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Conveyancing in Fishguard Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 26/04/17

Read about the Fishguard area ;

Fishguard's nearest station is Fishguard Harbour. The closest airport to Fishguard is Haverfordwest Airport Airport (11 miles s). Aberporth Airport is 20 miles away.

Bro Cerwyn/St Brynach Day Haverfordwest is a nearby hospital for Fishguard.

Q.

Do all cheap conveyancing quotes have extra fees? We need to find low cost conveyancing.

A.

This catches out many buyers and sellers, and can leave them paying far more in fees than they budgeted. Many law firms claim to offer so-called 'the cheapest conveyancing quotes'. Unfortunately extra charges are often hiding in the terms and conditions.

Q.

Fixtures and fittings refer to what exactly?

A.

Usually, fixtures are fixed elements, such as kitchen units to walls, floors or ceilings, whereas fixtures are free-standing items, like curtain rails. Completion or agreement of a fixtures and fittings form is unfortunately often left to the last minute, when a dispute may jeopordise the transaction.

Q.

Should we plan ahead for gazumping?

A.

This occurs when the first buyer's offer is rejected, following initial acceptance, by the seller, choosing instead a second buyer's offer. Though being gazumped is uncommon when property prices are falling, there is still a risk. You should instruct a law firm as soon as you can to reduce the chance of your transaction being gazumped.

Q.

What will affect land in Fishguard. Will they be checked for thoroughly?

A.

Numerous of contaminants can impact residential property in Fishguard, such as waste disposal sites. An environmental search should offer more information.

Q.

Natwest will be our mortgage lender - is there anything we need to be aware of?

A.

When buying with a mortgage, legal work must be undertaken in relation to the mortgage. Some lenders have reduced their 'solicitor panel'. This can mean increased conveyancing costs for purchasers. Homeward Legal can act for the vast majority of mortgage lenders to keep legal costs to a minimum.

Q.

Is it advisable that we get a chancel search if we are buying a property by a rectory in Fishguard?

A.

Property owners in Fishguard may be subject to chancel repair liability. Some names or words such as 'vicarage' give an indication of a property's history, and thus whether chancel liability may apply.

Q.

In relation to the extensive river flooding in Wales we are questioning whether environmental searches won't be sufficient?

A.

Property conveyancing searches carried out by your conveyancing solicitor in Fishguard will include the far more rigorous flood search if it is felt necessary.

You could always get in touch with a future neighbour to get additional peace of mind.

Q.

How soon should you instruct a solicitor?

A.

With few exceptions, the earlier, the better. Promptly instructing a firm for your Fishguard transaction for a sale allows prior to marketing the property, documents can be prepared to make it potentially more attractive to motivated buyers, whereas if you are buying you can shave days off the process by having the details of your instructed solicitor ready when you make an offer.

 
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