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Transfer of Equity in Forest of Dean

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Forest of Dean

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Forest of Dean clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
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Conveyancing in Forest of Dean Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 15/01/17

Read all about the area ;

The closest train station to Forest of Dean is Lydney. Gloucester Airport is 20 miles from Forest of Dean.

Dilke Memorial Ruspidge is the most convenient hospital to Forest of Dean.

Q.

How do I get affordable conveyancing in Forest of Dean?

A.

Many online and high street solicitors offer supposedly cheap conveyancing quotes. Unfortunately additional charges are frequently hidden in the small print. These terms are often ignored by excited sellers and buyers, eager to get underway. Homeward Legal quotes are not estimates, and offer a clear statement of your legal fees for a standard conveyancing transaction.

Q.

What does the Forest of Dean conveyancing solicitor advise if the house I hope to buy is inside a conservation area in Forest of Dean which has unsightly doors installed?

A.

Forest of Dean planning authority searches conducted by a solicitor during the legal process will identify the existence of the appropriate authorisation for any development to the building. In the event that no authority consents be in evidence, your solicitor will advise you of the alternatives which include buying an indemnity policy or getting retrospective approval from the planning authority.

Q.

The internet is full of collections of very helpful handbooks giving details on doing the legal work yourself for example Buying, Selling and Letting Property by David Hampshire. Do we need a Forest of Dean conveyancer ?

A.

Theoretically speaking there is no reason why a home buyer should not complete the your own conveyancing on your own. In reality however, a property solicitor is in charge of a significant number of roles from including chasing lender for comments on

issues raised and registering the new title owner some of which require training. Nevertheless solicitors firms are duty bound to get sufficient professional indemnity insurance that ultimately protects you from any professional omissions.

Q.

How do you calculate Stamp Duty Land Tax?

A.

The rate of stamp duty you pay will depend on the home's value. On a £804000 property, stamp duty will be £32160.

Q.

We are buying a property, should we have conveyancing searches done?

A.

Conveyancing searches are a prescribed bundle of queries ordered on behalf of the party intending to buy the property, including a tin mining search, and only relate to legal-related matters.

Q.

Will I need to get a chancel search? We are buying next to a 17th Century vicarage in Forest of Dean.

A.

Owners of property in an area near specific local church buildings must contribute towards the cost of repairs, where chancel repair liability exists. Parochial Church Councils in Forest of Dean must register their interest over property by October 2013, simplifying the chancel search process. A conveyancing solicitor will be able to advise as to whether a chancel search is necessary, and recommend suitable insurance.

Q.

Is lithium (Li) top-soil contamination likely in Forest of Dean?

A.

Most soils in Forest of Dean have some degree of contamination, from industry and natural causes. Various bodies hold data on land contaminants affecting Forest of Dean, including local authorities.

Q.

Will my assigned solicitor in Forest of Dean report back to me about the cost of council tax for a Band H apartment prior to exchanging contracts?

A.

The homes respective band should usually be reported within the title report along with the local council. The correct rates for residents of Forest of Dean are set out in detail online at the Forest of Dean local authority website. At the time of writing on 01 March 2013 the rates are:

  • Band A - £1,006.00
  • Band B - £1,174.00
  • Band C - £1,342.00
  • Band D - £1,509.00
  • Band E - £1,845.00
  • Band F - £2,180.00
  • Band G - £2,516.00
  • Band H - £3,019.00

 
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