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Conveyancing in Gowerton Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 16/10/17

Read all about the area ;

Gowerton's nearest train station is Gowerton at 1 mile and the nearest airport to Gowerton is Swansea Airport (3 miles).

Commuters are well catered for with Gowerton enjoying very convenient major road access nearby at about 3m of the M4 Junction 47 Westbound.

The closest hospital is Garngoch Swansea.

Q.

I need to find a solicitors firm that offers cheap conveyancing in Gowerton. What should we check?

A.

This catches out many buyers and sellers, and can leave them paying far more in fees than they budgeted, and many law firms claim to offer theoretically 'the cheapest conveyancing', however additional costs are often hiding in the solicitor's terms of engagement. Any disbursements should also be clearly stated on the quote. Homeward Legal quotes offer a clear statement of your legal fees for a standard conveyancing transaction.

Q.

We are enquiring about council tax amounts on a residential terraced home in Gowerton, how much are they?

A.

Almost always the conveyancer's title report will contain the Swansea council tax band. The latest council tax rates for properties in Gowerton are published online at the Swansea council site. On, 08 June 2012, rates are as follows:

  • Band A - £780.04
  • Band B - £910.05
  • Band C - £1,040.05
  • Band D - £1,170.06
  • Band E - £1,430.07
  • Band F - £1,690.09
  • Band G - £1,950.10
  • Band H - £2,340.12

Q.

Does 'fixtures and fittings' include things like free-standing kitchen appliances?

A.

In the main, there is no absolute definition of fixtures and fittings. Often, this issue is neglected, hence the importance of a complete fixtures and fittings form, agreed by both parties.

Q.

What can a Gowerton conveyancing solicitor recommend if the property I hope to purchase is in a Swansea council conservation area and turns out to have unsympathetic windows installed?

A.

Local authority enquiries conducted by your solicitor during the legal process should ascertain if the property is within a designated conservation area proof of Coal Authority consent for changes to the property will be requested.

Q.

We need to know which Gowerton lenders your lawyers work with. Whose panels are your solicitors members of?

A.

We have solicitors who have experience working with all the major lenders registered with the Council of Mortgage Lenders. A number of mortgage specialists operate in Gowerton, including Mortgage Centre, 25 Millwood Gdns, Killay, Swansea, SA2 7BE, Kingdom Investment & Mortgage Services, 3 Glengower Cl, Mumbles, Swansea, SA3 5SU, and Isys Mortgages, First Floor/25 Station Rd, Llanelli, SA15 1AW.

Q.

We are purchasing a £121000, what will be calculated for stamp duty?

A.

The Stamp Duty rate you must pay will depend on several factors, most importantly the purchase price. It is £0 on a £121000 house or flat (source: www.hmrc.gov.uk, July 2012).

Q.

If we are buying a house close to a church built in the 17th Century in Gowerton, do you need a chancel search?

A.

Where land in Gowerton was once owned by a lay-rector, new owners of that property may be obliged to cover the cost of repairs to a church in the area. Several sources are used to determine liability in Gowerton, including maps of Gowerton's parish boundaries.

Q.

Conveyancers in Gowerton carry out some conveyancing searches when acting for a buyer - which actual searches?

A.

If purchasing and obtaining a mortgage a mortgage lender expects the following for properties in Gowerton: Local Authority, Drainage and Water Search (CON29DW or personal) and Environmental and occasionally area-specific searches, like a Planning Search.