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Transfer of Equity in Filey

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Filey

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Filey clients every week.

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Conveyancing in Filey Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 04/12/16

Read all about Filey ;

Hunmanby train station is about 3 miles from Filey. Filey's nearest airport is Kirmington, Humberside International Airport (43 miles).

Scarborough General is the nearest hospital.

Q.

I need a cheap Filey solicitor for selling a house. How do I get a quote?

A.

Various solicitors offer theoretically 'the cheapest conveyancing quotes', but extra fees will be included in the terms. Additional fees needs to be fair and reasonable. They only be applied if the solicitor is required to perform tasks outside a normal transaction for you, which could not be anticipated at the start of the process. A quote should also state any disbursements to be paid.

Q.

What type of environmental conveyancing searches concerning the potential risk of a flood in the Yorkshire, North Riding region will the conveyancer in Filey conduct for a residential property we intend to buy?

A.

The solicitor will apply for standard environmental searches that should include Filey flood risk area information.

Q.

Does my professional conveyancing solicitor in Filey inform me about the cost of the council tax on a Band H property prior to exchange of contracts?

A.

The property solicitor will write to the council to discover the correct council tax band and rates, which will then be set out in the conveyancing report on title. The correct charges for properties in Filey are published on the Scarborough council site. At the time of writing on 09 August 2012 rates are:

  • Band A - £1,036.00
    >
  • Band B - £1,208.00
  • Band C - £1,381.00
  • Band D - £1,553.00
  • Band E - £1,899.00
  • Band F - £2,244.00
  • Band G - £2,589.00
  • Band H - £3,107.00

Q.

I am buying a home with Ahli United Bank, what do I need to know?

A.

Recently, a number of lenders have opted to reduce the size of their 'solicitor panel'. For buyers, this can result in significantly higher legal costs. We will act for many lenders to ensure that you will not need to pay your lender's conveyancing fees.

Q.

What actions can we take to avoid paying for stamp duty?

A.

Stamp duty mitigation scheme must be treated with caution, because these schemes are often uneconomical and the HMRC can review a scheme up to 6 years after a sale is completed imposing fines and reviewing all your revenue matters.

Q.

Should we order a chancel search if I plan to buy in the parish of Appleton Wiske, near Filey?

A.

Whichever Filey parish in which you are purchasing, a conveyancing lawyer could advise a chancel search. Although some church councils have decided to impose chancel repairs on owners of affected property, it is not possible to be certain that a parish where repair costs have not been paid before, that this will not be so in future. In the event that chancel liability may apply, your solicitor might recommend insurance rather than pulling out of the purchase.

Q.

Which mortgage lender panels in Filey are you on?

A.

Homeward Legal have solicitors who have experience working with many lenders registered with the Council of Mortgage Lenders. A number of mortgage specialists operate in Filey, such as Peace Of Mind Financial Solutions Ltd, 8 Falsgrave Rd, Scarborough, YO12 5AT, Classic Mortgages Hull Ltd, Grange House/Welburn Ct, Bainton, Driffield, YO25 9ND, and Grayshan Mark, Woodend/Suite 305 The Crescent, Scarborough, YO11 2PW.

Q.

Having heard about the serious flooding in Leeds and across Yorkshire I am asking whether flood risk searches aren't exacting enough?

A.

A qualified Filey property lawyer will consider get additional flood searches if the standard searches identifies a Filey area flood risk

Why not contact a local resident for additional extra information if still concerned or local Yorkshire, North Riding flood damage builder for example: Robinson G P Ltd, 17 Muston Rd, Filey, YO14 0BU Tel: 01723 514363.

 
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