What do I do if new and severe damage is found after moving in?
You should reasonably expect the home into which you’re moving to be cleared, clean and without additional damage. Of course, things can happen as removals can chip plaster, scratch or tear wallpaper, etc., but if there is significant damage that was not present before, it would be advisable to talk to your solicitor to see if there is any recourse for you on your seller.
You may also like to think about writing a clause into the contract that money will only be released after a cursory inspection of the premises to confirm that you are happy. This needs to be agreed with the seller’s solicitor, but the expectation is already raised. Beware that, in the chaos of the moving day, you can’t afford to delay things too much, so it’s a fine balance.
What are property searches in regard to?
These searches are a set of enquiries ordered by your conveyancing solicitor with local and national authorities, which may include an environmental search. Conveyancing searches are very informative, but only deal with the legal condition of the property's title.
Is it possible that some of the designated Greater Manchester conservation areas are in neglected condition?
A recent directory of the condition of conservation areas is assessed by English Heritage (formerly Historic Buildings and Monuments Commission for England). The following data are available at their site: Stalybridge Town Centre marked as very bad with medium vulnerability and deteriorating.
How long should I expect it to take my conveyancer to exchange all of the conveyancing formalities on a detached house?
The legal process can take anywhere from around a month and 3 months, contingent on various things e.g. the speed of the vendor's property solicitor, or the time taken getting replies to enquiries.
How much can the searches be?
Searches range in cost, subject to which searches have been ordered. These searches are paid out to a 3rd party, and will be charged at cost.
Are there any mortgage lenders with offices in Greater Manchester?
Of lenders with local branches in Greater Manchester, we in conjunction with most. Local mortgage lenders and brokers include Cheshire Mortgage & Insurance Services, 315 Dickenson Rd, Manchester, M13 0NR, Europa, 5 Byrom Pde, Manchester, M19 3HH, and Clarion Finance Ltd, St. Christopher House/217 Wellington Rd South, 217 Wellington Rd South, Stockport, SK2 6NG.