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Conveyancing in Greenwich Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 22/10/17

Noted Greenwich interest

Brixton London Windmill, London National Portrait Gallery Art Gallery and Temple Middle Temple Hall Historic Building are near to Greenwich.

Commuters are well served with Greenwich situated with very convenient major road access nearby at about 2 miles of the A40M.

Greenwich's nearest train station is Charing Cross at 1 mile s. The closest airport to Greenwich is London City Airport (7 miles). Heathrow Terminals 1 2 3 Airport is 15 miles, London Heliport Airport is 4 miles, Heathrow Terminal 5 Airport is 17 miles, Gatwick South Terminal Airport is 25 miles, Gatwick North Terminal Airport is 25 miles, Heathrow Terminal 4 Airport is 15 miles, Northolt Jet Centre Airport is 13 miles, Elstree Airport is 14 miles and London Biggin Hill Airport is 14 miles away.

The nearest hospital for Greenwich is Royal London Homeopathic.

Q.

We are trying to find an affordable conveyancing estimate. What do I need to check for?

A.

Many conveyancers purport to offer so-called 'the cheapest conveyancing', but extra costs will be included in the solicitor's terms. This small print is often not read by sellers and buyers in a hurry. Our quotes clearly state the solicitors' fees for a standard conveyancing transaction.

Q.

What kind of local environmental searches in respect to the uncertain risk of flooding in the South East London area will my conveyancer in Greenwich be able to conduct?

A.

A vital component in the legal due diligence procedure of buying a property involves a conveyancing lawyer carrying out environmental searches that give you details with respect to Greenwich area flood risk.

Q.

We are going to buy a converted building in a designated Greenwich conservation area. How do I lay my hands on details in relation to the standard of repair?

English Heritage, a government body, have assembled records about the condition of conservation areas in addition to the trend. Local conservation areas are created by Greenwich who preside over things like public spaces to the deterrence of derelict buildings.

Q.

Is it prudent to take care of DIY conveyancing without help.

A.

Legally speaking there are absolutely no arguments why a seller cant opt to do the bulk of the legal process yourself. However, a Greenwich lawyer handles a large array of assignments such as liaising with the insolvency office for k15 entries and ongoing communication with the other sides solicitors most of which are more safely handled with appropriate experience. However legal practices are duty bound to take out sufficient insurance that ultimately protects you from any professional omissions.

Q.

Which lenders in Greenwich do you work with?

A.

Most lenders in Greenwich are on our panels. Local mortgage lenders and brokers include TA Mortgages, 241-243 Eltham High St, London, SE9 1TX, Mortgage Consultant & Brokers, 68 Tunnel Av, London, SE10 0SD, and Finance Planning Group, Innovation Centre/2 Veridion Way, Erith, DA18 4AL.

Q.

We are buying a £956k property in Greenwich, how is stamp duty determined?

A.

Stamp Duty will rely on several factors, including the value of the house, and whether it is in a 'disadvantaged area'. Stamp duty will be £38240 on a £956k house or flat.

Q.

What factors assist with aiming for a fast completion?

A.

Instructing a proactive and experienced property lawyer is crucial to fast conveyancing. Beyond that, there are various jobs you can do, such as, calling or emailing your property lawyer, and chase them if you suspect any delays, quickly completing and return any forms and organising your finances.

Q.

Derbyshire Home Loans will be our mortgage lender - is there anything we need to be aware of?

A.

Over the last two years, some lenders are now limiting the firms who can act for them, potentially creating greater conveyancing costs for buyers. Homeward Legal are able to act for all major lenders, ensuring that an additional lawyer will not be required to act for your lender.