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Conveyancing in Hammersmith Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 22/04/17

Local Hammersmith attractions

Carlyle's House National Trust , Wandsworth London Windmill, 7 Hammersmith Terrace Historic Houses Association and Chiswick House English Heritage are in Hammersmith.

Drivers are well catered for with Hammersmith ideally situated with very convenient major road access close at nearby at a mile and a half of the A40M.

Hammersmith's closest station is Kensington Olympia at 1 mile s. Hammersmith's nearest airport is Northolt Jet Centre Airport. Heathrow Terminals 1 2 3 Airport is 10 miles, London City Airport is 12 miles, London Heliport Airport is 3 miles, Heathrow Terminal 5 Airport is 12 miles, Gatwick South Terminal Airport is 24 miles, Gatwick North Terminal Airport is 23 miles, Heathrow Terminal 4 Airport is 10 miles, Elstree Airport is 12 miles, White Waltham Airport is 24 miles and London Biggin Hill Airport is 16 miles away.

The nearest hospital is Charing Cross London.

Q.

How do I get the best conveyancing rates in Hammersmith for a £427,000 home?

A.

Both high-street and online conveyancers advertise 'the cheapest conveyancing'. Often extra charges are often hiding in the terms and conditions. These terms are often ignored by excited buyers and sellers, eager to get underway. Additional costs found in the solicitor's terms should be reasonable and only come into force where the lawyer is required to complete extra work for you, which could not be anticipated at the start of the process. Third party costs, termed disbursements, to be paid ought to be defined on a conveyancing quote. Get a quote using the Homeward Legal quote calculator for the property you are buying.

Q.

Bank of Ireland is going to be our mortgage lender - what do I need to be aware of?

A.

When organising a mortgage, the lender will require legal work to be carried out. Purchasers should be aware that, in some cases, lenders have opted to reduce the size of their 'solicitor panel'. For property buyers, this can result in significantly greater legal costs. Homeward Legal

can act for most lenders, ensuring that an additional solicitor will not be required to act for your lender.

Q.

Is it important to get a chancel search when you are buying in Hammersmith?

A.

Property owners neighbouring a medieval church are expected to contribute towards repairs, as a result of chancel repair liability. Indemnity policies can be arranged if chancel liability is likely to be enforced. The solicitor performing your conveyancing will confirm that a chancel search is appropriate. Church lands in the local area where a chancel search may be necessary include Holy Innocents, St John the Evangelist, St Paul's and St Peter.

Q.

If we are intending to buy in the parish of St Pancras, should we get a chancel search?

A.

The solicitor instructed to handle the transaction could recommend a chancel search, whichever parish where the house being bought is located. In older areas of Hammersmith, chancel repair may be imposed on owners of a house where Parochial Church Councils may have spared previous owners or tenants. Even if liability is unlikely, indemnity insurance is a sensible precaution.

Q.

Should we get a building surveyor to inspect this house purchase?

A.

Homeward Legal firmly recommend that Hammersmith property purchasers book a building survey when you plan to buy in Hammersmith. There can be a wide range of defects which can negatively affect a property, for example severe weathering and blocked drains. Such issues will not be considered during the conveyancing work itself.

Q.

What can we do if purchasing a Hammersmith flat inside a Hammersmith and Fulham council conservation area ?

A.

Part of conveyancing for purchasers involves the making of enquiries of Hammersmith and Fulham council to determine conservation area status and the existence of permission for any changes. .

Q.

We are completing in July. What will be calculated for stamp duty?

A.

Stamp Duty will depend on the property's value. On a £1030000 property, stamp duty will be £51500.*

*Correct October 2012

Q.

Could the conveyancing costs have any hidden charges?

A.

Our solicitors will not charge any hidden extra fees for standard conveyancing.

 
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