

Conveyancers in Ettington order necessary searches if instructed by a property buyer - which actual ones?

A.

When you are applying for a mortgage the mortgage lender insist that at least a specified set of searches, including the following Local Authority Search, Drainage and Water Search and Environment Search and, depending on certain criteria, specific local searches e.g. a Commons Registration (CON290).

Q.

Of large Ettington lenders, who have joined your panel?

A.

Most lenders in Ettington are on our Ettington solicitors' panel. Lenders and mortgage specialists in Ettington include Man 4 Mortgages, 2 Binton View, Stratford-Upon-Avon, CV37 9BN, Lime Financial Services, Prospect House/Church Green West, Redditch, B97 4BD, and Banbury Mortgage Centre, The Jetty, Mollington, Banbury, OX17 1BD.

Q.

I want to find fast Ettington property lawyers, is that you?

A.

Our carefully selected solicitors take a active approach when finishing the conveyancing process for customers.

Our panel of solicitors method is different as we use state of the art technology and online systems .

Importantly we always assign a conveyancing property lawyer trained to communicate from the beginning to the end of the buyer and seller chain .

Q.

For a lender, we have chosen Hinckley and Rugby Building Society, is there anything we need to know?

A.

When buying with a mortgage, the lender will require legal work to be carried out. In some cases, lenders have decreased the number of firms on their approved panel. For buyers, this can result in significantly higher legal costs. We are able to act for all major mortgage lenders, ensuring that an additional preferred solicitor will not be required to act for your lender.

Q.

As a result of the extensive flooding last year in the Midlands we are questioning whether flood risk searches aren't detailed enough?

A.

Your conveyancing solicitor in Ettington should include flood risk searches (Landmark database search) if the standard conveyancing searches spots a significant risk.

Why not contact a next door neighbour for that added local history.

 
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