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Transfer of Equity in Gwynedd

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Gwynedd

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Gwynedd clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Gwynedd Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 05/12/16

Living in Gwynedd? ;

Talsarnau train station is approximately 3 miles from Gwynedd and Gwynedd's nearest airport is Caernarfon Airport Airport (20 miles).

Bron y Garth Garth Bengan is a nearby hospital for Gwynedd.

Q.

Do all cheap conveyancing quotes have extra fees? We are looking for affordable conveyancing in Gwynedd.

A.

Confusion over this point catches out many buyers, and can leave them paying far more in conveyancing fees than they budgeted. Many conveyancers claim to offer 'the cheapest conveyancing quotes', but additional costs are often hiding in the small print. Busy, stressed buyers ignore these terms at their peril. The conveyancing quote ought to list any disbursements.Our quotes clearly state the solicitors' fees for a standard conveyancing transaction.

Q.

I have a reasonable understanding of handling the legal side of home moving as a buyer and seller of a house - Might it be viable to carry out the DIY conveyancing without any help?

A.

On paper there is no argument why a home buyer cant adopt a DIY approach and do the your own conveyancing unaided. The truth is however that a conveyancer in Gwynedd takes care of a long list of jobs including applying for and interpreting office copies or ongoing communication with the other sides solicitors many of which require a qualified professional.

Q.

What search enquiries should my conveyancer in Gwynedd get when instructed on a Gwynedd flat?

A.

The regular legal procedure will be to get Local Authority (personal or official), Drainage Search, Environmental and Coal Mining (Con29M) and occasionally particular searches, like Land charge Searches.

Q.

The house being purchased is in Teigl. Are we eligible for disadvantaged area relief?

A.

Disadvantaged areas in Gwynedd are identified by council ward, and relevant wards include Peblig, Marchog, Talysarn, Bowydd and Rhiw, Barmouth, Pwllheli South, Rachub, Cadnant, Ogwen, Deiniolen, Penygroes, Conglywal and Maenofferen, Llanaelhaearn/Pistyll, Pwllheli North, Corris/Mawddwy, Aberdaron, Arthog, Seiont, Llanllyfni, Hirael, Gerlan, Hendre, Cynfal and Teigl, Clynnog, Tudweiliog, Botwnnog, Deiniol, Trawsfynydd, Penisarwaun, Llanberis, Llanbedrog, Llanrug and Abersoch. Update: As of the 2013/14 tax year, stamp duty relief for disadvantaged areas is no longer available.

Q.

If I am buying a property on the same road as a church in Gwynedd, will you need to get a chancel search?

A.

Owners of property in Gwynedd may be subject to chancel repair liability. A chancel search is employed to check whether such a liability exists. A solicitor will be able to advise further.

Q.

Which factors can affect land in Gwynedd. Are they an issue?

A.

A broad range of contaminants can affect residential property in Gwynedd . Contaminants like military land and local waste transfer sites will be investigated during the conveyancing process.

Q.

Would getting a survey be necessary when buying a house or flat, regardless of its age?

A.

It is heavily suggested that you order an inspection when buying in Gwynedd. Many problems affect a property, for example insect infestation and rotten roof timbers.

Q.

How much is the council tax on a Forties mid-terrace home in Gwynedd?

A.

Typically the title report should contain the relevant Gwynedd council tax band. Council tax charges for residents of Gwynedd are detailed on the Gwynedd local authority website. On 04/06/2012 rates are as follows:

  • Band A - £851.69
  • Band B - £993.64
  • Band C - £1,135.59
  • Band D - £1,277.54
  • Band E - £1,561.44
  • Band F - £1,845.34
  • Band G - £2,129.23
  • Band H - £2,555.08

 
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