When should I book a removals firm?
It’s very tempting to get wrapped in the excitement of moving home and wanting to get everything sorted out and in the diary. But, if you book a removals firm too early, prior to the exchange of contracts (when the date and time of completion is legally set), you risk the possibility that the date might change, thereby having to pay a fee to the removals firm to change the plans.
There is nothing stopping you in contacting a selection of firms to get a quote for removal and to negotiate the possibility of pencilling a date in but ensure you obtain agreement that this is subject to change and confirmation.
We are buying on a Gateshead ex-industrial site. Is aluminium (Al) topsoil contamination likely?
With the history of industry in parts of Gateshead, top-soil contamination is unavoidable. Environment search results will factor contaminants, including metals and others such as insecticides and groundwater contamination.
I am buying a 1950s flat in the boundary of conservation area in Gateshead, how do we locate more information about the standard of repair?
English Heritage have assembled records of the state of repair of conservation areas in England.
Local Gateshead conservation areas are specified by the local authority (Gateshead) who oversee things like what can be demolished to the stoppage of street guard rails.
What’s the difference between exchange of contracts and completion?
When you exchange contracts, this means that you are agreeing to all the terms drawn up within the contract made between you on one side of the transaction, and the opposite party on the other side. It is from this point that you are legally obliged to go through with the transaction (unless you want to be subject to financial and/or legal penalties).
The completion of contracts is the point where you officially take over ownership of the property, receive the keys and can move in. All monies are transferred between the various parties and the conveyancing solicitor contacts the Land Registry to register the change of ownership to you.
Confused by the jargon in conveyancing? Let Homeward Legal's straightforward and clear service help guide you to as early a completion as possible. Try our online quote generator or call us on 0800 038 6699.
Can I agree a sale price without involving an estate agent or solicitor?
This depends on whether you have signed up with an estate agent and what agreement is already in place. While it might seem unfair if you’ve found a buyer outside of the estate agency process and you’re expected to still pay the agent their fees on sale, you should be very careful about stepping outside the agreed terms and conditions since this is legally binding and you may face penalties as a result. Therefore, if you want to follow this course, it’s worth checking the details with a solicitor to ensure you’re following the letter of the law.
If you’re not with an agent, you can publicise your house details with a number of publications and online sites (some are free, others require a fee), but you’ll need to do all the legwork and administration. For a legal standpoint, you don’t need to appoint a solicitor to perform the conveyancing, but it would be an unwise option to pursue as you will probably have neither the training or experience in some its complexities, and you won’t have the protective indemnity insurance in the event of a problem arising with your work.
We are bidding at a property auction and need ensure fast conveyancing, how could we accelerate our move?
Essential to buying faster is to employing a communicative conveyancer. Consider the following when selecting:
- Was there a delay delivering a quote?
- Which communication methods do they use? Days can be wasted waiting for letters in the post which could be emailed or faxed.
- Are they 'no move, no fee'? This can incentivise a faster transaction.
Does my assigned professional conveyancing solicitor in Gateshead tell me about the amount to be paid of the council tax on a Band D house prior to exchanging contracts?
The solicitor will contact the Gateshead local council to ascertain the latest council tax charges which will subsequently be written in the conveyancer's title report. Up-to-date charges for properties in Gateshead are set out in detail online at the Gateshead council site. At the time of writing on 08 March 2013 band rates are:
- Band A - £1,067.00
- Band B - £1,245.00
- Band C - £1,422.00
- Band D - £1,600.00
- Band E - £1,956.00
- Band F - £2,311.00
- Band G - £2,667.00
- Band H - £3,200.00
Gateshead property lawyers order a number of conveyancing searches if instructed by a home buyer, but which specific searches?
When you are taking out a mortgage the mortgage lender mandates at least the following Local Authority, Drainage and Water Search and Environmental as well as any particular searches, like Official Search of Part with Priority (OS2).