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Transfer of Equity in Greenwich

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Greenwich

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Greenwich clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Greenwich Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 11/01/17

Noted Greenwich interest

Brixton London Windmill, London National Portrait Gallery Art Gallery and Temple Middle Temple Hall Historic Building are near to Greenwich.

Commuters are well served with Greenwich situated with very convenient major road access nearby at about 2 miles of the A40M.

Greenwich's nearest train station is Charing Cross at 1 mile s. The closest airport to Greenwich is London City Airport (7 miles). Heathrow Terminals 1 2 3 Airport is 15 miles, London Heliport Airport is 4 miles, Heathrow Terminal 5 Airport is 17 miles, Gatwick South Terminal Airport is 25 miles, Gatwick North Terminal Airport is 25 miles, Heathrow Terminal 4 Airport is 15 miles, Northolt Jet Centre Airport is 13 miles, Elstree Airport is 14 miles and London Biggin Hill Airport is 14 miles away.

The nearest hospital for Greenwich is Royal London Homeopathic.

Q.

We are trying to find an affordable conveyancing estimate. What do I need to check for?

A.

Many conveyancers purport to offer so-called 'the cheapest conveyancing', but extra costs will be included in the solicitor's terms. This small print is often not read by sellers and buyers in a hurry. Our quotes clearly state the solicitors' fees for a standard conveyancing transaction.

Q.

The property seller has added ill-suited dormer windows on the property in Greenwich which I think might breach nearby conservation area criteria

A.

Your instructed conveyancing solicitor should ascertain whether the property is within a conservation area, and if so whether any modifications have the requisite consent from the local authority.

Q.

We are buying a £956k property in Greenwich, how is stamp duty determined?

A.

Stamp Duty will rely on several factors, including the value of the house, and whether it is in a 'disadvantaged area'. Stamp duty will be £38240 on a £956k house or flat.

Q.

What are fixtures and fittings?

A.

Commonly, fixtures are permanently fixed to the property, whereas fixtures are free-standing. The fixtures and fittings form is intended to avoid confusion, saving heartache once the sale is completed.

Q.

Does a Greenwich property lawyer carry out any conveyancing searches on the London thirties mid terrace property we are buying?

A.

If you are applying for a mortgage a mortgage lender requires you to particular searches, including the following Local Authority, Drainage and Water Search (CON29DW) and Environment Search and perhaps unique particular for instance Contaminated land Search.

Q.

If we plan to buy in the parish of Chelsea, do we need a chancel search?

A.

The conveyancing solicitor is likely to recommend a chancel search, irrespective of the parish in which the building being purchased is located. Although some Parochial Church Councils have determined to charge chancel repairs on the current owners of affected property, it cannot be guaranteed that a parish where chancel repair fees have not been paid previously will continue to be free from liability. For property in the parish of Chelsea, it is not safe to rely on the historical behaviour of the parish council alone as a guide.

Q.

Environmental searches are all well and good but when one considers recent events such as the terrible flooding in the UK in April 2012 are they comfort enough to determine enough about the Greenwich risk of flooding?

A.

Property environmental searches handled by your Greenwich property lawyer will include a far more specialist search (Landmark) if the risk is deemed significant.

If you remain still concerned try to get in touch with a next door neighbour.

Q.

Derbyshire Home Loans will be our mortgage lender - is there anything we need to be aware of?

A.

Over the last two years, some lenders are now limiting the firms who can act for them, potentially creating greater conveyancing costs for buyers. Homeward Legal are able to act for all major lenders, ensuring that an additional lawyer will not be required to act for your lender.

 
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