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Transfer of Equity in Freshford

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

Get an instant quote for a transfer of equity in Freshford.

Remortgage Solicitors Freshford

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Freshford clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
Process Explained


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Conveyancing in Freshford Q & A's

Profile photo of Clarisa McMahon

By

Ask Clarisa a question hl@syntarsus.co.uk

Updated: 15/01/17

Read all about the Freshford area ;

Freshford's closest station is Freshford and the nearest airport to Freshford is Bristol Airport.

The nearest hospital for Freshford is Bath Clinic.

Q.

We are trying to find fixed rate conveyancing, we are on a tight budget.

A.

This catches out many buyers, and can leave them paying far more in fees than they budgeted. Many conveyancers claim to offer 'the cheapest conveyancing', however extra costs are often hiding in the small print. Excited buyers, eager to get underway, often ignore this small print when they instruct. Your quote ought to define any disbursements. Extra costs included in your solicitor's terms should be fair. They be applied only where your solicitor must complete additional work , which could not be anticipated at the start of the process. The Homeward Legal quote calculator will confirm the exact legal fees based on the property you are buying.

Q.

Will it be necessary to get a chancel search if I am intending to buy in the parish of Oake, near Freshford?

A.

The solicitor could advise a chancel search, whichever parish where the building being bought is found. Chancel repair may be apportioned on the owners of a building where church councils may have spared previous owners or tenants, so the solicitor will be unable to make any guarantees, and will recommend insurance.

Q.

Does my Freshford solicitor tell me about the amount to be paid of council tax for a Band A property before completion?

A.

Your property solicitor will approach the council to reveal the relevant council tax charges which

will then be included in the conveyancer's title report. Up-to-date charges for residents of Freshford are set out online at the Wiltshire council site. Currently on 29 June 2012 the different rates are:

  • Band A - £1,010.00
  • Band B - £1,179.00
  • Band C - £1,347.00
  • Band D - £1,515.00
  • Band E - £1,852.00
  • Band F - £2,189.00
  • Band G - £2,525.00
  • Band H - £3,031.00

Q.

Virgin Money will be our lender - is there anything we need to be aware of?

A.

When buying with a mortgage, your lender will require legal work to be carried out on their behalf. Some lenders have limited the number of solicitors who can act for them. Homeward Legal, fortunately, are able to act for all large lenders.

Q.

Where do I go about check whether the designated conservation area is not being properly maintained?

A.

English Heritage have created records of the state of conservation areas. Local Freshford conservation areas are designated by Wiltshire who oversee conservation area concerns from including things like neon signs, addition of unsympathetic windows and the upkeep of public spaces.

Q.

Which mortgage lenders in Freshford do you work with?

A.

Most lenders in Freshford are on our solicitors' panels. Lenders and mortgage specialists in Freshford include Simply Mortgages (UK), 3 Fountain Buildings, Bath, BA1 5DU, One 77 Financial Solutions, 6 Summerleaze, Corsham, SN13 9EQ, and Mortgage Centre, Pensford Hill, Pensford, Bristol, BS39 4JF.

Q.

May the conveyancing charges hide any additional fees?

A.

Homeward Legal's solicitors will not charge any hidden fees. Know that some solicitor do not give accurate quotes, only estimates, which they will not be required to adhere to.

Q.

What makes conveyancing work in Freshford appear to be so drawn out?

A.

The conveyancing process could potentially be delayed, we, however, do our best to reduce the cost of these delays wherever reasonable.

 
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