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Conveyancing in Harbury Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 30/04/17

Commuting from Harbury? ;

Harbury is within three miles of junction entry 12 Northbound of the M40.

The closest airport to Harbury is Coventry Airport (10 miles). Birmingham Airport is 19 miles, and Turweston Aerodrome Airport is 21 mile away and the closest station to Harbury is Leamington Spa, about 5 miles away.

The nearest hospital to Harbury is Royal Leamington Spa Rehab.

Q.

How do I get the best conveyancing rates in Harbury for a £534,000 home?

A.

This issue affects many buyers and sellers who opted for a very cheap quote, only to be stung later in the conveyancing process, and many property lawyers purport to offer cheap conveyancing, but additional costs are often hiding in the terms. Your conveyancing quote ought to define the disbursements to be paid. Additional fees listed in the solicitor's terms should be fair and clearly defined. Homeward Legal quotes offer a clear statement of your legal fees for a standard conveyancing transaction.

Q.

When do we need to instruct a conveyancer?

A.

The straightforward answer is, earlier is preferable. The legal work can then start straight away. Instructing your solicitor sooner could mitigate the chance of the transaction stalling.

Q.

Will the solicitor in Harbury inform me about the cost of council tax on a Band C maisonette prior to completion?

A.

A solicitor will write to the governing Stratford-on-Avon local council to enquire about the latest council tax band and rates, which will subsequently be detailed in the report on title. The latest tax rates for residents of Harbury are detailed on the Stratford-on-Avon council site. At the time of writing (20 October 2012) band rates are:

  • Band A - £1,011.00
    >
  • Band B - £1,179.00
  • Band C - £1,348.00
  • Band D - £1,516.00
  • Band E - £1,853.00
  • Band F - £2,190.00
  • Band G - £2,527.00
  • Band H - £3,032.00

Q.

Why does the conveyancing process take weeks to complete?

A.

Conveyancing may be exposed to significant delays. Homeward Legal strive to minimise their effect by pushing all parties involved.

Q.

What can I do to avoid paying for stamp duty land tax?

A.

We do not advise clients expose their finances to any form of stamp duty reduction scheme, as such schemes are often uneconomical and the HMRC can review a scheme up to 6 years after a sale is completed imposing penalties and investigating all your tax matters.

Q.

Do we need a chancel search? I am purchasing in Harbury.

A.

The result of Aston Cantlow (PCC) v Wallbank in 2003 confirmed that chancel repair liability could be enforced. Several sources are used to determine liability in Harbury, including county histories. Harbury ecclesiastical properties include All Saints.

Q.

How is contaminated land in Harbury checked when buying?

A.

Land may have been contaminated by many human activities, and an environmental search should reveal if a particular property is affected by contaminants including pollution incidents or local historic industrial processes. Contamination in Harbury can be caused by local waste sites, such as Kingston Grange Farm, Banbury Road, Warwickshire, CV35 0AE.

Q.

We are using a lender based in Warwickshire, and need to know which Harbury lenders you work with. Whose panels are you on?

A.

Our solicitors have experience working with all the major lenders. A number of mortgage specialists operate in Harbury, including Loydall, 3 Rainsbrook Av, Rugby, CV22 5HB, Positive Solutions, 53 Loverock Cr, Rugby, CV21 4AS, and Monaco, Hockley Ct/2401 Stratford Rd, Hockley Heath, Solihull, B94 6NW.

 
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