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Transfer of Equity in Fenton

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Fenton

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Fenton clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Fenton Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 07/01/17

Local points of interest in Fenton

The Potteries Museum & Art Galleries Aviation Museum and Wetley Rocks Cellarhead Environmental Centre are close at hand to Fenton.

Longton train station is almost 1 mile from Fenton and the nearest airport to Fenton is Manchester Terminals 1 & 3 Airport.

The nearest hospital is University Of North Staffordshire Stoke.

Q.

How do I find the best conveyancing rates for a £324,000 property?

A.

Numerous conveyancers promote so-called cheap conveyancing, however extra fees will be included in small print. A quote should also state the disbursements to be paid. Feeswhich are listed in terms and conditions should be reasonable and clear. They be applied only where your lawyer must perform additional tasks for you, which could not be anticipated at the start of the process. Our quotes are not estimates, stating all the solicitors fees you will pay for a standard sale or purchase.

Q.

Is your solicitor team experienced enough to move fast on property auction conveyancing in Fenton?

A.

Our recommended conveyancing solicitors commonly do the legal work for bidders at auction. Conveyancers strongly advise buyers at auction to decide on a good conveyancing solicitor well in advance of the auction day to allow adequate time for a review of the property's legal title.

After the auction day your now prepared lawyer will be ready for concluding the legal work within 4 weeks as typically required .

Q.

Are there many designated conservation areas in Fenton?

A.

With 9000 affected areas throughout the country, the neighbourhoods in or near Fenton will include a number of conservation areas.

Your property solicitor will be able to offer more information and discuss what specific restrictions are in place, regarding specific conservation areas in Fenton.

Q.

We plan to purchase a restored chapel in Stonnall. Do we need a chancel search?

A.

Whether you are buying a house in Fenton or elsewhere in the county, the solicitor should confirm that a chancel search be ordered. In Fenton's much older areas, chancel repair has the potential to be charged on the owners of a house where Parochial Church Councils may have not done so in the past, so it can be difficult to use this as a guide.

Q.

Of large Fenton lenders, who is on your panel?

A.

Most lenders in Fenton are on our Fenton solicitors' panel. Fenton lenders and mortgage specialists include Barclays Bank PLC, Riverside/2 Campbell Rd, Stoke-On-Trent, ST4 4RJ, and Fresh Finance Group Ltd, Fenn House/Duke St, Stoke-On-Trent, ST4 3NR.

Q.

Our mortgage lender is Northern Rock, what will I need to know?

A.

Buyers need to be aware that, in some cases, lenders have opted to reduce the size of their 'solicitor panel', resulting in increased legal costs for purchasers if a second conveyancer is required by their lender. Homeward Legal, though, will act for many UK mortgage lenders.

Q.

How can we stop gazumping?

A.

Gazumping occurs when one buyer's offer is rejected, following initial acceptance, by the property owner and then selecting a higher offer. There is almost always a risk of being gazumped. Instructing your property solicitor as early as possible to handle your transaction should help to reduce the likelihood of gazumping.

Q.

Fenton conveyancers apply for a number of property when they are instructed to act for a home purchase client but what particular searches?

A.

When obtaining a mortgage the lender insist that particular searches, including these searches - Local Authority Search, Drainage Search (Con29DW) and Environmental, and possibly specific searches such as Planning Search.

 
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