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Transfer of Equity in Greasby

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Greasby

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Greasby clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Greasby Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 17/01/17

Read about the Greasby area ;

Greasby is very close at a couple of miles off the M53 junction entry 2 Southbound.

Upton station is approximately 2 miles from Greasby. Greasby's nearest airport is Liverpool John Lennon Airport. Howarden Airport is 16 miles away.

Upton, Arrowe Park is a nearby hospital.

Q.

What do you charge for the legal fees on a 182k house? We need to find fixed rate conveyancing.

A.

Many online and high street solicitors advertise 'the cheapest conveyancing quotes', but additional fees are frequently hidden in the terms. Homeward Legal quotes offer a clear statement of your legal fees for a standard conveyancing transaction.

Q.

Which lenders in Greasby do you work with?

A.

Most lenders in Greasby are on our solicitors' panels. Lenders and mortgage specialists in Greasby include Mortgage & Insurance Needs, 15A Banks Rd, West Kirby, Wirral, CH48 0QX, Mortgages Simplified, Horton House/Exchange Flags, Liverpool, L2 3PF, and 5 Star Mortgages, Po Box 278, Wallasey, CH27 9EY. The lawyer whom you have instructed can state specific lenders' requirements.

Q.

I am purchasing a £601k Greasby house, how is SDLT calculated?

A.

Stamp Duty in Greasby is based on the house's value. On a £601k property, stamp duty will be £24040.

Q.

Will we need a home buyers survey for our property purchase in Greasby?

A.

The Royal Institution of Chartered Surveyors recommend that all buyers arrange a property surveyor. It is a fact that there are many issues that will impact a property, that a solicitor will be unable to address. These can include flat roof leaks and chimney defects.

Q.

Should we select a property lawyer that works with by my estate agent in Aylesford?

A.

It is common practice for agents in Aylesford to recommend a solicitor, however, these referrals should be compared against alternatives, such as local solicitors, or firms found online, as there is a risk that an agent may choose the solicitor willing to pay the highest referral fee, not the best value for you.

Q.

If you are buying a Greasby property on the same road as a 12th Century vicarage, do I need to get a chancel liability search?

A.

Property owners near to a church in the area are expected to subsidise repairs, as a result of chancel repair liability. As a result of the Land Registration Act 2002, interest over any affected land must be registered by October 2013. This will make it easier to identify affected property through a chancel search. Ecclesiastical properties in the area include St Nicholas.

Q.

The home being bought is on a ex-industrial use land. It seems manganese (Mn) soil contamination may be an issue.

A.

Greasby and the surrounding region has a legacy of chemical contamination. Data on many contaminants, such as organohalides, will be included in an environmental search.

Q.

What is the council tax on a residential terraced Band B house in Greasby?

A.

The council tax band should in most cases be given within the conveyancing report on title, and by the local council Up-to-date charges for Greasby are listed on the Wirral council website. At the time of authoring on 13 November 2012 band rates are:

  • Band A - £981.00
  • Band B - £1,144.00
  • Band C - £1,308.00
  • Band D - £1,471.00
  • Band E - £1,798.00
  • Band F - £2,125.00
  • Band G - £2,452.00
  • Band H - £2,942.00

 
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