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Conveyancing in Gateshead Q & A's

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Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 16/10/17

Transport and public service information if you’re buying or selling residential property in Gateshead -

By road: Gateshead is served by the A1, A184, A194(M) and A692. By rail: The nearest train station is Gateshead. By air: Gateshead is closest to Newcastle Airport (9 miles), and Durham Tees Valley Airport (35).

Hospital: Queen Elizabeth, Queen Elizabeth Avenue, Gateshead, NE9 6SX. Council: Metropolitan Borough of Gateshead (www.gateshead.gov.uk).

Attractions: Other than Gateshead’s proximity to Newcastle-upon-Tyne, St. Mary’s Heritage Centre, Saltwell Park, Baltic Centre for Contemporary Art, Shipley Art Gallery, Gateshead Millennium Bridge, and Windy Nook Nature Park.

Q.

Do conveyancing searches really matter?

These searches are a common bundle of queries requested by the property lawyer on your behalf (e.g. an environmental search, or a local council planning search). Buyers in Gateshead should be aware that these searches refer specifically to the legal condition of the property's title, and will not touch on the building’s structural integrity, for which you’ll need a chartered surveyor.

Q.

In the next month, we are moving from a period residence just outside Gateshead into our new flat in Fulwell. What is the best time to appoint a home-removal company?

We advocate delaying the appointment of a removals firm until after exchange of contracts. Prior to this, a final moving date won’t have been agreed. Depending on certain criteria, residential removals firms will charge a late cancellation payment or rearrangement fee. Local removals firms include:

  • Gearshift Removals, PO Box 334, Saltwell, Gateshead, NE8 4ZU (Tel: 07947 908398)
  • A-Z Removals and Storage, 34 Esk Street, Gateshead, NE9 5NJ Telephone: 07971 377420
Q.

Which mortgage lenders in Gateshead do you work with?

Of the lenders with local offices in or near Gateshead, Homeward Legal’s solicitors work alongside most. Lenders and mortgage specialists in Gateshead include:

  • Halifax Building Society, Jackson House, 24-26 Jackson Street, Gateshead, NE8 1ED
  • Landmark Mortgages Ltd., Interchange Centre, West Street, Gateshead, NE8 1DD
  • Virgin Money, Interchange Centre, West Street, Gateshead, NE8 1DD

The solicitor managing the legal work for your move can address any specific requests your lender may have, so that you aren’t billed for the lender’s legal costs.

Q.

How can I protect our purchase in Gateshead from getting gazumped?

Gazumping describes circumstances where a lower offer is, following agreement, later rejected by the home-owner, in preference to a higher offer. The risk of gazumping is present in any transaction. The first step in reducing the chance that gazumping will affect you is to instruct a property solicitor as soon as possible. Call our team of experts at Homeward Legal on 0800 038 6699 for more information and to receive your free, fixed-fee quote, backed up with our 'No Move, No Fee' guarantee.

Q.

How long will it take my solicitor to conclude the legal process on a terraced property we hope to buy in Gateshead?

Getting contracts exchanged can take anywhere from three weeks to three months, dependent on a variety of factors (like the efficiency of the seller's property lawyer, or whether additional searches are required). At Homeward Legal, we work hard to complete the transaction in six weeks or fewer.

Q.

Will my conveyancer report on the risk and history of possible flooding around Gateshead on a Victorian house I am purchasing?

Your lawyer will apply for formal environmental searches that incorporate flood-risk information in the Gateshead area. A more thorough Tyne-and-Wear database search (e.g. at Homecheck) could be proposed by your solicitor if the results of the initial searches reveal a significant flood-risk to the property.

Q.

Where my wife and I are purchasing a residence in Gateshead, are there any conservation areas?

Locations deemed to be of historical or architectural merit, such as fishing villages or the centre of historic cities and towns, will be designated as conservation areas. The council will be able to provide more details about local conservation areas, and the solicitor handling your purchase will discuss the relevant responsibilities you would be taking on by purchasing a property in one.

Q.

The quote we got from you looks very reasonable, but will any additional fees be charged to us later on?

Regrettably, hidden fees are relatively common in quotes from high-street and online lawyer firms. These ‘quotes’ are in fact estimates, to which they can’t be held, and your final bill may be much more than you anticipated when appointing them. At Homeward Legal, we never charge any additional fees. We make the distinction clear between solicitors’ fees, which are a fixed price with us, and disbursements, which are third party charges passed on to you at cost. To discuss your needs and to obtain your fixed-fee, ‘No Move, No Fee’-guaranteed quote, contact our team on 0800 038 6699.

Q.

The property being purchased is in Saltwell. Can we request stamp duty relief?

A.

Gateshead disadvantaged area relief is planned to stop in April 2013. Disadvantaged areas in the vicinity Gateshead include Bede, Blaydon, Deckham, Felling, Lamesley, High Fell, Bensham, Leam, Saltwell and Teams. Update: As of the 2013/14 tax year, stamp duty relief for disadvantaged areas is no longer available.

Q.

Does a conveyancer in Gateshead report on the risk and history of possible flooding around Gateshead on a Victorian house I am purchasing?

A.

A lawyer makes an application for formal environmental searches that incorporate Gateshead area flood risk information. A more thorough Tyne And Wear database search (e.g Homecheck) could be proposed by your solicitor in Gateshead if the results of the initial searches reveal flood risk to the property.

Q.

We are buying a medieval barn conversion in the parish of Gateshead. Do we need a chancel search?

A.

Regardless of the Gateshead parish in which you are buying, the property lawyer should confirm that a chancel search is taken out. In Gateshead's much older areas, chancel repair may be imposed on owners of a house where Parochial Church Councils (PCCs) may have not done so in the past. For property in the parish of Gateshead, it is not safe to rely on the historical behaviour of the parish council alone as a guide.

Q.

My wife and I are purchasing a residence in Gateshead, and would like to establish whether there are any conservation areas.

A.

Areas deemed to be of historical merit, such as fishing villages, will be designated as conservation areas. The local council will be able to provide more details about local conservation areas, and the solicitor handling your purchase will discuss the relevant responsibilities you would be taking on by purchasing in a conservation area.

Q.

Could our conveyancing fees hide any additional charges?

A.

Regrettably, hidden fees are relatively common. We never charge any hidden fees. Know that some conveyancers give 'quotes' which are in fact estimates. You may face a much greater total fee when you have completed.

Q.

I want to exchange on the legal work on my property within 5 weeks, are you extra fast Gateshead conveyancing solicitors ?

A.

Our lawyers typically adopt an extremely speed focused approach to conducting the conveyancing for sellers to meet the clients needs. By ensuring the use of modern land registry integrated systems . We allocate home movers a SRA conveyancing property lawyer practiced at communicate by phone and email with everyone in the property chain (line of buyers and sellers) for example freeholders, for a fast exchange of contracts.

Q.

Does my assigned professional conveyancing solicitor in Gateshead tell me about the amount to be paid of the council tax on a Band D house prior to exchanging contracts?

A.

The solicitor will contact the Gateshead local council to ascertain the latest council tax charges which will subsequently be written in the conveyancer's title report. Up-to-date charges for properties in Gateshead are set out in detail online at the Gateshead council site. At the time of writing on 08 March 2013 band rates are:

  • Band A - £1,067.00
  • Band B - £1,245.00
  • Band C - £1,422.00
  • Band D - £1,600.00
  • Band E - £1,956.00
  • Band F - £2,311.00
  • Band G - £2,667.00
  • Band H - £3,200.00