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Transfer of Equity in Exmouth

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Exmouth

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Exmouth clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Exmouth Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 06/01/17

Read all about the Exmouth area ;

Exmouth's nearest station is Exmouth. Exeter International Airport is 8 miles from Exmouth.

Exmouth is the closest hospital.

Q.

How do we get a discount conveyancing estimate?

A.

The lack of clarity surrounding this issue catches out many homeowners, and can leave them paying far more in fees than they budgeted, and many property lawyers claim to offer theoretically cheap conveyancing quotes, but extra charges may inflate your final invoice. Your quote should also state any disbursements. Any extra costs ought to be fair and clearly defined. They only apply in cases where the lawyer is required to complete extra work for you, which could not be anticipated at the start of the process.

Q.

What will the Exmouth conveyancing lawyer do if the flat I want to buy is in a local authority conservation area and has unapproved windows installed?

A.

The property lawyer will make enquiries to see if your new home is inside a designated conservation area and whether any modifications have the essential consent from the local authority. In the absence of any consents, your solicitor will inform you of the options, which include getting from the council or obtaining an indemnity insurance policy.

Q.

Santander will be our mortgage lender - what will I need to know?

A.

Over the last two years, some lenders are now reducing their 'solicitor panel', which may result in higher legal costs for purchasers. We can act for all major UK mortgage lenders.

Q.

The Exmouth home being bought is on a ex-industrial use land. Is nickel (Ni) soil contamination likely?

A.

Some metal contamination may have occurred throughout Exmouth, but if significant harm could be caused to people or protected species by the contamination, it is likely to be labelled contaminated land. Other sources of contaminated land include acidic compounds.

Q.

We are buying a sixties investment property in the middle of a conservation area. Where can I locate more data in respect of the standard of upkeep?

A.

Conservation areas are set up by East Devon who preside over everything from paths and footpaths to the avoidance of vacant buildings. English Heritage have put together a list of the state of conservation areas.

Q.

When we are buying on the same road as rectory grounds in Exmouth, do you need to get a chancel liability search?

A.

Potentially amounting to over £100,000 in repair cost obligations, chancel liability should be considered by buyers of Exmouth property likely to be affected. Following the Land Registration Act 2002, interest over any affected land must be registered by October 2013. Exmouth church properties which may give rise to chancel liability include Holy Trinity, St John in the Wilderness and St John the Evangelist.

Q.

Are there any conservation areas in Exmouth?

A.

Conservation areas qualify areas of architectural merit. These restrictions adds to upkeep costs, but the benefits will include security that the surroundings are unlikely to change.

Q.

I would like to know which Exmouth lenders you can work with. Whose panels are you on?

A.

Homeward Legal have solicitors who have experience working with all the major lenders financing Exmouth home purchasers. Local mortgage lenders and brokers include Mortgage Shop, 38 Exeter Rd, Exmouth, EX8 1PS, and Mortgage Help (UK) Ltd, A/48 Rolle St, Exmouth, EX8 2SQ.

 
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