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Conveyancing in Grantham Q & A's

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By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 24/04/17

Read all about the Grantham area ;

The closest station to Grantham is Grantham. The nearest airport to Grantham is Tollerton, Nottingham City Airport (18 miles).

Grantham & District is the closest hospital to Grantham.

Q.

What are the best conveyancing rates for a £634,000 residence?

A.

Many solicitors advertise cheap conveyancing quotes, but additional costs are often hiding in the terms. The disbursements to be paid must also be stated on the quote Extra fees ought to be reasonable.

Q.

How much would the searches be?

A.

The cost of conveyancing searches does vary. They are disbursements paid to a third party.

Q.

I have got a quote from you. May we be billed any additional costs?

A.

We never hide any extra, hidden fees to buy or sell a home in Grantham. Some conveyancers give 'quotes' which are in fact estimates, which they will not be required to adhere to.

Q.

What length of time should it take our assigned property lawyer to finish all of the conveyancing formalities on the lower floor of fifties property we hope to buy?

A.

The conveyancing process can take anywhere from 1 month to three months, which can depend on any number of factors e.g. the efficiency of the vendor's conveyancing solicitor, or re-negotiations following a survey.

Q.

Will you need searches for chancel liability? I am buying a Grantham flat on the same road as a church constructed in the 16th Century.

A.

Repair costs resulting from chancel liability can total hundreds of thousands of pounds. Parochial Church Councils in Grantham must register their interest over property by October 2013, simplifying the chancel search process. A conveyancing lawyer will be able to advise as to whether a chancel search is necessary, and recommend suitable insurance. Ecclesiastical properties in the local area where a chancel search may be appropriate include St Anne, St John the Evangelist, St Wulfram and The Ascension, Harrowby.

Q.

Do we need to choose a property lawyer suggested by the estate agent in Market Harborough?

A.

Both agents and mortgage brokers will push a solicitor. Such referrals should be compared against alternatives, as there is a risk that the agent may suggest the conveyancer who pays out the highest referral fee, not the law firm with the best reputation.

Q.

We are intending to buy a restored chapel in Colsterworth. Will a chancel search be specified?

A.

A property solicitor may suggest a chancel search, regardless of the parish where the home being bought is located. In Grantham's much older areas, chancel repair may be imposed on new owners of a home where Parochial Church Councils have previously chosen not to do so. Even if liability is unlikely, indemnity insurance is a sensible precaution.

Q.

What is the council tax on a period mid-terrace Band E home in Grantham?

A.

Frequently a title report will cover the appropriate South Kesteven council tax band. Council tax rates for homes in Grantham are listed online at the South Kesteven council website. Currently, 02 March 2013, the rates are:

  • Band A - £944.00
  • Band B - £1,102.00
  • Band C - £1,259.00
  • Band D - £1,417.00
  • Band E - £1,731.00
  • Band F - £2,046.00
  • Band G - £2,361.00
  • Band H - £2,833.00

 
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