Is preparation of statutory declarations paid to the conveyancing solicitor?
Comparing quotes is not always easy, given the various definitions different firms use to describe the same thing. This cost is a fee not a disbursement, and will normally be included in a conveyancing quote.
What length of time does it take my assigned conveyancing solicitor to conduct all of the conveyancing formalities on a terraced period home we are buying?
The legal process can take anywhere from one month to three months, which can be affected by various issues such as the efficiency of the vendor's solicitor, or the speed of the local authority.
What specific searches should a Hale property lawyer get when buying a Hale building?
The routine conveyancing protocol is to get Local Authority Search, Drainage and Water Search, Environmental and Coal Mining Search and perhaps less common searches such as Commons Registration Search.
Should I organize a private purchase of items on the Fixtures and Fittings form?
This would be very unwise as the Fixtures and Fittings Form (TA10) forms part of the contract, and it lists all the items that the seller is planning to leave at the property with an agreed price for anything they want money for.
To try to organise a private sale outside of this clear and controlled process may result in difficulties later on in the process, which is precisely why this form is in place. If you want something to remain that’s not listed on the Fixtures and Fittings Form, raise a query through your solicitor so that negotiations may be formally carried out.
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Following recent news about the serious flooding in Sept 2012 in North West England, I am worried that flood searches aren't detailed enough?
Flood searches conducted by the conveyancing solicitor in Hale will include a far more informative search (Landmark) if the risk warrants it.
If you are anxious you could call a neighbour or local resident.
Apparently, strontium (Sr) soil contamination may be an issue in Hale. Can you advise?
Soil contamination by industrial waste, including metals, will have occurred in parts of Hale. Various bodies hold data on land contaminants affecting Hale, including local authorities.
How does a Help to Buy scheme work for me?
This government-sponsored scheme aims to assist homebuyers with three ways of purchasing a property:
- Help to Buy ISA - if you are a first-time buyer and don’t own any other property (anywhere in the world), and you don’t have another cash ISA opened in the same tax year, when you buy your first home, the solicitor will apply for the government bonus on your behalf when closure of your Home to Buy ISA used to buy the property is confirmed.
- Help to Buy: Equity Loan - if you have no other property and are buying a newly-built home, the government will provide 20% of the cost of the house (up to a maximum of £600,000), leaving you with the saved 5% deposit and a 75% mortgage to cover the remainder. This is open to current homeowners and first-time buyers, and the home cannot be sublet nor can it be used in a part-exchange deal.
- Help to Buy: Shared Ownership - if your household earns less than £80,000, you could be eligible for this scheme, which allows you to buy between 25% and 75% of the home’s value, while the government pays the remainder on which you would then pay rent.
(information retrieved from HM Government’s Help to Buy website on 16 April 2019).
Contact the Money Advice Service, the government’s Help to Buy website, or your local ‘Help to Buy’ agent for more information.