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Conveyancing in Fulford Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 22/04/17

Read about the area ;

The nearest train station to Fulford is Blythe Bridge, around 2 miles away. Fulford's closest airport is Wolverhampton Business Airport Airport (30 miles).

Longton Dresden is the neighbouring hospital to Fulford.

Q.

How do we get a cheap solicitor in Fulford to sell a home?

A.

Various solicitors purport to offer theoretically cheap conveyancing. Unfortunately additional charges are often hiding in small print. These terms are often ignored by excited sellers and buyers, eager to get underway. Homeward Legal quotes are not estimates, and offer a clear statement of your legal fees for a standard conveyancing transaction.

Q.

What type of conveyancing searches into the risk and history of flooding at Staffordshire will my Fulford lawyer actually carry out?

A.

Your conveyancing lawyer conducts standard formal environmental searches that should include Fulford flood risk area data. A more detailed flood risk search (e.g Homecheck) might be proposed by the conveyancing solicitor in Fulford if in the event that the initial searches reveal flood risk to the property.

Q.

What does the Fulford property solicitor advise if the home I am buying is situated in a York conservation area and turns out to have incongruous PVC windows fitted to it?

A.

The local authority Requisition for search and Official Certificate of Search carried out by the solicitor should establish whether the property is within a designated conservation area and any evidence of planning authority consent for modifications will be supplied.

Q.

Is it recommended to get out of paying out for SDLT?

A.

Stamp duty reduction should be treated with extreme caution. These schemes are often uneconomical and the HMRC can review a scheme up to 6 years after a sale is completed and the total stamp duty tax may be payable. There have been a range of government-sponsored schemes, on the other hand, such as relief for buyers in 'disadvantaged areas'.

Q.

Conveyancing solicitors in Fulford order formal searches when they are instructed to act for a purchaser, but which particular searches?

A.

If buying and applying for a mortgage the mortgage lender mandates particular searches, including the following Local Authority, Drainage and Water Search (CON29DW or personal) and Environment Search, and specific local Fulford searches, which may include a Index Map Search (SIM).

Q.

What is the council tax on a Thirties mid-terrace property in Fulford?

A.

Typically the report on title will provide the York council tax band. The latest council tax charges for properties in Fulford are published on the York council site. Currently (13 February 2013) band rates are:

  • Band A - £932.00
  • Band B - £1,088.00
  • Band C - £1,243.00
  • Band D - £1,398.00
  • Band E - £1,709.00
  • Band F - £2,020.00
  • Band G - £2,330.00
  • Band H - £2,797.00

Q.

Our local agent has offered the property lawyer. Should I instruct this firm?

A.

It is common practice for agents in Narberth to suggest a solicitor. However, if they are paid a referral fee, the agent may prefer to suggest the solicitor willing to pay the highest referral fee, not the most suitable for you.

Q.

How do we work out stamp duty rates and what should we pay on a £490000 residence?

A.

Stamp Duty is based on the value of the property. It will be £14700 on a £490000 home.*

*This information accurate as of September 2012

 
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