How long does it take to move house?
Those new to buying property are often surprised by how long the process can take from start to finish. There are several factors that come into play when determining how long your transaction will take from having your offer accepted to moving into your new home: The number of people involved in the chain (the shorter it is, the easier to manage and therefore shorter in duration potentially), problems with one or more buyers in the chain getting a mortgage offer, communication, management and many others.
The greatest time that needs to be set aside is for the conveyancing, which is the complex legal process of transferring ownership of the property from seller to buyer, replicated along the entire chain. Typically, the conveyancing can take an average of between eight and twelve weeks to complete, so, in reality, you should be thinking in terms of months.
However, if you appoint a results-focused and proactive solicitor, who will do everything possible to reduce the length of time, including talking to everyone involved in the chain, pushing for swift return of forms and documentation, and using modern technology to drive the process forward, you will stand a better chance of the conveyancing being a lot shorter. And the earlier you appoint them, the quicker they can get started on your transaction.
Looking for great conveyancing where our solicitors work hard to deliver your completion as early as possible? Call Homeward Legal on 0800 038 6699 to find out how low our fees are.
Do you recommend that I get a chancel search when my partner and I are buying in Flintshire?
Where land in Flintshire was once owned by a lay-rector, new owners of that property may be obliged to fund repairs to nearby church property. Insurance may be available to protect a buyer should a Flintshire Parochial Church Council enforce liability.
Are there many lenders with offices in Flintshire?
Of lenders with local offices near Flintshire, Homeward Legal alongside most. Lenders and mortgage specialists in Flintshire include Finnacial Options, 128 Front St, Arnold, Nottingham, NG5 7EG, Cranwood, 195 Mansfield Rd, Papplewick, Nottingham, NG15 8FL, and Ask Mortgages, Stewart House/Catton Rd, Arnold, Nottingham, NG5 7JD. The lawyer whom you have instructed will be able to state specific lenders' requirements.
Do you advise looking into how to get out of paying out for stamp duty tax?
Stamp Duty Land Tax (SDLT) is usually due for homes valued at over one hundred and twenty-five thousand pounds. Stamp duty avoidance should be treated with extreme caution in Flintshire, as such schemes are costly and HMRC may challenge a scheme up to six years later. There have been a number of official schemes, such as higher thresholds for first-time buyers. Your solicitor will advise as to your eligibility.
I am purchasing a property in Threapwood. Should we get a chancel search?
Whether you are buying a home in Flintshire or elsewhere in the county, the conveyancer should confirm that a chancel search is ordered. In Flintshire's much older areas, chancel repair can be imposed on the owners of a home where Parochial Church Councils (PCCs) may have spared previous owners or tenants. It is not safe to rely on the historical behaviour of the parish council alone as a guide.
How much does the searches cost?
Searches range in cost, and will be dependent on your lender's requirements. Searches are paid to a third party, and will not be included in a quote for solicitor's fees.
How will a conveyancer in Flintshire investigate the potential risk of floods at Flintshire?
A vital component in the legal due diligence process involved in buying a home involves a lawyer carrying out environmental searches that set out details with respect to Flintshire flood risk area data.
Do it yourself conveyancing without a Flintshire property solicitor looks to be possible as a seller of a maisonette. Would it really be foolish ?
It can possible for you to complete the legal work unaided. That said, a property lawyer is familiar with a large number of activities ranging from chasing notices/share certificates or applying for searches some of which require training.
Despite that solicitors firms are duty bound to possess the applicable insurance cover to shield you in the event of any oversights.