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Conveyancing in Felpham Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 16/10/17

Read about the Felpham area ;

The closest airport to Felpham is Shoreham, Cecil Pashley Way Airport. Shoreham Airport is 16 miles and Bembridge IoW Airport is 22 miles away. Felpham's nearest station is Bognor Regis.

The closest hospital to Felpham is Bognor War Memorial.

Q.

There are lots of 'cheap' offers, but how do we find a good one? We need to find a fixed rate conveyancing estimate.

A.

Many online and high street solicitors claim to offer cheap conveyancing quotes, however additional charges are frequently hidden in the terms. This small print is often not read by homeowners in a hurry.

Q.

Which lender panels in Felpham are your solicitors members of?

A.

Of lenders with branches nearby Felpham, Homeward Legal work with the bulk of them. Local mortgage lenders and brokers include Makala Mortgages & Finance Services Ltd, Briarcroft/Fontwell Av, Eastergate, Chichester, PO20 3RY.

Q.

For a fast conveyancing transaction to buy a £270,000 house, what do we need to do?

A.

Primarily, finding a proactive property lawyer is essential to a fast transaction. There are several tasks you as the purchaser can do to speed up the process. These include:

  • calling or emailing your property lawyer, and chase them if you suspect any delays
  • answering any queries raised by your property lawyer as soon as possible
  • if you intend to get a house survey, doing so as early as you can

Q.

Are searches fees or disbursements?

A.

A quote will itemise disbursements and fees, clearly stating which is which. These costs are disbursements not fees, and is passed on at cost.

Q.

What average time should it take my assigned solicitor to conclude all of the conveyancing formalities on a detached building we are intending to purchase?

A.

It can take anywhere between 3 weeks and 3 months depending on any number of factors, for example the efficiency of the seller's property solicitor, or the time taken to issue draft contracts.

Q.

Will we need a building surveyor to investigate this home purchase?

A.

It is highly recommended that home buyers book a surveyor. Buyers should be aware that there are a wide range of problems which can negatively affect a property, that a lender's valuation survey, for example, will not cover. These can include unsafe chimney circulation.

Q.

I am buying soon and have a quote from you. Are there any extra costs?

A.

No. Homeward Legal do not hide any hidden extra charges. Some solicitors only estimate conveyancing costs, which they will not be bound to.

Q.

We are planning to buy with Barnsley Building Society - is there anything we need to be aware of?

A.

A small number of lenders have limited the number of solicitors who can act for them. Homeward Legal, fortunately, are able to act for many lenders in the UK.