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Conveyancing in Gower Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 23/04/17

Gower area information

Parc le Breos Burial Chamber Cadw and Oxwich Castle Cadw are easily accessible from Gower.

Gower's nearest airport is Swansea Airport (3 miles). Gower's closest station is Gowerton at 6 miles.

The closest hospital for Gower is Fairwood Swansea.

Q.

How do we find low cost conveyancing?

A.

This issue catches out many homeowners, and can leave them paying far more in fees than they budgeted, and many firms claim to offer cheap conveyancing, but additional costs are often hiding in the small print. Any disbursements should also be included on your conveyancing quote Any additional costs found in your solicitor's terms needs to be fair.

Q.

What can a Gower property lawyer recommend if the property is inside a Swansea local authority conservation area that may have ill-suited dormer windows installed?

A.

Swansea local authority enquiries carried out by your Gower property lawyer in the process of the conveyancing will find out whether the property is inside a conservation area and any evidence of planning consent for alterations will be asked for.Should no local authority consents be available your Gower conveyancing solicitor will recommend the options which may include seeking cover from an indemnity insurance policy or obtaining retrospective consent from Swansea local authority.

Q.

We are worried about council tax amounts on a residential converted home in Gower, how much are they?

A.

In most cases a report on title will cover the appropriate Swansea council tax band. The latest tax rates

for Gower are listed online at the Swansea local authority site. As at, 29 September 2012, rates for all bands are:

  • Band A - £780.04
  • Band B - £910.05
  • Band C - £1,040.05
  • Band D - £1,170.06
  • Band E - £1,430.07
  • Band F - £1,690.09
  • Band G - £1,950.10
  • Band H - £2,340.12

Q.

Can I bypass paying for stamp duty?

A.

Stamp duty mitigation is not recommended for purchases in Gower, as such schemes are costly and , if a scheme is challenged, you can be fined up to 100% of the amount owed, in additional to the tax itself.

Q.

Why does conveyancing take such a long time?

A.

The legal work undertaken to transfer property in Gower can endure stressful setbacks. We know how distracting such delays can be and work hard to reduce their cost by proactively handling all enquiries.

Q.

In what ways can the Gower solicitor advise me on the risk of a flood at Gower?

A.

An integral step in the legal due diligence process involves your conveyancer carrying out conveyancing searches (environmental) that set out some details about the Gower historical flood risk. A more in-depth flood history/risk search (e.g Homecheck) will often be advised by your property lawyer in Gower if in the event that the initial conveyancing searches suggest flood risk to the property.

Q.

We are moving in Gower, and have a quote from you. Will we be invoiced any supplementary hidden charges?

A.

Homeward Legal will never charge any hidden extra fees for any reason.

Q.

At what point is it wise to instruct a conveyancer?

A.

Whether you are buying or selling in Gower, as soon as possible, as the legal work can commence very early in the process. Instructing your solicitor sooner for a purchase allows you will the details of your Gower solicitor ready when you make an offer, or, if you are selling a property, relevant information can be sourced sooner (this is particularly true for leasehold properties).

 
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