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Transfer of Equity in Fulford

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Fulford

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Fulford clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Fulford Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 22/01/17

Read about the area ;

The nearest train station to Fulford is Blythe Bridge, around 2 miles away. Fulford's closest airport is Wolverhampton Business Airport Airport (30 miles).

Longton Dresden is the neighbouring hospital to Fulford.

Q.

How do we get a cheap solicitor in Fulford to sell a home?

A.

Various solicitors purport to offer theoretically cheap conveyancing. Unfortunately additional charges are often hiding in small print. These terms are often ignored by excited sellers and buyers, eager to get underway. Homeward Legal quotes are not estimates, and offer a clear statement of your legal fees for a standard conveyancing transaction.

Q.

What are property searches?

A.

Searches are a commonly-used set of queries ordered by the conveyancing solicitor, such as a limestone search. Searches are strongly recommended, however they only deal with issues with the property's title.

Q.

Flood risk searches may be standard procedure but considering current events e g the extensive flooding last year in the Midlands are they the best way to identify sufficient information about the Fulford flood risk area?

A.

A Fulford conveyancing solicitor will consider include conveyancing and environmental searches if the enviro search spots a any kind of risk of flooding in Fulford.

It could be worth trying to also get in touch with a next door neighbour for added local information.

Q.

What is the council tax on a Thirties mid-terrace property in Fulford?

Typically the report on title will provide the York council tax band. The latest council tax charges for properties in Fulford are published on the York council site. Currently (13 February 2013) band rates are:

  • Band A - £932.00
  • Band B - £1,088.00
  • Band C - £1,243.00
  • Band D - £1,398.00
  • Band E - £1,709.00
  • Band F - £2,020.00
  • Band G - £2,330.00
  • Band H - £2,797.00

Q.

What type of conveyancing searches into the risk and history of flooding at Staffordshire will my Fulford lawyer actually carry out?

A.

Your conveyancing lawyer conducts standard formal environmental searches that should include Fulford flood risk area data. A more detailed flood risk search (e.g Homecheck) might be proposed by the conveyancing solicitor in Fulford if in the event that the initial searches reveal flood risk to the property.

Q.

Which of the Fulford mortgage lender panels are you a member of?

A.

Most lenders in Fulford are on our solicitors' panels. Fulford lenders and mortgage specialists include Arrow 1066 Ltd, 23 Montagu Rd, Wetherby, LS22 6JY, Practical Solutions, 41 Main St, Bishopthorpe, York, YO23 2RA, and Glenmoor Management, 548 Huntington Rd, Huntington, York, YO32 9QA.

Q.

Do I need a building survey?

A.

It is strongly suggested that property purchasers arrange a property surveyor. Buyers should be aware that there are a range of problems that can affect a property, that a lender's valuation survey, for example, will not cover, including subsidence or cracks around door frames.

Q.

Handling the legal work without using a lawyer in Fulford appears to be becoming possible when buying a home. However, would it really be a good economy ?

A.

Hypothetically speaking there is absolutely no argument why a home mover cannot do the conveyancing unaided. However, a property solicitor is in charge of a large number of exercises including approving pre exchange checklists and apportioning service charges which need the relevant training.

 
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