What are the benefits of an online solicitor against a high street firm?
Many commentators and bloggers have suggested that you get so much more from online conveyancers because they have access to state-of-the-art applications to manage their cases and use the latest communication technology.
However, there is nothing stopping high street conveyancing firms from adopting such technology. And they will have a wealth of experience and knowledge of the local area that they can bring to bear on your transaction.
It all comes down to what they offer and how they go about their business. You should get a selection of quotes and read through the terms and conditions in detail to understand the comparisons between what they offer and how much they are going to charge you for the service.
If you choose Homeward Legal, you not only get an experienced proactive solicitor but also access to the latest technology and local knowledge. Call us now on 0800 038 6699 to find out more.
Yorkshire Bank is going to be our mortgage lender - what will we need to know?
When buying with a mortgage, your lender will require legal work to be carried out on their behalf. Some lenders have reduced their 'solicitor panel', potentially creating greater legal costs for property buyers. Homeward Legal will act for most CML-approved lenders, ensuring that an additional preferred solicitor will not be required to act for your lender.
What is the council tax on a period end of terrace Band C house in Freshwater Bay?
You should be briefed about your new home's band as part of the conveyancing report on title. Correct rates for Freshwater Bay are detailed online at the Isle of Wight council website. Currently, 03 August 2012, rates are:
- Band A - £979.00
- Band B - £1,142.00
- Band C - £1,305.00
- Band D - £1,468.00
- Band E - £1,794.00
- Band F - £2,120.00
- Band G - £2,446.00
- Band H - £2,936.00
Is it hard to sell a property located in a conservation area?
A conservation area is designated and managed by the local authority to ensure the unique nature of the location is maintained by placing restrictions on changes to the buildings, street furniture and green spaces to protect the architectural or historical interest of everything within the conservation area boundary.
Because of this resistance to change, this usually means homes in conservation areas are more attractive to buyers, and, as such, there may be a premium to pay over properties outside such areas. Because of the attraction of such property, they will usually sell well and quickly. However, there will need to be greater checks by the buyer’s solicitor to verify that your property conforms to the conservation area restrictions, which may add extra time to the duration of the conveyancing.
Homeward Legal's solicitors have a great deal of experience working with sales and purchases in conservation areas, so why not give our team a quick call on 0800 038 6699 right now to find out what we can do to help your plans?
If I plan to buy in the parish of Freshwater Bay, will it be necessary to get a chancel search?
A conveyancing lawyer is likely to recommend that a chancel search be taken out, irrespective of the parish in which the house being purchased is found. Through some church councils have taken the decision to exact chancel repairs on the current owners of lay rectorships, a solicitor cannot state with certainty that a parish which has not been subject to chancel liability in the past will continue to be free from liability, so indemnity insurance may be advisable even if liability is unlikely.
Should I organize a private purchase of items on the Fixtures and Fittings form?
This would be very unwise as the Fixtures and Fittings Form (TA10) forms part of the contract, and it lists all the items that the seller is planning to leave at the property with an agreed price for anything they want money for.
To try to organise a private sale outside of this clear and controlled process may result in difficulties later on in the process, which is precisely why this form is in place. If you want something to remain that’s not listed on the Fixtures and Fittings Form, raise a query through your solicitor so that negotiations may be formally carried out.
Worried about what your responsibilities are in the legal side of your move? Let Homeward Legal help with their experience and low fixed fees. Call our team now on 0800 038 6699.