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Transfer of Equity in Fillongley

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Fillongley

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Fillongley clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
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Conveyancing in Fillongley Q & A's

Profile photo of Clarisa McMahon

By

Ask Clarisa a question hl@syntarsus.co.uk

Updated: 16/01/17

Read all about the area ;

The nearest station to Fillongley is Bedworth, approximately 5 miles away and Birmingham Airport is 6 miles from Fillongley. Coventry Airport is 9 miles away.

George Eliot Nuneaton is the neighbouring hospital for Fillongley.

Q.

What do you charge for the legal fees on a £109,000 house? I am looking for low cost conveyancing in Fillongley.

A.

This catches out many property buyers and sellers, and can leave them paying far more in fees than they budgeted, and many law firms claim to offer supposedly 'the cheapest conveyancing quotes'. However additional charges will be included in the terms and conditions. Any additional costs should be reasonable and clear. Your quote should state the disbursements to be paid.

Q.

What can searches be?

A.

With a Homeward Legal conveyancing solicitor, conveyancing clients are charged at most £249 for searches. Conveyancing searches are paid to a third party.

Q.

Should I use the firm of solicitors referred by my agent?

A.

Many estate agents will have referral deals with solicitors whereby they refer work, however, such referrals should be compared to other online or local firms, as some agents choose the solicitor willing to pay the highest referral fee, not the most suitable for you.

Q.

What sort of due diligence in connection with the risk of possible flooding in the Warwickshire region will my Fillongley conveyancer check out?

A critical part of the legal due diligence process carried out when buying a property involves the solicitor applying for conveyancing and environmental searches that set out certain details in relation to Fillongley flood risk area. Additionally the conveyancing solicitor in Fillongley will sometimes advise a more detailed involved flood risk search. At the time of writing (08/01/13) publication on the Environment Agency do not reveal any flood warnings in Fillongley.

Q.

We are intending to buy a church rectory in the parish of Hawton. Will it be necessary to get a chancel search?

A.

Whichever Fillongley parish in which you are buying, a property lawyer could advise a chancel search. In Fillongley's much older areas, chancel repair has the potential to be charged on the current owners of a home where Parochial Church Councils may have not done so in the past, so indemnity insurance may be advisable even if liability is unlikely.

Q.

Would you confirm taking steps to circumvent paying for stamp duty on our purchase?

A.

Stamp Duty Land Tax (SDLT) is payable on houses valued at over one hundred and twenty-five thousand pounds. Stamp duty reduction scheme is not advised, as such schemes are costly and , if a scheme is challenged, you can be fined up to 100% of the amount owed, in additional to the tax itself. There have been certain government-sponsored schemes, on the other hand, such as disadvantaged area relief. Your solicitor will advise as to your eligibility.

Q.

Which local authority is responsible for Fillongley?

A.

Fillongley is located in Nuneaton and Bedworth Borough Council, Town Hall, Coton Road, Nuneaton, Warwickshire, CV11 5AA, contact: 024 7637 6376

Q.

How do we work out stamp duty rates in Fillongley, what will it be on a £454000 residential property?

A.

The Stamp Duty rate owed will depend on the house or flat's price. For a property valued at £454000, the SDLT rate is £13620 (source: www.hmrc.gov.uk, 15/01/2013).

 
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