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Transfer of Equity in Gower

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Gower

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Gower clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
Process Explained


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Conveyancing in Gower Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 26/11/16

Gower area information

Parc le Breos Burial Chamber Cadw and Oxwich Castle Cadw are easily accessible from Gower.

Gower's nearest airport is Swansea Airport (3 miles). Gower's closest station is Gowerton at 6 miles.

The closest hospital for Gower is Fairwood Swansea.

Q.

How do we find low cost conveyancing?

A.

This issue catches out many homeowners, and can leave them paying far more in fees than they budgeted, and many firms claim to offer cheap conveyancing, but additional costs are often hiding in the small print. Any disbursements should also be included on your conveyancing quote Any additional costs found in your solicitor's terms needs to be fair.

Q.

Conveyancing searches may be standard procedure for home buyers but in light of climate change such as the serious river flooding in Wales are they actually good enough to ascertain sufficient information about the Gower risk of flooding?

A.

A good Gower property solicitor will suggest that you carry out specialist flood searches (Landmark database search) if the first search spots a any kind of Gower area flood risk

You could also try to get in touch with a local resident to gain further peace of mind.

Q.

What can a Gower property lawyer recommend if the property is inside a Swansea local authority conservation area that may have ill-suited dormer windows installed?

A.

Swansea local authority enquiries carried out by your Gower property lawyer in the process of the conveyancing will find out whether the property is inside a conservation area and any evidence of planning consent for alterations will be asked for.Should no local authority consents be available your Gower conveyancing solicitor will recommend the options which may include

seeking cover from an indemnity insurance policy or obtaining retrospective consent from Swansea local authority.

Q.

The agent has referred the property lawyer. Do we need to instruct this firm?

A.

An agent will usually endorse one or more conveyancing firms. These referrals need to be considered carefully, as the agent may recommend the conveyancer who pays out the highest referral fee, not the most suitable for you.

Q.

What average time does it take my designated solicitor to accomplish all of the legal formalities on the lower floor of home we want to buy?

A.

The conveyancing process can take anywhere from one month to 3 months, contingent on any number of factors like the speed of the vendor's conveyancing solicitor, or the speed of the local authority.

Q.

Can we check that the house we are buying is in a conservation area?

A.

The regions located near Gower will include numerous conservation areas. Your conveyancing solicitor will be able to advise further, in regard to relevant conservation area restrictions in Gower.

Q.

At what point is it wise to instruct a conveyancer?

A.

Whether you are buying or selling in Gower, as soon as possible, as the legal work can commence very early in the process. Instructing your solicitor sooner for a purchase allows you will the details of your Gower solicitor ready when you make an offer, or, if you are selling a property, relevant information can be sourced sooner (this is particularly true for leasehold properties).

Q.

What issues help with arranging a fast conveyancing process?

A.

Many buyers will, correctly, argue that contacting a proactive solicitor is essential to fast conveyancing. There are several tasks you, as the buyer, could do. These include:

  • contacting your solicitor regularly
  • answering any queries raised by your solicitor as soon as possible
  • if you intend to get a house survey, doing so as early as you can

 
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