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Conveyancing in Forest Hill Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 18/10/17

Read about the area ;

London City Airport is 6 miles from Forest Hill. Heathrow Terminals 1 2 3 Airport is 18 miles, London Heliport Airport is 7 miles, Heathrow Terminal 5 Airport is 20 miles, Gatwick South Terminal Airport is 21 mile s, Gatwick North Terminal Airport is 21 mile s, Heathrow Terminal 4 Airport is 18 miles, Northolt Jet Centre Airport is 18 miles, Elstree Airport is 19 miles, Rochester Airport is 25 miles and London Biggin Hill Airport is 9 miles away. Forest Hill's closest station is Honor Oak Park at 1 mile s.

The closest hospital is University Lewisham.

Q.

How do I get a discount conveyancing estimate?

A.

The confusion over this topic catches out many homeowners, and can leave them paying far more in conveyancing fees than they budgeted, and many law firms offer theoretically cheap conveyancing quotes. However additional costs can increase your final bill. Any extra costs listed in the terms needs to be reasonable and be applicable solely where your conveyancer is required to perform tasks outside a normal transaction for you, which could not be anticipated at the start of the process. Our quotes clearly state all legal fees for a standard conveyancing transaction.

Q.

What do I need to be aware of if we buy a house in a Lewisham local authority conservation area ?

A.

Part of the due diligence for buyers includes the application for searches of Lewisham planning authority to check conservation area status and consent for any developments. .

Q.

Flood searches may be standard procedure for home buyers but when one considers recent climactic events e g the fact that last year was second wettest year since 1920 are they sufficient to confirm sufficient information about the ever changing Forest Hill area flood risk?

A qualified Forest Hill solicitor will suggest that you get additional detailed conveyancing and environmental searches if the initial conveyancing searches spots a any kind of Forest Hill area flood risk

For extra area background it may be sensible to contact a local resident.

Q.

Please advise how to circumvent paying for stamp duty?

A.

Stamp duty scheme must be treated with caution by purchasers in Forest Hill. Such schemes are highly expensive and often likely to fail.

Q.

How do we determine stamp duty in Forest Hill, and what amount should we budget for a £354000 residential property?

A.

The Stamp Duty payable is dependent on a limited set of factors, including the value of the house, and whether it is in a 'disadvantaged area'. It is £10620 on a £354000 house or flat.*

*(Source - www.gov.uk, February 2013)

Q.

Our lender will be Santander, what do I need to consider?

A.

Buyers need to be aware that some lenders are now limiting the firms who can act for them, which may result in greater legal costs for property purchasers. We are able to act for many CML-approved lenders, ensuring that an additional solicitor will not be required to act for your lender.

Q.

Is a Homebuyer Report required when we are buying a property?

A.

The Royal Institution of Chartered Surveyors strongly recommend that buyers book a survey. There are many defects that can affect a property. These include cracks in walls or roof damage. Such issues will not be considered during the conveyancing work itself.

Q.

How can we uncover more data the status of the conservation areas in Forest Hill and Forest Hill?

A.

Local Forest Hill conservation area matters, such as property boundaries, dormer windows or street guard rails are administered by the local Lewisham planning authority.

English Heritage, a government body, have put together a list of the state of repair of conservation areas.