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Transfer of Equity in Hanham

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Hanham

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Hanham clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Hanham Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 05/12/16

Commuting from the area? ;

Hanham's closest train station is Lawrence Hill at 2 miles and the nearest airport to Hanham is Bristol Airport (9 miles).

Hanham is approximately 3m of the M32 junction entry 2 Southbound.

Cossham Bristol is the most convenient hospital.

Q.

We are trying to find a discount conveyancing quote in Hanham. What do we need to consider?

A.

This catches out many buyers, and can leave them paying far more in conveyancing fees than they budgeted, and many solicitors purport to offer cheap conveyancing. However extra fees are often hiding in the small print. Excited buyers, eager to get underway, often ignore this small print when they instruct. Any fees included in the terms should be reasonable.

Q.

Which actual searches does the Hanham lawyer carry out when acting on a Hanham home?

A.

The routine legal protocol will be to obtain Local Authority (personal or official), Drainage Search and Environmental, and possibly unique particular for instance Official Search of Whole or Part without Priority (OS3).

Q.

How is stamp duty assessed?

A.

The SDLT due will depend on the valuation. On a £159000 house, stamp duty will be £1590.*

*This information correct as of August 2012

Q.

When in the process do you need to get a solicitor to handle our sale?

A.

If you use a firm offering a 'no move, no fee' guarantee, the sooner you instruct a firm, the better. The legal work can then begin straight away. Prompt instruction of a firm for a purchase allows you can shave days off the process by having the details of your instructed solicitor ready when you make an offer, or, if you are selling a property, paperwork can be prepared, even before a buyer is found.

Q.

What is gazumping?

A.

Gazumping is common across England and Wales and happens when a seller accepts a purchaser's offer, only to later dismiss it in favour of another buyer's higher offer. The will be a danger of gazumping in any transaction, because offers are not binding until exchange of contracts. The first step in reducing the chance that gazumping will effect you is to instruct your conveyancing solicitor as soon as you can.

Q.

Is your solicitor team geared up for complete within 28 days of exchange on auction conveyancing in Hanham?

A.

We prepare legal packs for vendors and do frequently do the legal conveyancing sellers at auction. Conveyancers tend to inform purchasers to formally instruct a property lawyer in advance of the auction day to allow sufficient time for a detailed report of the auction pack.

Thereafter, following the auction day arrives your appointed lawyer is absolutely able to concentrate on concluding the purchase inside 4 weeks as typically required .

Q.

I am going to be moving out of our period building just outside Hanham into a building in Yate . What is the optimum stage to book a removals firm?

A.

We will advise that sellers wait organising removals until after the contracts have exchanged because a home moving date wont have been agreed. There are many local and national companies including Brunels, Unit 2 Bridge Rd Ind Est/Bridge Rd, Kingswood, Bristol, BS15 4TA on 0117 907 7855 or Hamptons Removals, 34 Lees Hill, Bristol, BS15 4TN Phone: 07941 542414.

Q.

We are intending to buy a church rectory in Shenington. Should we order a chancel search?

A.

Whether you are buying a residence in Hanham or elsewhere in the county, the conveyancing lawyer could advise that a chancel search be taken out. Through some church councils have chosen to exact chancel repairs on the current owners, it is not possible to be certain that a parish where dues have not recently been paid will not automatically be the case for future owners, so the solicitor will be unable to make any guarantees, and will recommend insurance.

 
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