Conveyancing in Gloucester Q & As
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Conveyancing in Gloucester Q & As

It is important to appoint a solicitor to look after the legal side of things for the purchase or sale of your Gloucester property.

The wealth of conveyancing experience in Gloucester and all over Gloucestershire of Homeward Legal’s solicitors in addition to the pragmatism in our approach means we move you in the shortest time possible.

Transport and public service information if you’re buying or selling residential property in Gloucester

  • By road: Gloucester is served by the M5 and A40.
  • By rail: The nearest train station is Gloucester.
  • By air: Gloucestershire Airport is 8 miles from Gloucester.
  • Hospital: Gloucestershire Royal, Great Western Road, Gloucester, GL1 3NN.
  • Council: Gloucester City Council (www.gloucester.gov.uk).
  • Attractions: Prinknash Abbey, Robinswood Hill Country Park, St. Oswald’s Priory, Great Witcombe Roman Villa, Gloucester Cathedral, and Gloucester Waterways Museum.

What will the overall charge be on the sale of a £639,000 property? We are trying to find low cost conveyancing in Gloucester.

It is unfortunate that many firms state that they offer 'the cheapest conveyancing quotes', while additional costs are often hiding in small print. These caveats are often not read by sellers and buyers who are likely to be in a hurry. Such extra charges need to be fair and clearly stated. At Homeward Legal, we never hide any costs, and our quotes offer a clear statement of your legal fees for a standard conveyancing transaction. Try our quote calculator, or call our team of conveyancing experts on 0800 038 6699 to discuss your needs.

I am buying my house in Gloucester with the help of a mortgage with Northern Rock. Is there anything I need to be aware of?

Buyers should be alerted to the fact that some lenders have opted to reduce the size of their 'solicitor panel'. This can mean increased legal costs for house purchasers. Homeward Legal are able to act on behalf of many mortgage lenders so that the buyer will not have to pay legal fees for your lender's solicitor. Give us a call to discuss your needs with our experts.

Is Homeward Legal able to act quickly on the conveyancing for auction properties in Gloucester?

Homeward Legal’s conveyancing team have frequently been appointed for both buyers and vendors at auction. Our team of specialist solicitors has previously been instructed by numerous successful bidders at local auctions including Acuitus, Allsop (Commercial), Allsop (Residential), Auction House London. Award Property, Barnett Ross, Baxtons, Brendons Auctioneers, Countrywide Property Auctions, and Drivers Norris. Knowledgeable auction buyers understand that the process will be much smoother if they engage their conveyancer as promptly as possible for a detailed review of all the legal documents well before the day of the auction. After the auction, your lawyer will complete the legal work within 4 weeks, as this is a legal requirement for auction sales.

Are pre-completion searches disbursements or fees?

For some legal firms, it may not be clear if an itemised charge is a fee or a disbursement. The costs for searches are disbursements and not fees, and this expense is passed on to the buyer at cost. At Homeward Legal, our straightforward approach to detailing the conveyancing quote makes the distinction completely clear. Call our skilled conveyancing team on 0800 038 6699 to arrange a fixed-fee quote, backed up by our ‘No Move, No Fee’ guarantee.

I would like to know which Gloucester lenders your conveyancing solicitors work with. Which panels are you a member of?

Most lenders in Gloucester are on our Gloucester solicitors' panel. Local mortgage lenders and brokers include:

  • Britannia, The Co-operative Bank PLC, 23a St. Aldate Street, Gloucester, GL1 1RU
  • Lloyds Bank PLC, 19 Eastgate Street, Gloucester, GL1 1NU
  • Persona Lending, 6 The Orchards, Hucclecote, Gloucester, GL3 3RL.

What length of time will it take our assigned conveyancer to finish the legal process for a terraced home in Gloucester that we intend to buy?

Conveyancing, on average, can be notoriously slow, with the time needed to complete everything being between one and three months. Unfortunately, the duration of buying or selling residences can vary a great deal. The length of time is predicated on several issues which may affect the smoothness of the transaction (e.g. if a third party is slow to respond, or someone in the chain is waiting to confirm a mortgage application). With the experienced solicitors at Homeward Legal, every purchase is handled as fast as possible, without compromising on service, using solicitors who are highly proactive. We aim to complete the conveyancing work within six weeks.

Flood risk searches are estimated from archived information but when you factor in recent climatic events (like the flooding in September 2012 in Southwest England), are they the best way to advise on about the ever-changing risk of flooding in Gloucester

When you instruct your conveyancing solicitor, they will initiate a set of standard searches. The environmental search includes the assessment of the risk of flooding at your Gloucester house. If the flood risk is deemed significant enough, a more in-depth search at Landmark will be requested. Property purchasers sometimes speak to a future neighbour for added assurance if they are still concerned about the level of risk.

The purchase of my Gloucester flat is scheduled to complete in the next few weeks. How is stamp duty assessed?

The Stamp Duty Land Tax (SDLT) rate that will be due will depend on the property's value (i.e. the price it was bought for). SDLT is triggered once the purchase price goes over £125,000. An example of the duty owed would a charge of £2,419 on a property bought for £245,950. Note that the government’s budgeting and housing policies may change the rate or the trigger value. You might wish to use a stamp duty calculator like the one at www.stampdutycalculator.org.uk.