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Conveyancing in Fareham Q & A's

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By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 16/07/17

Fareham attractions

Fort Brockhurst English Heritage and Portchester Castle English Heritage are around Fareham.

The closest train station to Fareham is Fareham. Fareham's closest airport is Southampton, Mitchell Way Airport (10 miles). Southampton Airport is 11 miles s, Bembridge IoW Airport is 13 miles and Sandown IoW Airport is 15 miles away.

Fareham is close at around a mile of junction entry 10 Eastbound of the M27.

The most convenient hospital is St Christophers Fareham.

Q.

How do I get the best conveyancing rates in Fareham for a £591,000 house?

A.

Numerous property lawyers claim to offer cheap conveyancing. Unfortunately additional charges can inflate the final bill. Any disbursements ought to be listed on any quote for conveyancing in Fareham

Q.

How do you calculate Stamp Duty Land Tax, and how much should we pay on a £661000 Fareham property?

A.

Stamp Duty is based on the value of the property. It will be £26440 on a £661000 home.*

*This information correct as of January 2013

Q.

We are buying a property where the seller looks to have fitted unseemly artificial stone cladding in Fareham which I think may break nearby conservation area guidelines

A.

Your solicitor will make enquiries to find out if your new home is located within a designated conservation area, and if so whether any modifications have the necessary consent from the Fareham council. In the event that no authority consents be produced, your solicitor will recommend the best alternative e.g. seeking cover from an indemnity policy or seeking retrospective consent from the appropriate local authority.

Q.

The lender will be Accord Mortgages Ltd, is there anything I need to be aware of?

Prior to recent changes, almost all conveyancing solicitors could act for the large mortgage lenders. Purchasers should be aware that a small number of lenders have limited the firms who can act for them, which may result in increased conveyancing costs for purchasers. Homeward Legal are able to act for the majority of UK mortgage lenders.

Q.

Will we need a chancel search if I am buying in the parish of Hurstbourne Tarrant?

A.

Your property lawyer might recommend a chancel search. In Fareham's much older areas, chancel repair may be imposed on new owners of a property where Parochial Church Councils may have spared previous owners or tenants, so the solicitor will be unable to make any guarantees, and will recommend insurance.

Q.

Will your Fareham solicitor apply for official or personal searches on my home purchase?

A.

Your solicitor will brief you as to the most appropriate route, depending on issues like search price. For personal searches, the property solicitor may consider a local search agent for example Nationwide Personal Searches, The New Stables, Cams Hall Estate, Fareham, Hampshire, PO16 8UT Tel: 01329 826655 Fax: 01329 231527

Q.

I am hoping to move from our period residence on the outskirts of Fareham into a larger flat in Eastleigh what is the best point to choose a removals firm?

A.

The ideal approach is to avoid making arrangements with the removals until you have confirmed your completion date that happens after signing of contracts. A portion of removals firms will impose a re booking fine

There are many local and national companies including Purvers International, Unit 800 Fareham Rd, Gosport, PO13 0FW Phone: 01329 238111 or Locks Heath Removals, Unit C6 Segensworth Business Centre, Segensworth Road, Fareham, PO15 5RQ Tel: 01329 849393.

Q.

Which of the Fareham lender panels are you a member of?

A.

The Homeward Legal partnership have solicitors experienced in conjunction with most lenders who are Council of Mortgage Lenders-approved. A number of mortgage specialists operate in Fareham, like Lloyds TSB Bank PLC, 18 West St, Portchester, Fareham, PO16 9UX, Lloyds TSB Bank PLC, Portland Chambers/66 West St, Fareham, PO16 0JS, and Nationwide Building Society Branch, 2/Savoy Buildings/West St, Fareham, PO16 0DP.

 
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