We are concerned about council tax rates on a period semi-detached property in Ferryside, what are they?
Normally the conveyancer's title report should include the relevant Carmarthenshire council tax band. The correct rates for homes in Ferryside are tabled at the Carmarthenshire local authority site. At the time of authoring on 09/11/2012 the rates are:
- Band A - £810.59
- Band B - £945.68
- Band C - £1,080.78
- Band D - £1,215.88
- Band E - £1,486.08
- Band F - £1,756.27
- Band G - £2,026.47
- Band H - £2,431.76
I am purchasing in Ferryside, do we need 'conveyancing searches'?
These searches are standard enquiries ordered by the buyer's conveyancing lawyer. You should be aware that, these searches only deal with issues with the property's title.
Who do I give the appliance warranties to if they are being left at the property I’m selling?
If you are leaving what is generally termed ‘white goods’ at the property you are selling, which are still in warranty, the documentation should be given to your solicitor so that any warranties can be given to the buyer’s solicitor as part of the contract.
Note that, should you be leaving any electrical (or other) items at the property, this should be made clear on the Fixtures and Fittings Form (TA10) and agreed as early as possible between you and the buyers, particularly if you want financial recompense in so doing.
How is Ferryside contaminated land investigated?
A broad range of contaminants caused by natural causes may potentially impair land in Ferryside, such as other sources of contaminated land or proximity to waste sites. An environmental search should offer more information.
I’ve lost my gas/electrical certificates; will that stop me moving?
There is no legal imperative for you to provide either the gas or electrical safety certificates as the seller; you are required to provide a gas safety certificate on an annual basis, however, if you are planning on letting the property out. The Institution of Electrical Engineers recommends that an electrical certificate be updated at least every ten years or when the property is transferred to a new owner (every 5 years if you are letting the property out).
However, this usually means that this is the responsibility of the buyer with the onus on organising an inspection for a new certificate falling on them.
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For what reason does the purchase conveyancing process require weeks?
The legal work undertaken to transfer a property in Ferryside could be delayed for a variety of reasons. The reasons are on occasion unfortunately beyond the solicitor's power, we, however, understand that these can cause considerable stress and seek to minimise the cost of these delays by, for example, ordering searches as early as possible.
We are intending to purchase a home in the parish of Brechfa. Do we need a chancel search?
A conveyancer could recommend a chancel search, whichever parish where the property being bought is found. Chancel repair may be imposed on the owners of a property where Parochial Church Councils have previously chosen not to do so. Even if liability is unlikely, indemnity insurance is a sensible precaution.
How is stamp duty calculated and how much do we need to budget for a £470000 residential property?
Stamp Duty in Ferryside is dependent on a small number of factors, primarily the value of the property. On a £470000 house or flat in Ferryside, stamp duty will be £14100.*
*This information accurate as of 01/01/2013